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The List of Digital Banking Platforms

January 2025

Banking went through tremendous changes. Recent years brought not only digital banking but also mobile solutions. Also, highly customizable and personalized offers that traditional banks have to compete with. With digital banking platforms, traditional firms offer multiple services across different channels and with the customer in mind.

What are digital banking platforms?

Which is not that obvious at all. Previously, the client was a claimant. A person who brings the business and generates revenue. Today, everyone is a valued customer. Not only because the market and competition demand it but also because there’s a potential in treating everyone the same. Unless a person falls into the category of private banking and has highly tailored personal service, everyone is perfectly the same. And that means financial software covering every aspect of one’s life.

Digital banking platforms offer clients these things:

  • access on multiple devices
  • personal customer service with digging deep into the nature of the problem and finding the best solution or a product to fulfill the need
  • multiple ways to contact the bank (email, phone, chatbot, etc.)
  • integration with third-party systems and products

To be considered as such, digital banking platforms must offer services solely online, as opposed to online components of a standard offer. These solutions heavily rely on process automation, web- and mobile-based services. They also utilize artificial intelligence (AI) and other various forms of support to recognize customers and process-related data.

The strong suit of digital banking platforms

By adding, for example, a third-party debit card to a digital bank’s products list, digital banking platforms offer customers a wider range of financial services. It’s because the core of operations relies on customer experience and satisfaction. These mostly mobile banking software solutions, cover all major needs of a person interested in finance. 

Conveniently, a user can take a loan, act on payment requests, check account information and balance, take a look at spending dynamics and analytics, and finally invest in multiple products. He or she can also buy insurance or engage with their money in many other ways. Through digital wallets, for example, that are linked to cryptocurrency investments.

Digital banking platforms offer possibilities that are the same for everyone, but after logging in, highly personalized. It’s because Big Data and other forms of analytics are used to determine what the user is interested in, what his capabilities are, and what solutions might suit him or her the best. 

The art of making it work

Creating these types of products isn’t easy. It requires technical fidelity and knowledge about customer experience. If you want to compare your product idea to the market, use our list to do so. If you want to create a similar product, check banking software development services that suit your needs.

101

Oradian

50-249 Employees
Zagreb, Croatia
Est. 2012
Oradian is a financial inclusion company serving financial institutions in remote, hard-to-reach communities. Using insights from our community of customers, we provide a cloud-based toolset that smart financial institutions plug into to access best practice and efficiency.
Specialities
  • Cloud Banking
  • Emerging Markets
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102

Paradigm Online Banking Interface

50-249 Employees
Grand Rapids, United States
Est. 1974
Paradigm has a Ready-to-go proven hack-tested Web App solution that works on all devices and can plug your business into web profits while meeting your compliance and prudential risk requirements without the risk and cost of in-house solutions.
Specialities
  • Architecture
  • Warehousing
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103

Passfeed

50-249 Employees
New York, United States
Est. 2016
Passfeed is dedicated to offering pioneering, cutting-edge technological solutions to clients and is devoted to scaling two visions: Software as a Service and an Open Market Platform. Our continued growth, success, and industry innovation rely upon our passion to transform offline and outdated business practices into next-wave, technologically advanced business management and payment solutions for our clients as they continue to grow and expand into new markets. Our modern software will be there to help support achieve business goals year after year, ultimately streamlining processes and improving their bottom line.
Specialities
  • Financial Services
  • Digital Business Management
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104

PayKey

50-249 Employees
Tel Aviv, Israel
Est. 2015
PayKey transforms the mobile keyboard into a new channel for services and communication.
Specialities
  • Mobile Payments
  • Social Payments
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105

Portfolio Plus Consumer Web Banking

50-249 Employees
Stouffville, Canada
Est. 1988
Portfolio+ is an open banking platform that includes software applications for loans, mortgages, term deposits, investments and retail banking.
Specialities
  • Financial Services Software
  • Leasing and Financing Software
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106

Portfolio Plus Retail Banking Software

50-249 Employees
Stouffville, Canada
Est. 1988
Portfolio Plus Consumer Web Banking is an online banking software that enables customers to perform a variety of self-service banking activities.
Specialities
  • Financial Services Software
  • Leasing and Financing Software
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107

Synctera

50-249 Employees
San Francisco, United States
Est. 2020
We’re closing the gap between community banks and FinTechs. Empowering you with fast, secure, and scalable partnership banking solutions, we tear down integration complexity and build bridges. We’re here to guide all parties through the onboarding process and beyond, forging transactional relationships based on trust.
Specialities
  • Banking Solutions
  • FinTech
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108

