Best Loan Software – The Ultimate List

April 2024

The ever-expanding FinTech world and changing market conditions force companies to compete on a new level. The process of loan management has to be focused on a user and real, not imaginative, challenges. Loan software offers multiple solutions for everyday people. Here’s the list of the most known applications for you to compare and draw inspiration from.

What counts as loan software?

The question is actually very valid. Since loan software is a part of the financial software ecosystem, it should offer solutions for people interested in money management. To do that, applications need to offer a wide variety of useful functionalities:

  • store loan data and documents to be easily accessible by users
  • have advanced security protocols
  • offer the creation, modification, and ending of loan processes and contracts
  • automate fees
  • generate transaction calculations before signing the loan agreement
  • offer fee calculator if the contract predicts dynamic changes in market conditions that impact fees
  • manage relations and secure data exchange with third-party brokers and inventors
  • be in line with both the local and global FinTech and general law regulations
  • have dashboards and generate reports for users so they can make informed decisions about loan performance and future steps

These requirements are pretty standard for the industry, so if you want to find a perfect solution, these are mandatory. If you want, on the other hand, to create your own solution, you may consider custom lending software development services. It’s the most effective way for the creation of a loan software product.

The criteria for successful loan software application

Loan software applications are distinctive, even for FinTech. In general, financial technology applications deal with sensitive customer data. They are expected to protect them and offer various, sometimes very complicated, services on the go. Loan software goes even further. It offers the ability to get out of debts, manage personal accounts, finance personal and company expenditures. By definition, they need something extra.

This “something” is care. The list below consists of many loan software applications but only some of them rise to the true potential of the market. There are still niches to be explored (for example loan management software) and various ways to utilize them. When browsing for a perfect solution, make sure to explore different alleys. Don’t settle for “just right”, expect “the best as possible can be”.

The list of loan software products

201

BrokerSuite

10-49 Employees
Los Angeles, United States
Est. 2017
Streamline your entire origination process. Manage your leads, applications, submissions, offers, commissions, renewals, and much more.
Specialities
  • Business Process Improvement
  • Application Development
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202

BytePro

10-49 Employees
Kirkland, United States
Est. 1985
BytePro is a mortgage loan origination software.
Specialities
  • Loan Manufacturing Software
  • Retail
  • Financial Technology
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203

C2 Covalent

10-49 Employees
Colleyville, United States
Est. 2014
Loan origination software solution that integrates Consumer and Small Business credit decisioning and origination on a single, cloud-based platform that can be accessed through a kiosk, tablet or computer.
Specialities
  • Loan Origination Platform
  • Credit Policy
  • Credit Decisioning
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204

CALMS

10-49 Employees
North Sydney, Australia
Est. 1998
CALMS configured for retail, equipment and consumer finance can capture applications, apply sophisticated business, risk, credit and underwriting rules, decision applications, funding loans, on-boarding contracts onto the loan management system, along with all of the intricate processes required for these transactions to occur. Streamline your lending operations with an omni-channel digital lending platform configured for large enterprise companies as well as businesses requiring speed to market with an out-of-the-box finance solution.
Specialities
  • Asset Finance System Solutions
  • Financial Technology
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205

Calyx Point

10-49 Employees
San Jose, United States
Est. 2007
Calyx® is an established provider of compliant mortgage software solutions used by banks, credit unions, mortgage lenders, and brokerages nationwide. The company’s easy-to-use technology, including its online borrower interview, loan origination systems, and secure electronic signature software, is designed to streamline, integrate and optimize all phases of the loan process for customers of various sizes, workflows, channels, and complexities. Combined with its extensive network of integrated partners, Calyx products deliver a true digital mortgage solution that maximizes profitability and enhances the customer experience.
Specialities
  • Web Development
  • Startups
  • Banking
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206

Calyx PointCentral

10-49 Employees
San Jose, United States
Est. 2007
Calyx PointCentral is a mortgage platform that offers potent administrative control in a single centralized database providing data integrity and reporting features to help manage your business practices and processes.
Specialities
  • Web Development
  • Startups
  • Telecommunications
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207

Captaloans

10-49 Employees
Covina, United States
Est. 2007
Captaloans CRM and Tracking Software combines robust yet simple lead management with mortgage, loan modification, bankruptcy, and debt settlement tracking so you can process more business. Captaloans gives you the tools to manage your loans, leads, and agent productivity.
Specialities
  • Loan Modification Software
  • Bankruptcy Software For Lawyers And Paralegals
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208

