Best loan software – the ultimate list

January 2022

The ever-expanding FinTech world and changing market conditions force companies to compete on a new level. The process of loan management has to be focused on a user and real, not imaginative, challenges. Loan software offers multiple solutions for everyday people. Here’s the list of the most known applications for you to compare and draw inspiration from.

What counts as loan software?

The question is actually very valid. Since loan software is a part of the financial software ecosystem, it should offer solutions for people interested in money management. To do that, applications need to offer a wide variety of useful functionalities:

  • store loan data and documents to be easily accessible by users
  • have advanced security protocols
  • offer the creation, modification, and ending of loan processes and contracts
  • automate fees
  • generate transaction calculations before signing the loan agreement
  • offer fee calculator if the contract predicts dynamic changes in market conditions that impact fees
  • manage relations and secure data exchange with third-party brokers and inventors
  • be in line with both the local and global FinTech and general law regulations
  • have dashboards and generate reports for users so they can make informed decisions about loan performance and future steps

These requirements are pretty standard for the industry, so if you want to find a perfect solution, these are mandatory. If you want, on the other hand, to create your own solution, you may consider custom lending software development services. It’s the most effective way for the creation of a loan software product.

The criteria for successful loan software application

Loan software applications are distinctive, even for FinTech. In general, financial technology applications deal with sensitive customer data. They are expected to protect them and offer various, sometimes very complicated, services on the go. Loan software goes even further. It offers the ability to get out of debts, manage personal accounts, finance personal and company expenditures. By definition, they need something extra.

This “something” is care. The list below consists of many loan software applications but only some of them rise to the true potential of the market. There are still niches to be explored (for example loan management software) and various ways to utilize them. When browsing for a perfect solution, make sure to explore different alleys. Don’t settle for “just right”, expect “the best as possible can be”.

The list of loan software products

101
50-249 Employees
Naarden, Netherlands
Est. 1991
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Close Origination

50-249 Employees
Naarden, Netherlands
Est. 1991
Close Origination is designed to offer speed, efficiency and an optimal result for both the applicant and the loan provider. The solution is available 24/7 for consumers who submit applications by web or mobile applications, as well as for applications submitted by dealers, intermediaries and sales agents.
Specialities
  • Process Management
  • Mortgages
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102
50-249 Employees
Naarden, Netherlands
Est. 1991
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Close Servicing

50-249 Employees
Naarden, Netherlands
Est. 1991
Close Servicing supports all servicing processes from the opening of a loan until the final payment. Both the periodic, recurring activities such as calculating and charging of due dates or interest on arrears as well as the occasional, incidental activities such as early prepayments or intermediate rate revisions are being conducted in the contract administration and financial sub administration of the solution.
Specialities
  • Process Management
  • Mortgages
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103
50-249 Employees
CloudBankIN is the SaaS Banking Engine which has the functionality of Savings, Deposits, Shares, Loan Origination, Loan Management, Collection Management, Accounting Management and a lot more. It comes as a rare combination of flexibility and sturdiness to support a whole range of business operations for any type of financial organization. Ideal for NBFCs, Micro Financial Institutions, Private Lenders, Non-Government Organisations, Credit union, Cooperative Societies, and other lending institutions., India
Est. 2008
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CloudBankIN

50-249 Employees
CloudBankIN is the SaaS Banking Engine which has the functionality of Savings, Deposits, Shares, Loan Origination, Loan Management, Collection Management, Accounting Management and a lot more. It comes as a rare combination of flexibility and sturdiness to support a whole range of business operations for any type of financial organization. Ideal for NBFCs, Micro Financial Institutions, Private Lenders, Non-Government Organisations, Credit union, Cooperative Societies, and other lending institutions., India
Est. 2008
CloudBankIN is the SaaS Banking Engine which has the functionality of Savings, Deposits, Shares, Loan Origination, Loan Management, Collection Management, Accounting Management and a lot more. It comes as a rare combination of flexibility and sturdiness to support a whole range of business operations for any type of financial organization. Ideal for NBFCs, Micro Financial Institutions, Private Lenders, Non-Government Organisations, Credit union, Cooperative Societies, and other lending institutions.
Specialities
  • FinTech
  • Loan Management Software
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104
50-249 Employees
Addison, United States
Est. 1983
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Commercial Servicer