Teknospire

50-249 Employees
Bangalore, India
Est. 2015
Teknospire offers an integrated digital banking platform that automates the banking processes and allows the swift creation of banking products, reducing OPEX and growing profitability.
Specialities
  • Payments Solutions
  • Digital Wallet System
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109

Toqio

50-249 Employees
London, United Kingdom
Est. 2019
Why develop your own financial tech from scratch? There’s a much smarter way to do fintech. Bring us your solution, and we’ll bring everything else – applications, web, hosting, and partnersOur white label digital finance SaaS lets you quickly launch and monetise new solutions for your customers. Toqio helps banks, fintech, and corporates to bring innovative new solutions to market. Our flexibility allows our clients to launch highly specific use cases on a single, shared infrastructure.
Specialities
  • Mobile Banking
  • Blockchain
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110

TrustPay

50-249 Employees
Bratislava, Slovakia
Est. 2009
Maximise business, reduce hassle with TrustPays advanced card acquiring and business account services
Specialities
  • Instant Payments
  • Card Payments
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111

TurnKey Lender

50-249 Employees
Austin, United States
Est. 2014
TurnKey Lender is a global ULM (Unified Lending Management) leader. The company designs and develops intelligent award-winning software products that automate the entire lending process. The solution’s capabilities cover traditional and alternative lending, SME financing, grant management, money lending, leasing, trade finance, in-house financing, and more. TurnKey Lender serves customers in 50+ countries, and the list keeps growing. As a pioneer in the development of AI software for lenders, TurnKey Lender is quickly gaining traction within regions like the United States, APAC, and the EU. All types of lenders are already using the company’s solutions ranging from large/mid-size banks, digital lenders, and multi-finance companies to trade finance operators, traditional and non-traditional lenders, and telecoms. Reach out and request a free personalized demo from the TurnKey Lender team.
Specialities
  • Loan Origination
  • Credit Risk Management
  • Banking Technology
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112

White-label Neobank Platform

50-249 Employees
New York, United States
Est. 2018
White label digital banking solutions allow businesses to launch Web, iOS and Android applications, under their brand, in a short timeframe by utilizing 3rd party licenses, permissions, certifications and modular microservices.
Specialities
  • Digital Banking Application
  • E-commerce
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113

Yobota

50-249 Employees
London, United Kingdom
Est. 2016
Cloud-based platform allows financial services to design and deploy financial products.
Specialities
  • Core Banking
  • Banking Platform Technology
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114

Zoot Enterprises

50-249 Employees
Bozeman, United States
Est. 1990
Zoot Enterprises is a global provider of advanced origination, acquisition and decision management solutions for financial institutions. We offer comprehensive and flexible platforms for specific business needs that include loan origination, fraud detection and prevention, data acquisition, and more. Zoot is a leader in the financial technology industry. We enable clients to access hundreds of cutting-edge data sources in real time, and provide business user control that empowers our clients to adapt to their evolving strategies. Our cloud-based, secure processing environment delivers decisions in milliseconds and has the capacity to deliver billions of real time decisions annually. Streamline your loan origination process and offer paperless lending – anytime, anywhere with Zoot’s origination solution. Our answer to loan origination completes the lending process, from application and credit scoring to servicing provider integration, all with an unprecedented level of control and flexibility. Not only does our origination solution support you with powerful tools and robust integrations that reduce data entry, it helps accelerate loan processing times while avoiding costly errors.
Specialities
  • Loan Origination
  • Credit Risk Management
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115

Atlantis Tech

10-49 Employees
Singapore, Singapore
Est. 2020
ATLANTIS is dedicated to building BANKING, CREDIT, DATA, and INFRA for Digital Consumers and SMB’s in India and SE-Asia.
Specialities
  • Banking
  • FinTech
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116

B2BPay

10-49 Employees
Helsinki, Finland
Est. 2015
B2BPay is a online banking software that offers a virtual bank account for business. It features a non resident bank account in Europe, can integrate with marketplaces and payment gateways and gets notifications of incoming payments.
Specialities
  • International Payment Transfers
  • International Trade Payment
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117

BankPoint

10-49 Employees
McKinney, United States
Est. 1999
BankPoint is an intuitive banking platform that enhances your core system and provides dramatic improvements in efficiency for your staff.
Specialities
  • Banking Software
  • Bank Management
  • Financial Software
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118

Banxware

10-49 Employees
Berlin, Germany
Est. 2020
Embedded Financial Services by Banxware bridges the gap between banks and digital platforms.
Specialities
  • Lending Service
  • Small Businesses Financing
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119