CAPX365

10-49 Employees
Miami, United States
Est. 1999
CAPX365 is a platform designed to allow brokers, realtors, residential bankers and professionals to originate live quotes on commercial mortgages, residential investment properties and business loans.
Specialities
  • Real Estates
  • Commercial Mortgages
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209

CashTrax

10-49 Employees
Campbell, United States
CashTrax offers online payday loans and cash advance for bad credit.
Specialities
  • Payday Lending
  • Cash Advance Software
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210

Centrex Software

10-49 Employees
Costa Mesa, United States
Est. 2015
Centrex Software is a consumer and business finance dedicated CRM and loan servicing software platform for brokers, direct funders, and investors. Rid yourself of trying to string multiple technologies together to run your finance business. Centrex brings everything that you need all under one roof. From CRM, email and SMS marketing, website integrations, deal opportunity management, to pulling credit, bank statements, ACH processing, servicing, accounting, broker portals, and client portals.
Specialities
  • Payment Processing
  • Software Consulting
  • Marketing Software
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211

Citeck EcoS Loan Origination

10-49 Employees
London, United Kingdom
Est. 2010
Citeck EcoS Loan Origination is a comprehensive solution designed to have the functionality of ECM and adaptive case management.
Specialities
  • Software Development
  • Loan Origination
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212

CloudBnq

10-49 Employees
Nashville, United States
Est. 2017
CloudBnq offers digital lending and loan origination software.
Specialities
  • Loan Origination Software
  • Digital Lending Platform
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213

Committed Credit Line

10-49 Employees
Riga, Latvia
Est. 2010
Committed Credit Line is designed to help users supervise their customers credit line by integrated advanced management system with extention possibilities.
Specialities
  • Management System
  • FinTech
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214

Constellation Financial Asset System

10-49 Employees
Oakville, Canada
Covarity Solution provides fundamentals to take control of your loan monitoring processes, standardizing colleciton, visibility and control of borrower financial data across your portfolio.
215

Construction Lending For Windows

10-49 Employees
Cornville, United States
CL4W is a construction loan project management and fund control system designed to meet the needs of most construction lenders.
Specialities
  • Loan Management
  • Financial Accounting Software
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216

Consumer loans

10-49 Employees
Riga, Latvia
Est. 2010
Consumer loans is designed to improve efficiency with automation of loan process for consumer loan product by using advanced scoring system.
Specialities
  • Management System
  • FinTech
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217

Covarity Solution

10-49 Employees
Kitchener, Canada
Est. 2001
Covarity provides post-origination commercial loan monitoring and analysis solutions for financial institutions that offer working capital lending products.
Specialities
  • Margin Analysis
  • Asset Based Finance
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218

Credit Quality Solution (CQS)

10-49 Employees
Sanford, United States
Est. 1999
Risk management tools to support loan management
Specialities
  • Loan Review
  • Portfolio Analysis
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219

Credit Track

10-49 Employees
Aliso Viejo, United States
Est. 2007
Credit Track is a web-based loan origination, workflow, approval, monitoring and reporting software that helps you manage your loan portfolio and mitigate commercial lending risks.
Specialities
  • Commercial Lending
  • Process Improvement
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220

CreditCore

10-49 Employees
Arlington, United States
Est. 2014
Tailor-made for Banks, CUs & FinCos, the CreditCore Solution Suite intuitively and seamlessly handles Consumer, Online, SBA, Small Business and Indirect loans all together or standalone. Cloud based, and easy to use with unparalleled support — our goal is provide the highest quality loan origination solutions in the industry.
Specialities
  • Financial Services
  • Consumer Lending
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221

creditonline

10-49 Employees
Kaunas, Lithuania
Est. 2007
CreditOnline loan management system has a complete set of tools for any aspect of loan business , 24/7 support and End-to-End lending process. We have launched 80 successful projects in 8 countries over past 6 years. Developed fully automated loan life cycle process. Created multiple tools and solutions for various challenges that our customers have faced. We are actively improving and expanding CREDITONLINE system based on our client’s needs and suggestions, making it 100% practical.
Specialities
  • P2P Loans
  • Loan Management Software
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222

CSS Impact Loan Management System

10-49 Employees
Woodland Hills, United States
Est. 2004
HD 2.0 | LMS is an enhanced loan origination software that offers proprietary fintech technology for credit grantors
Specialities
  • Loan Origination
  • FinTech
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223