50-249 Employees
Addison, United States
Est. 1983
FICS’ commercial loan servicing, Commercial Servicer, provides the most comprehensive and cost effective system for commercial loan servicing.
Specialities
  • Mortgage Software
  • Loan Origination Software
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105
50-249 Employees
Burnaby, Canada
Est. 2006
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Compass Asset Finance (CAF)

50-249 Employees
Burnaby, Canada
Est. 2006
Compass Asset Finance (CAF) is a loan origination system developed to streamline and facilitate the processes of crediting, auditing, funding and income verification for financing applications received from dealers. CAF supports self-configurable credit decisioning, tolerance limits and risk parameters with full auto decisioning & scorecard capabilities.
Specialities
  • Systems Integration
  • Business Process Automation
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106
50-249 Employees
Burlingame, United States
Est. 2001
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ComplianceAnalyzer

50-249 Employees
Burlingame, United States
Est. 2001
ComplianceAnalyzer is an automated compliance auditing for the residential mortgage industry.
Specialities
  • Risk Management
  • Automated Compliance
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107
50-249 Employees
San Luis Obispo, United States
Est. 2010
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Construction Loan Manager

50-249 Employees
San Luis Obispo, United States
Est. 2010
Land Gorilla offers construction loan management software and services designed to mitigate risk and improve workflow.
Specialities
  • Construction Loan Software
  • Collateral Valuations
  • Progress Inspections
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108
50-249 Employees
Immenstaad am Bodensee, Germany
Est. 1997
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Credit Bureau Gateway

50-249 Employees
Immenstaad am Bodensee, Germany
Est. 1997
Credit Bureau Gateway is a software designed for the seamless and cost-efficient integration of external data sources.
Specialities
  • Credit Risk Management
  • Loan Origination
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109
50-249 Employees
Immenstaad am Bodensee, Germany
Est. 1997
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Credit Decision Platform

50-249 Employees
Immenstaad am Bodensee, Germany
Est. 1997
Credit Decision Platform is designed to transform loan decisioning and origination processes into a flexible and automated system.
Specialities
  • Credit Risk Management
  • Loan Origination
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110
50-249 Employees
Kennesaw, United States
Est. 1978
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Decision Table

50-249 Employees
Kennesaw, United States
Est. 1978
Loan Origination
Specialities
  • Risk Management
  • Credit Decisioning
  • Loan Origination
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111
50-249 Employees
Reggio Emilia, Italy
Est. 1988
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DocCredit

50-249 Employees
Reggio Emilia, Italy
Est. 1988
DocCredit is a solution designed to help users to have an overview of therir commercial credit, avoiding financial risks such as insolvency or late payments, that could decrease their business.
Specialities
  • Financial Planning
  • Financial Management
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112
50-249 Employees
London, United Kingdom
Est. 2011
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ezbob

50-249 Employees
London, United Kingdom
Est. 2011
ezbob began life in 2011 as a direct lender to SMEs. In 2017, the company pivoted to become a software provider to banks and financial institutions.
Specialities
  • Financing
  • Lending
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113
50-249 Employees
Bangalore, India
Est. 2010
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Finflux