BASIKON HYPERFRONT

10-49 Employees
Paris, France
Est. 2019
Basikon is a Software as a Service designed by financing experts with cutting edge technology. Its architecture revolutionizes the way financial institutions collaborate with their partners and customers to manage any kind of loans, leases, guarantees and wholesales financing. Basikon hyperfront provides absolute flexibility for seamless customer and partner journeys, back-office automation and unleashes innovation in financing.
Specialities
  • Software as a Service
  • FinTech
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120

Contovista

10-49 Employees
Schlieren, Switzerland
Est. 2013
Contovista is a Swiss FinTech company with the mission to facilitate the transition to data-driven banking. They specialise in big data analytics, business intelligence and visualisation of financial data. Their product portfolio includes a Personal Finance Management (PFM) solution, a Business Finance Management (BFM) solution for SMEs as well as an Advanced Data Analytics Engine.
Specialities
  • Financial Data Analytics
  • Personal Finance Management
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121

figo

10-49 Employees
Hamburg, Germany
Est. 2012
Consumers demand convenience, want user-friendliness, recognise the added value of context-based banking, and are getting the freedom to decide in which services they want to use their bank data – neutral services outside the classic banking world are more popular than ever before: the seemingly inseparable connection of banks and “banking” is breaking up! In its place, figo has become Europe’s first banking service provider.
Specialities
  • Financial Services
  • Personal Finance
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122

GIROMATCH

10-49 Employees
Frankfurt, Germany
Est. 2014
Giromatch is an API-Credit-Platform that maps the innovation process for banks outside their core banking systems. Contact us for details. A direct lending platform and enable banks & B2B-partners to automate their entire lending value chain by using our white label solution.
Specialities
  • Consumer Loans
  • Direct Lending
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123

Griffin

10-49 Employees
London, United Kingdom
Est. 2017
Griffin is a new wholesale (“infrastructure”‚ã) challenger bank in the UK. We provide a technology platform to fintechs that need custodial accounts and access to interbank payments. All of our technical systems are built from scratch, enabling us to move faster than existing banks burdened by legacy tech. We also provide fully integrated compliance solutions so that our clients can satisfy KYC and AML requirements in real time.
Specialities
  • Banking Platform
  • FinTech
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124

Hyperstacks

10-49 Employees
Cagayan de Oro City, Philippines
Est. 2016
At Hyperstacks Inc., we help entreprenuers and startups develop their idea into a solid business. We also provide mobile app solutions for companies to automate traditional procedures. Our dynamic team of mobile app engineers, designers and business experts use the latest technologies and highly-effective methodologies to provide the best apps for our clients.
Specialities
  • Product Development
  • Web Application Development
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125

InfraRisk

10-49 Employees
Docklands, United Kingdom
Est. 2008
We give our clients the most advanced Data Driven, Cloud Native, AI enabled and Distributed digital platforms for lending. Mature and purpose built to operate at scale with full automation.
Specialities
  • Credit Workflow
  • Digital Lending
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126

Kapowai Online Banking

10-49 Employees
Dublin , Ireland
Est. 2015
Kapowai Online Banking is a multifunctional remote banking system that allows individuals and entrepreneurs are able to quickly and securely manage cards and accounts, make transfers, open deposits and repay loans, pay for services, obtain currency rates, find ATMs and branches, perform independent control over their expenses with PFM.
Specialities
  • Internet Banking
  • Mobile Technologies
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127

Macrobank Core Banking

10-49 Employees
Tallinn, Estonia
Est. 2015
Advapay is a technology company providing the Digital Core Banking platform to empower fintech clients or digital banks to start their businesses and accelerate digital transformation. The platform delivers all essential functionalities, a back-to-front system and a set of tools to customise and bring new integrations. With Advapay, potential and existing customers can connect either to the cloud-based SaaS or on-premise software, or purchase software codes. Besides the technical infrastructure, the company provides business advisory and fintech licensing services.
Specialities
  • Core Banking
  • Payment Platform
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128

Open Banking platform

10-49 Employees
North Sydney, Australia
Est. 2015
The Frollo Open Banking platform helps businesses collect and use Open Banking (CDR) data. It’s a complete solution for consent management and CDR data collection, with plug & play access to Open Banking powered products like ‘Statement of Financial Position’ and ‘Personal Finance Management. All available through SDK (including UI) and APIs.
Specialities
  • Open Banking
  • Personal Finance Management
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129