Curu Credit

10-49 Employees
Denver, United Kingdom
Est. 2016
Curu is an automated lead recovery service that enables lenders to fund more loans by building their applicant’s eligibility in the quickest amount of time possible.
Specialities
  • Financial Management
  • Credit Score
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224

DecisionLender

10-49 Employees
Springfield, United States
Est. 1980
Decision Lender is an internet based SaaS system that automates origination of consumer loans for cars and other purchases like boats and RVs.
Specialities
  • Network Services
  • Hosting
  • Wireless Solutions
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225

Digilytics™ RevEl

10-49 Employees
London, United Kingdom
Est. 2018
Digilytics™ RevEl for financial services is first of its kind, easy to use AI product for revenue growth, built on the most advanced AI technology, making the lending experience seamless. RevEl for financial services reduces time to offer for mortgage lenders. The product can be launched from an existing loan origination system, with bulk document upload and document classification into the configured file structure. This reduces nonvalue adding manual tasks, augments decision making by providing granular visibility. Digilytics™ RevEl for financial services has the capability to extract data from the document and map it onto relevant fields of Loan Origination System, perform data validation and annotation check on the documents. RevEl for financial services improves the broker/customer experience, accuracy, increases colleague’s productivity, reduces cancellations and increases repeats.
Specialities
  • Artificial Intelligence
  • Business Consulting
  • Analytics
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226

E-Closing

10-49 Employees
Concord, United States
Est. 2004
E-Closing is a cloudbased title and closing software
Specialities
  • Title Closing Software
  • Title Settlement Software
  • Escrow Software
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227

Easy Loan Manager

10-49 Employees
Cluj-Napoca, Romania
Est. 1999
Easy Loan Manager is the system to manage your Loans easily with less effort. Developed using PHP, MySQL, ExtJS. Need minimum website knowledge to install on PC. Using ‘Easy Loan Manager’ It is easy to track your Loans, Payments and Balances.
Specialities
  • Backup Software
  • Loan Management
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228

Elysys AM

10-49 Employees
Monaco, Monaco
Est. 2003
Boost your wealth management with the Microsoft Dynamics 365 Business Central leading edge From day one Elysys Wealth makes portfolio management, Cash management, accounting and reporting easier and faster all from one end-to-end integrated investment accounting software.
Specialities
  • Portfolio Management
  • Wealth Management
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229

Elysys Loans

10-49 Employees
Monaco, Monaco
Est. 2003
The complete loan accounting software for traditional and structured finance Versatile end-to-end loans management for Microsoft Dynamics 365 Business Central. Key features: – Complete Back-Office operations – Modern cash management – Versatile Loans and deposits modules – Lend or borrow directly through the customer or bank – Automate your loans receivables – Account Schedules that you control – Manage loans in multiple currencies – Budget management – Contact management – Role-specific customisable profiles
Specialities
  • Portfolio Management
  • Wealth Management
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230

Engaged CRM

10-49 Employees
Doncaster, United Kingdom
Est. 2014
Engaged CRM solution is designed to meet specific business needs.
Specialities
  • Cloud Software
  • Financial Services Software
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231

EPIC Consumer

10-49 Employees
Franklin, United States
Est. 1996
Destiny is a loan management solution that allows you to configure and customize to manage your own lending business.
Specialities
  • Mortgage Lending Software
  • Financial Technology
  • Software as a Service
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232

evalo Valuation Process Management

10-49 Employees
Chennai, India
Evalo, Software for Property Valuation Business, is robust and meticulously designed to save your time at every step. It is revealed in our mobile and web applications which are used to collect property details from the site by the field engineer and report preparation (Maker & Checker) in your office by the operator & reviewer/approver. It’s Data Entry shortcuts and Drop Downs to reduce error & rework, Dedupe Functionality to replicate Valuations into various Formats to reduce effort, Valuations Comparables to Strengthen your Opinion, Structured Data stored in your server to comply with your Client’s NDA, and so much more.
Specialities
  • Property Valuation
  • Task Management
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233

ExtendCredit.com

10-49 Employees
Aliso Viejo, United States
ExtendCredit is a cloud-based financial services platform designed to enable companies, of all sizes, to easily boost sales, enhance loyalty and grow revenue.
Specialities
  • Loan Origination
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234

Finance Master

10-49 Employees
Nagpur, India
Est. 2008
WebCuits Cloud NBFC is a finance and NBFC software for NBFC business management.
Specialities
  • Loan Management Software
  • Logistics Software
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235