50-249 Employees
Bangalore, India
Est. 2010
Finflux is SaaS based lending platform that offers all-in-one solutions for needs of loan origination, loan management, financial accounting, marketplace integration, app based lending, alternative data based credit scoring, dashboards & reporting and analytics. At present we are serving about 4+ million borrowers with active loan portfolio of $3.2 billion. FinFlux is a fast-growing lending platform which offers classic and bespoke solutions. We can serve myriad institutions ranging from who serve the bottom of the pyramid (BOP) to nuanced (non)-banking/financial institutions. Microfinance, SACCOs, Banks, FIs, evolving Fintechs, Business Correspondents, Aggregators in origination process, Agent networks and many more. Finflux breaks the transactional input model to outcomes based model to achieve competitive advantage. Digitization, authoring underwriting rules, rules-based automation in workflows, tiered maker-checker and approvals offers differentiated customer experience and digital journey. It’s cloud-first and then mobile-first empowering the field force. The platform comes with many must-have integrations and marketplace nexus to improve the time to market. Purely a SaaS-based model, aimed truly at impeccable architecture fine-tuned for performance benefits (API round trip times < 2 seconds), banking grade security & compliance and scale on demand.
Specialities
  • CORE Banking
  • Fintech
  • Loan Management
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114
50-249 Employees
Ipswich, United Kingdom
Est. 2014
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Fleximize

50-249 Employees
Ipswich, United Kingdom
Est. 2014
Offering growing businesses the service traditionally reserved for the corporates.
Specialities
  • Business Funding
  • Small Business Finance
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115
50-249 Employees
St. Louis, United States
Est. 1985
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FNI Turnkey Solution

50-249 Employees
St. Louis, United States
Est. 1985
FNI Turnkey offers loan origination solutions, a loan processing software and network origination systems that require little or no customization.
Specialities
  • Custom Credit Lending Solutions
  • Insurance
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116
50-249 Employees
Miami Lakes, United States
Est. 1998
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HDS Loan Servicing

50-249 Employees
Miami Lakes, United States
Est. 1998
Loan Servicing Portfolio Management allows you to manage a portfolio of loans and allows you to track important loan data including, borrower, co-borrower, property and funding source.
Specialities
  • Loan Servicing
  • Funds Management
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117
50-249 Employees
Minsk, Belarus
Est. 2012
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HES Lending Platform

50-249 Employees
Minsk, Belarus
Est. 2012
Lending software for banks and fintechs. HES Lending Platform automates and streamlines the entire loan cycle – from origination to closing. Whether you are looking to launch fast or first, our white-label lending solution enables you to orchestrate loan workflow, front to back. The HES system gives you the flexibility to customize and extend the platform, so it can perfectly fit your business needs. We cover it all: SME lending, consumer and microfinance lending, P2P and marketplace lending, POS and more. Operate like a tech company in months, not years.
Specialities
  • Intelligent Automation
  • Lending Solutions
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118
50-249 Employees
Kallithea, Greece
Est. 1995
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i-Apply

50-249 Employees
Kallithea, Greece
Est. 1995
Complete loan origination solution i-Apply streamlines the credit facility loan origination process. It supports all the steps from the initial application for a credit facility till the final rejection or the disbursal of the loan amount in case of approval. i-Apply makes full use of advanced productivity features, such as the Workflow Designer, Decision Engine module, Organizational chart, Product factory, Collateral management, Management dashboards, MIS reporting, and integration services with 3rd party systems.
Specialities
  • Loan Origination
  • Financial Software Solutions
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119
50-249 Employees
El Dorado Hills, United States
Est. 1988
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i-servicing

50-249 Employees
El Dorado Hills, United States
Est. 1988
i-servicing is a loan servicing software that automates loan collections for fixed, step rate, and adjustable rate loans, with CRM, letter writing, cross-collateral, and more.
Specialities
  • Loan Servicing
  • Loan Collections
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120
50-249 Employees
San Diego, United States
Est. 2005
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Jungo: The Mortgage App

50-249 Employees
San Diego, United States
Est. 2005
Jungo provides financial industry experts with marketing, co-marketing, compliance, and CRM solutions from one login. It is a one-stop-shop solution, integrating with thousands of leading platforms to give clients the ability to track, interact with, and market to all of their contacts.
Specialities
  • Website Development
  • Business Coaching
  • Marketing
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121
50-249 Employees
Kuala Lumpur, Malaysia
Est. 2003
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Juris Credit

