Kalifa Review of UK’s FinTech in 2021

Kalifa fintech report 2021

Financial technology, or FinTech for short, is a hit. It’s a global revolution that transformed the lives of many people. It enabled them to hold onto a job, manage their finances, discover better options for their home budgets. The Kalifa FinTech review for 2021 shows how much this business has  evolved in the UK – one of the most vibrant markets in the world. We work with the best – two of our clients contributed to the report.

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Storytelling with Data: 5 Steps to Create an In-App Data Visualization

Unless it’s about counting money on our bank account, then for many of us, numbers are hard to remember and boring. We need a context and a good reason to process them. Not to mention making something useful out of it. The same goes for FinTech users. What if you could help them through storytelling?

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Buy Now Pay Later – How The Fastest-Growing Payment Alternative Works

Wouldn’t it be great if you could just buy whatever you like and pay for it within a deferred payment system? It should be easy, convenient, and cheap. Other people thought exactly the same; that’s why “shop now, pay later” solutions came to be. How does it work, who are the top players and how can you benefit from this trend?

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Simple Context Passing With AsyncLocalStorage in Node.js

Node.js is one of the most popular programming languages used on the web nowadays. It’s single core design has lots of positives, but sometimes can be a little challenging – especially when it comes to passing the context between asynchronous invocations. It seems not to be such a problem anymore, though. Developers can use AsyncLocalStorage in Node.js to overcome long lasting problems. Let’s dive in to check how to do that.

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What Is a Design System in UX and Why It Is Important to Have One?

We all know LEGO bricks and pieces; many of us grew up having them and then passing the torch to our kids. With LEGO, we can dream and build anything: a car, a house, a castle, even a space station. From the smallest and most humble design to the most ambitious project—everything can be constructed with the right amount of supplies and patience. It’s possible because these pieces can be used many times over in different combinations. And this is the exact nature of the design system in user experience (UX).

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Top 4 FinTech Events to attend in 2021

2020 was a year almost everything changed for most of the industries, but there is one that was affected especially severely, yet it manages to adapt. Trade fairs and conferences, including FinTech events, went 100% online and you can still take part in most of them. Moreover, thanks to dedicated platforms, it’s now easier and more accessible than ever. 

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InsurTech Companies to Watch 2021 – TOP20

The COVID-19 epidemic turned the world upside down. Many of us think extensively about safety and security. That’s where financial insurance companies come in. They offer a feeling of having a safe bay in times of uncertainty. Some of them will face challenges because of the uneven funding or promoting already established InsurTechs. Some of them will need to rethink business models. Here’s the list of the most promising InsurTech companies to watch in 2021.

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FinTech Wire #16: New Ways to Spend Bitcoin, Klarna and Ikea to Offer Banking Services

So far, so good: the first half of February has brought us some pretty exciting news and developments. Last week was no different: some of the world’s most renowned businesses have surprised us with breakthrough decisions, and official bodies in some countries followed in their footsteps. Wanna find out what we are talking about?

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Asset Management Software Guide

If you save or invest your money in more than one place, you may be annoyed with how bothersome it is to check and analyze what is going on with your assets, especially in real time. But logging into alt least three different platforms, checking the values, entering data into the spreadsheet is just pointless, when you can use asset management software. Read more to find out what it is and how it can make your life easier!

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What Are the Design Principles in UI/UX in FinTech?

You are in the dark and complicated labyrinth. You can barely see the sun, the path has twists and turns and there’s no exit to be found. Backtracking seems to be the only option now. Retreating and finding a new path seems to be logical, and cost-effective. To save you from the headache, we have prepared this short but detailed FinTech UX and UI guide.

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Ask Me AnyFin with Christian Kranicke: How to Digitalise Financial Services?

Why Ask Me AnyFin? At Code & Pepper, we believe in testing assumptions and leaving no stone unturned when getting to the bottom of complex issues. But what are the right questions to ask? Now, that’s when things get really interesting… There is no one magic formula for a FinTech company. That’s why I’ve decided to sit down with founders, innovators and disruptors from different sub-sectors and with diverse backgrounds to look for the bigger picture: together.

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Top 10 Reasons Why FinTech Startups Fail

An old classic financial institution with multiple physical branches competes with the agile and low-cost mobile-only bank. Possible hundreds of years of tradition versus a few years or even a few months on the market. And yet, the mobile bank is on the rise, attracting users left and right; like a moth to a flame. They know their issues will be addressed quickly and every operation will take minutes, sometimes even seconds. If so, why many FinTech startups pivot early on and change the product? What common mistakes do they make?

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User Experience Friction in Real Life Examples

Designing an app to be user friendly is a must, right? User-friendliness is not a simple term, though and its complexity is actually gigantic, when you take a better look at what it involves. One of the key aspects one needs to understand and consider from the very beginning of work on an app is user experience friction and its three main areas: emotional friction, interaction friction and cognitive friction. Read more to find out what they are and how to avoid them.

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What Does Generation Z Spend Their Money On?

Imagine you could change the world with a single act. A brief moment, a statement that changes the landscape for generations to come. And it’s not an act of desperation but rather convenience. It’s not a political statement but a consumer one. This is how Generation Z takes us to the world of cashless and instant-response society with a simple act of tapping the “Pay now” button. What do these people need and pay for, what are Generation Z’s spending habits?

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The Rise of African Neobanks

Can you make money by serving people of humble means? Can you sustain a business addressed to people outside of the global financial system? Limited market opportunities and few coins in the pocket don’t have to be a dead end. As Bill Gates once said: there’s a difference between banks and banking. If you need proof that FinTech companies can provide quality services to customers despite their financial status, look at neobanks in Africa.

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