Finance Solutions

10-49 Employees
Bukoto, Uganda
Finance Solutions is designed to help users organize and manage their banking, accounting and micro finance solutions.
Specialities
  • Banking
  • Account Management
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236

Firepoint

10-49 Employees
Denver, United States
Est. 2014
Firepoint is an all-in-one, CRM and lead conversion platform built by agents, for agents. It was designed by top real estate teams who combined forces to create a solution that is built specifically for growing real estate teams. With Firepoint, teams can… – Promote their brand with an IDX website, PPC management, and 3rd party integrations – Automate busy work with lead distribution, auto-text, and drip campaigns – Clarify their day by prioritizing their time and effort with leads ready to act now – Communicate internally with @mentions and externally via phone, email, and text – Optimize their business with insights from team accountability and business performance reporting Our technology helps teams leverage their time to stay focused on the right leads and activities.
Specialities
  • Real Estate
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237

Floify

10-49 Employees
Boulder, United States
Est. 2013
Floify is an automation solution for the mortgage industry that streamlines the loan origination process by providing a secure communications and document management portal that is shared between lenders, borrowers, real estate agents, referral partners, and other loan stakeholders. Mortgage brokers and loan officers use Floify to digitally collect and verify borrower documents, track loan progress, communicate with borrowers and real estate agents, and close loans faster and easier than ever. Floify also includes an easy-to-use 1003 mortgage loan application that can be embedded on a lender’s website, customized, and seamlessly synced with a respective loan file, which allows lenders to deliver a fully branded and efficient mortgage experience. As the borrower’s application moves to the underwriting stage, Floify keeps borrowers and other stakeholders informed of loan status changes via automated email and text message alerts. Floify’s responsive design works great on mobile web browsers and the platform is also accessible via mobile apps for both Android and iOS devices, so users can view their loan file and upload additional documents from anywhere in the world. In an effort to create additional time-savings for lenders, Floify also integrates with several dozen product and service providers in the mortgage industry. These include popular customer relationship management (CRM) solutions, as well as dozens of credit reporting agencies and third-party software providers already employed by most lenders. To help further reduce the high costs associated with loan origination and maximize lender ROI, Floify offers a fixed monthly or annual subscription pricing model with no per-loan fees, which enables lenders to enjoy additional increases in profitability, especially as their loan volume grows. When using Floify to facilitate the mortgage process, loan originators report being able to save up to 10 days on the origination process. Furthermore, lenders report reductions in workload as well as an increase in volume – all while dramatically improving lender-borrower communication and overall satisfaction with the mortgage process.
Specialities
  • Mortgage Lending
  • MortgageTechnology
  • Real Estate
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238

Functional Coverage

10-49 Employees
Hong Kong, China
Est. 2013
Client Management, Loan Origination, Loan Management, Delinquency Management, Savings Management, Teller Management, Accounting, Analytics & Reporting, Security & Backup, Connectivity, General Features
Specialities
  • Microfinance
  • Core Banking Solution
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239

Fundingo Loan Origination

10-49 Employees
Los Angeles, United States
Est. 2013
Attract & Win More Deals for Alternative Lending & Merchant Cash Advance FUNDINGO Loan Origination software is built specifically for alternative lenders. It makes it easy to collect information from applicants, manage every step of the lending process, and keep deals from getting stuck in the pipeline. Access all you need directly within Salesforce. In-Depth Pipeline Management – Manage deals with a 360 view. Keep a pulse on the entire pipeline. Identify bottlenecks. Where are deals holding in the pipeline? Find out in seconds. A transparent process means better business. Funding Submission Automation – With a few clicks you can select and simultaneously submit to multiple funders through our secure lender APIs. Expedite the submission process and reduce errors with automated data population. Get more deals funded. Powerful Commissions Management – Tracking commissions payables and receivables for both your internal team and for commissions owed to you from external sources. Keep your sales team, your ISOs, or other partners paid and happy. – Collect Data Directly – Easily collect information from applicants. Parse info directly into Accounts, Contacts & Opportunities – Efficiently Manage Accounts – Manage submissions, offers, and contracts with detailed pipeline tracking and collaborative systems – Identify the Best Funding Sources – Matching the best funding sources with the right borrower – Handle Offers and Contracts Electronically – Cut out the paperwork, easily create loan origination fees – Enter Approved Deals Faster – Submission Wizard allows users to submit a deal via email with relevant Attachments to multiple lenders at once – Configure the Loan Origination System to Fit Your Process – Custom-tailored to your specific needs FEATURES: *Lead & Sales Pipeline Management *Funding Application Entry Page *Deal Entry Wizard *Custom Deal Management Grid *Funding & Stips Management *Loan Application *Submission Automated Wizard *Submissions & Deal Tracking *Lender APIs *Commissions, Renewals & Transaction Management *Reports & Dashboards
Specialities
  • Loan Management
  • Alternative Lending
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240