50-249 Employees
Kuala Lumpur, Malaysia
Est. 2003
A Malaysian based IT solutions company specializing in financial management softwares (Origination, credit & behavioral scoring, and collection and recovery).
Specialities
  • Credit Management Software Solutions
  • Debt Collections & Recovery Software
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122
50-249 Employees
Kuala Lumpur, Malaysia
Est. 2003
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Juris Origination Management (JOM)

50-249 Employees
Kuala Lumpur, Malaysia
Est. 2003
Juris Origination Management (JOM) is a loan, financing, and insurance origination system that simplifies the approval process and dramatically decreases time-to-market. JOM comes with an integrated AI-based eligibility scoring system that can evaluate a loan applicant’s credit-worthiness with up to 90% accuracy.
Specialities
  • Credit Management Software Solutions
  • Debt Collections & Recovery Software
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123
50-249 Employees
Hamburg, Germany
Est. 2012
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Kreditech Lending as a Service (LaaS)

50-249 Employees
Hamburg, Germany
Est. 2012
We help make checkout a breeze with three e-commerce lending options.
Specialities
  • Big Data Scoring
  • Digital finance
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124
50-249 Employees
Pembroke Pines, United States
Est. 2000
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Kwik-Loan

50-249 Employees
Pembroke Pines, United States
Est. 2000
Kwik-Loan is made up of a series of powerful online tools designed to simplify the loan origination process without totally re-engineering how your business operates. Its loan origination software gives you a complete and accurate view of the borrower’s portfolio allowing you to quickly make lending decisions and provide exceptional customer service.
Specialities
  • Housing Finance
  • Debt Management
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125
50-249 Employees
Bozeman, United States
Est. 1990
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LA Pro

50-249 Employees
Bozeman, United States
Est. 1990
ProLoan Software is a loan servicing software taht acan be customized to fit your business needs, allowing you to manage a mixture of portfolios from traditional lending to multi-currency corporate financing.
Specialities
  • Loan Origination
  • Credit Risk Management
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126
50-249 Employees
London, United Kingdom
Est. 2013
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LANDBAY

50-249 Employees
London, United Kingdom
Est. 2013
Landbay allows retail and institutional investors to fund specialist buy-to-let mortgages for responsible landlords.
Specialities
  • Real Estate Investment
  • Buy-to-Let Mortgages
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127
50-249 Employees
Stockholm, Sweden
Est. 2007
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Lean Deposit

50-249 Employees
Stockholm, Sweden
Est. 2007
Lean Deposit is a web based solution with features such as support for fixed rate and floating rate accounts & tight integration with address and banks.
Specialities
  • Cloud Based Core Banking Platform
  • Deposit and Credit Platform
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128
50-249 Employees
London, United Kingdom
Est. 2014
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LENDABLE

50-249 Employees
London, United Kingdom
Est. 2014
Lendable is a peer-to-peer lending platform that makes borrowing money effortless.
Specialities
  • Lending Platform
  • FinTech
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129
50-249 Employees
West Palm Beach, United States
Est. 1999
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LenderAssist

50-249 Employees
West Palm Beach, United States
Est. 1999
OpenClose Lending Solution is a web-based mortgage and loan origination software solution that adapts to the changes in market and workflow.
Specialities
  • Mortgage Banking Software
  • Loan Origination Software
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130
50-249 Employees
Vancouver, Canada
Est. 2013
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Lendesk

50-249 Employees
Vancouver, Canada
Est. 2013
Cloud-based point of sale (POS) and application management platform servicing all types of private lenders including mortgage and other direct-to-consumer lenders.
Specialities
  • Mortgage Origination
  • FinTech
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131
50-249 Employees
Irvine, United States
Est. 2015
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LendFoundry

50-249 Employees
Irvine, United States
Est. 2015
LendFoundry is the next-generation, end-to-end cloud-based lending platform for alternative lenders. LendFoundry has building blocks to support originating and servicing loans.
Specialities
  • Loan Origination System
  • Credit Analytics
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132
50-249 Employees
Berlin, Germany
Est. 2013
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LENDICO

