Author: Alicja Ciemińska

Green Finance Revolution – How Financial Innovation is Paving the Way for Sustainable Investment

Lush green trees growing money bills in a scenic landscape, representing the revolution of sustainable finance through financial innovation and investment.

Sustainable development is becoming a key priority in the global economy, and mobilizing capital for green projects presents both challenges and vast opportunities. As the world strives to transition toward a more eco-friendly path, innovative financial instruments such as green bonds and sustainable funds are playing a crucial role in accelerating this shift. In this article, we explore how investors, governments, and financial institutions can work together to promote sustainable finance while addressing the challenges of regulation and access to funding.

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AI Under Scrutiny – What the Framework Convention on Artificial Intelligence Means for Fintech

The Council of Europe Framework Convention on Artificial Intelligence, Human Rights, Democracy, and the Rule of Law is a groundbreaking treaty with far-reaching implications for the fintech sector. By regulating the lifecycle of AI systems, it ensures compliance with international standards, focusing on human rights, transparency, and accountability. 

In this article, we explore how these new regulations will affect fintech companies, fostering innovation while enforcing global oversight. Is the fintech industry ready for the regulatory changes that the Convention brings to AI governance?

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Transforming Cross – Border Lending with Passportable Financial Identities

Cross-border lending is becoming increasingly relevant, but the process is often hampered by regulatory discrepancies, challenges in identity verification, and the complexity of assessing creditworthiness across borders. A game-changing solution to these issues is emerging: passportable financial identities. By enabling seamless access to reliable financial information across countries, this innovation has the potential to transform the industry, making cross-border lending safer and more efficient.

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How Fintechs Are Driving the Future of CBDCs and Global Payment Systems

Central Bank Digital Currencies (CBDCs) are gaining traction as the future of global financial systems. As this field continues to transform at an unprecedented pace, innovative companies play a pivotal role, assisting central banks in testing, implementing, and popularizing these modern forms of currency. What benefits can these companies bring to the development of CBDCs, and what new approaches might they introduce in managing digital assets?

Discover how collaboration between these forward-thinking firms and central banks could redefine the future of payments worldwide.

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Humanising Fintech – How Empathy is Transforming Financial Services

In today’s highly competitive industries, customer choices are often determined by nuances. Particularly in sectors where technology evolves rapidly, such as fintech, understanding and addressing user needs is invaluable. Empathy, as a cornerstone of humanising fintech, enhances customer experiences and revolutionises the design of digital products.

In this article, we will discuss how an empathetic approach leads to greater customer satisfaction, loyalty, and improved business outcomes.

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How Embedded Finance is Shaping the Landscape of Fintech and Other Industries

In recent years, fintech has gained significant traction, with embedded finance becoming one of its key aspects. This approach involves integrating financial services directly into applications and platforms that are not traditionally associated with finance. This makes everyday financial interactions simpler and more seamless. In this article, we will explore the evolution of these products and how their landscape is changing.

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