Opium.eBanking

10-49 Employees
Luxembourg, Luxembourg
Est. 2009
Multichannel, white-label and complete web banking platform built on strong experience in secure application development and online banking applications, the unique architecture has been designed to automatically handle all the security and technical standards, allowing you to concentrate on your business services. Whether you are a small or large financial institution, Opium.eBanking™ helps you to leverage your online channel to fulfil and exceed your customers’ expectations. Customizable workflows align your Internet banking with your business. For example, you can modify the money transfer workflow to send an email to business auditors whenever a transfer is greater than a specified amount or the target country is unusual. If regulations change, requiring more detailed information regarding fees, you just tell Opium.eBanking™ where to collect this information, then the screens and reports will be automatically adapted for you. Our platform allows firms with stringent privacy policies to easily build a secure and rich portal for their clients and partners. All the Ready-To-Use services are encapsulated into the same 3-Tier Solution Server so they are available to any application process without the need of scattered external technologies. This approach eliminates most of the risks of global solution deployment and complex maintenance. It also ensures smooth and secure delivery without jeopardizing existing assets, whether they are applications or infrastructure components. ▻ Rapid market deployment ▻ Multichannel solution, desktop & mobile devices ▻ Hybrid or Native mobile electronic banking application ▻ Customizable applications and reports ▻ All in one – out of the box, from strong authentication to STP ▻ Available on-site licensing model or Software as a service (SaaS)
Specialities
  • Banking Software
  • Digital Banking
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130

ProSeeder

10-49 Employees
Palo Alto, United States
Est. 2014
ProSeeder is an enterprise software solution empowering the venture & innovation ecosystems for corporates, VCs, PE, Investment Banks & more
Specialities
  • Broker Dealers
  • Innovation Management
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131

RootAnt

10-49 Employees
Singapore , Singapore
Est. 2013
RootAnt transforms with global financial institutions to create and upgrade financial systems and platforms to be more Open and Easy.
Specialities
  • Digital banking
  • Corporate financing
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132

Universa

10-49 Employees
Aurora, Canada
Est. 1985
Universa is Smart Solution’s preeminent, integrated, enterprise banking system. Universa. It is also an integrated customer relationship management (CRM) and supports third party interfaces such as Automated Teller Machines (ATM) and Point of Sale (POS) interfaces.
Specialities
  • Financial Services
  • Core Banking Software
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133

Urban FT

10-49 Employees
Brooklyn Park, United States
Est. 2012
Urban FT empowers Financial Institutions with $2-Billion in assets or less to deliver their customers with a service functionality and an user-experience that not only competes with, but in most cases, transcends those offered by the larger, more dominant institutions.
Specialities
  • Payment Processing
  • Mobile Banking
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134

Whitelabel PFM

10-49 Employees
North Sydney, Australia
Est. 2015
The Frollo Personal Finance Management platform offers businesses a quick and easy way to implement PFM features into their own app. Features include: – A real time financial overview – Financial wellbeing tools – Smart insights and notifications Available through a white label app, SDK (including UI) or APIs.
Specialities
  • Open Banking
  • Personal Finance Management
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135

WWS Customer Management

10-49 Employees
Louisville, United States
Est. 1997
Boosting profits while acquiring new customers
Specialities
  • Automated Teller Machine
  • FinTech
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136

Finalstep

1-9 Employees
Sydney, Australia
Est. 2010
We build better digital banking software for the Australian financial industry.
Specialities
  • Customer Experience
  • Online Banking
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137

NexorONE

1-9 Employees
Panama City, Panama
Est. 2005
NexorONE® is a Robust, Flexible and Scalable Online Banking Platform with a broad diversity of modules to serve different financial institutions. The system can also be used to adapt to your specific business needs, serving transaction management, as a payment platform, for international wires or just as customer interaction and messaging solution.
Specialities
  • Online Banking Solutions
  • Payment Platforms
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138

EBANQ

Málaga , Spain
Est. 2013
EBANQ is an extremely user-friendly and clean white-label banking platform. We can have your own online banking operations up and running in 24 hours. EBANQ is used by Electronic Money Institutions (EMIs), Payment Institutions (PIs), Money Service Businesses (MSBs), Banks, Trust Companies and others to manage customer profiles, accounts and transactions. Optional white-label mobile apps available for iOS and Android.
Specialities
  • Asset Managers
  • Cryptocurrency Exchanges
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139

LiveBank

Cracow, Poland
Est. 1999
Build unique banking experience
Specialities
  • Finance
  • IT Services
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140

TCS BaNCS Digital Favorite Unclaimed

Mumbai, India
Est. 1968
TCS BaNCS Digital is an enterprise wide solution that enables your bank customers the flexibility and convenience of managing their finances anywhere.
Specialities
  • Finances Management
  • FinTech
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