50-249 Employees
Berlin, Germany
Est. 2013
Lendico was founded in 2013 in Berlin to enable medium-sized companies to realize their full potential.
Specialities
  • Financial Services
  • Banking
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133
50-249 Employees
Stockholm, Sweden
Est. 2014
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LENDIFY

50-249 Employees
Stockholm, Sweden
Est. 2014
Lendify creates better conditions for those who borrow and better returns for investors. Lendify connects investors and borrowers in a safe and efficient way. Lendify has some of the country’s foremost entrepreneurs as owners and permits from the Swedish Financial Supervisory Authority.
Specialities
  • Peer-to-peer Lending
  • Alternative Finance
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134
50-249 Employees
Oakland, United States
Est. 2012
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LendUp

50-249 Employees
Oakland, United States
Est. 2012
LendUp offers a quick online application and instant decisions, 24/7. Good credit isn’t required.
Specialities
  • Financial Services
  • Lending Software
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135
50-249 Employees
Burlingame, United States
Est. 2001
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LicenseManager

50-249 Employees
Burlingame, United States
Est. 2001
Verify NMLS IDs, state licenses, and federal registrations in seconds
Specialities
  • Risk Management
  • Automated Compliance
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136
50-249 Employees
Highland Heights, United States
Est. 1970
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LienTracker Online

50-249 Employees
Highland Heights, United States
Est. 1970
LienTracker® Online (LTO) is an easy-to-use cloud based platform to manage the mechanic’s lien process for every project from start to finish.
Specialities
  • Commercial Debt Recovery
  • Financing Statements
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137
50-249 Employees
Stockholm, Sweden
Est. 1999
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Loan Administration

50-249 Employees
Stockholm, Sweden
Est. 1999
Loan Administration is solution for processing high volumes of corporate credit, mortgages and unsecured loans..Loan administration is based on the Microsoft platform and is the leading system for consumer credit, mortgages and corporate financing in the Nordic region.
Specialities
  • Computer Software
  • Lending and Leasing
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138
50-249 Employees
Denver, United States
Est. 2015
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Loan officers

50-249 Employees
Denver, United States
Est. 2015
Maxwell empowers mortgage lenders to be more successful by intelligently automating their workflow with homebuyers and real estate agents.
Specialities
  • Mortgages
  • Financial Technology
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139
50-249 Employees
Addison, United States
Est. 1983
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Loan Producer

50-249 Employees
Addison, United States
Est. 1983
Loan Producer is a residentail loan origination software that includes tools to help you automate the loan origination process that provides an internet martgage loan application or borrowers to complete.
Specialities
  • Mortgage Software
  • Loan Origination
  • Commercial Servicing Software
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140
50-249 Employees
Farmington, United States
Est. 2014
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LoanPro

50-249 Employees
Farmington, United States
Est. 2014
LoanPro is a cloud-based loan servicing and management platform that is flexible, powerful, and reliable. LoanPro features include payment solutions, data management, customer communication, and reporting functionalities. LoanPro’s data management features include verification tools, storage, and live amortization. LoanPro also allows users to create their own website that can accept online loan requests. LoanPro offers the only truly API-based, mid-market and enterprise lending solution in the US/Canadian marketplace. LoanPro is a loan management software hosted on Amazon Web Services (AWS)
Specialities
  • Loan Servicing Software
  • Corporate Loans Software
  • Industry Leading Customer Support
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141
50-249 Employees
Bellevue, United States
Est. 2016
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LoanStream 365

50-249 Employees
Bellevue, United States
Est. 2016
Built on industry-leading business application Microsoft Dynamics 365 Finance and Operations, LoanStream 365 helps organizations efficiently manage internal and external lending processes – from loan application all the way up to complete loan repayment. Leveraging the powerful capabilities of the Microsoft Intelligent Cloud and Dynamics 365, LoanStream 365 breaks down data silos created by traditional solutions. Why LoanStream 365? – Take advantage of user-friendly interface, empowering your team to easily capture client’s details – from initial loan application up until loan payoff. – Manage the process of lending and borrowing funds from within the company and any 3rd party. – Manage garnishment compliance for your employees and contractors and support on-time payments to reduce risks. – Easily customizable reports to meet your company’s requirements as well as reports needed for your country’s Central Bank requirements. LoanStream 365 Features include: – Manage Interests on Loans – Collateral Loans – Loan & Garnishment Installments – Loans Prepayment – Loan Insurance – Bad Debts and more…
Specialities
  • Big Data Analytics
  • Property Management
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142
50-249 Employees
New York, United States
Est. 2013
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LoanStreet

50-249 Employees
New York, United States
Est. 2013
LoanStreet is a tech platform that streamlines the process of sharing, managing, & originating loans for Credit Unions, Banks, Direct Lenders & Loan Investors. LoanStreet’s turnkey, online loan participation platform streamlines the club deal process from origination to maturity. Manage private sales to close partners or open your deal up to our broader network of new buyers.
Specialities
  • Loan Syndication
  • Loan Participation
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143
50-249 Employees
Ultimo, Australia
Est. 1998
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Loanworks Commissions

50-249 Employees
Ultimo, Australia
Est. 1998
LoanWorks Enterprise Commissions is a proven, world-class commission processing software system which enables you to validate, process, and distribute commission payments.
Specialities
  • Lending Solutions
  • Loans Origination
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144
50-249 Employees
Denver, United States
Est. 2015
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Maxwell

50-249 Employees
Denver, United States
Est. 2015
When lending teams need a customizable digital platform designed exclusively for small to midsize mortgage lenders, Maxwell is your partner.
Specialities
  • Mortgages
  • Financial Technology
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145
50-249 Employees
Southfield, United States
Est. 1999
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Mortgage Builder

50-249 Employees
Southfield, United States
Est. 1999
Mortgage Builder provides enterprise mortgage software solutions for today’s lenders that empower teams, quickly adapt to changing regulations, and are customizable to unique workflows. A subsidiary of Constellation Mortgage Solutions, MB is built to serve the needs of lenders – from origination to post-closing to servicing. The MB platform is a complete solution that is backed by our award-winning customer support team. Since 1999, Mortgage Builder has been working to help today’s mortgage professional streamline operations, reduce costly errors that can lead to problems with compliance, and close more loans faster to increase ROI. Learn more at www.mortgagebuilder.com.
Specialities
  • Mortgage Technology
  • Loan Origination Solutions
  • Loan Servicing Solutions
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146
50-249 Employees
Addison, United States
Est. 1983
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Mortgage Servicer

50-249 Employees
Addison, United States
Est. 1983
Mortgage Servicer is a mortgage loan software suite that includes solutions for servicing, automated accounting capabilities, imaging, report writing, and online access that allows you to manage your bottom line.
Specialities
  • Mortgage Software
  • Loan Origination Software
  • Commercial Servicing Software
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147
50-249 Employees
Wilmington, United States
Est. 2002
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MORTGAGESIMPLIFY

50-249 Employees
Wilmington, United States
Est. 2002
MortgageSimplify is an simplified and integrated all-in-one web-based platform that supports both retail and wholesale lending.
Specialities
  • Information Management Services
  • Mortgage
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148
50-249 Employees
Bangalore, India
Est. 2017
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NIRA

50-249 Employees
Bangalore, India
Est. 2017
NIRA is a finance company whose mission is to bring access to credit to millions of underserved Indians.
Specialities
  • Consumer Lending
  • Small Loans
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149
50-249 Employees
San Francisco, United States
Est. 2004
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Nomis lending

50-249 Employees
San Francisco, United States
Est. 2004
Nomis price optimization solutions delivers pricing and profitability management for deposits, lending, and mortgages.
Specialities
  • Optimization
  • Analytics
  • Retail Banking
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150
50-249 Employees
Foothill Ranch, United States
Est. 1981
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Nortridge Loan Servicing

50-249 Employees
Foothill Ranch, United States
Est. 1981
Loan Management Software Platform
Specialities
  • Loan Servicing Software
  • Loan Originations
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