Fundingo Loan Servicing

10-49 Employees
Los Angeles, United States
Est. 2013
Loan management software that allows alternative lending companies to streamline the entire process of originating, underwriting and servicing loans. Loan Origination Software: Attract & Win More Deals Attracting potential borrowers through marketing campaigns or outbound dialing is just the start of the process. Success requires converting those leads into wins. The FUNDINGO Loan Origination solution makes it easy to collect information from applicants, automatically sends reminders and alerts to keep the process moving forward, and keeps deals from getting stuck in the pipeline. The result: more deals, more revenue, more growth. Loan Underwriting Software: Improve Accuracy & Reduce Risk An accurate, efficient and consistent underwriting process is essential to a successful lending business. FUNDINGO Loan Underwriting systems give instant access to outside data sources, automatically requests missing information, and walks underwriters through a consistent, step-by-step process. Loan Servicing Software: Operate More Efficiently To make money, you need to move deals through the process quickly and efficiently. Delays mean deals lost to the competition. The FUNDINGO Loan Servicing solution eliminates delays, makes the team more productive, and speeds up the entire process. Greater Control at Every Step Your success depends on instant and accurate insight into every step in the lending process. FUNDINGO Loan Management Software comes with powerful built in reports, dashboards, and alerts, providing complete visibility from origination through underwriting, to loan servicing, and renewals. The result is greater efficiency, more revenue and profitability, with lower risk.
Specialities
  • Loan Management
  • Alternative Lending
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241

G/Serv

10-49 Employees
Southfield, United States
Est. 1977
G/SERV is a comprehensive loan servicing platform designed to automate all functions of loan servicing.
Specialities
  • Mortgage-servicing Software
  • Loan Servicing
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242

GMS Revolving Loan Servicing System

10-49 Employees
Kensington, United States
Est. 1980
The GMS Revolving Loan Servicing Software is a robust & comprehensive system providing one of the most powerful portfolio management tools you can find. Designed to handle virtually any loan program, it performs the day-to-day needs of portfolio management as well as complete reporting capabilities.
Specialities
  • Non-profit Accounting
  • Revolving Loan Servicing
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243

iALARM

10-49 Employees
Pune, India
Est. 2012
iALARM is a loan origination system.
Specialities
  • Business Consulting
  • Analytics Services
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244

inflooens

10-49 Employees
Alpharetta, United States
Est. 2017
inflooens was founded in 2017 by a team of experienced professionals. Our founder saw an opportunity to innovate and improve the mortgage origination process based on his own experience working with a loan officer as a customer. Lack of transparency, tedious and lengthy process along with broken customer experience further solidified a need for a solution that fulfilled the expectations of stakeholders and their aspirations. Hence, for the past three years we have been building a next generation, cloud based, integrated mortgage platform with an aim to transform the entire customer experience in the mortgage market; and this is just the beginning. The world’s smartest inflooens Mortgage CRM is the first step towards a larger goal of delivering end-2-end solutions spanning across front office, middle office and back office functions of the mortgage industry. With a deep understanding of customer workflow, communication channels and artificial intelligence, our vision is to extend human abilities to achieve significant business outcomes for our customers.
Specialities
  • Mortgage CRM
  • Loan Origination Systems
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245

Insellerate

10-49 Employees
Newport Beach, United States
Est. 2012
Insellerate helps lenders close more loans by helping them engage intelligently with their borrowers. Insellerate is a Mortgage CRM that helps manage workflow, contact strategies, lead prioritization, referral partner relationships and reporting. Insellerate is also a standalone Engagement Platform that automates multi-channel marketing through social media, email, direct mail, SMS, Ringless Voicemail and phone calls. Insellerate has a vast library of pre-built strategies and content available to its customers along with industry best practices for better engagement, conversion and sales efficiency.
Specialities
  • Lead Management
  • Mortgage Lending
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246

Installment Loans

10-49 Employees
Colorado Springs, United States
Est. 2000
eCheckTrac’s Installment Loan features are designed to allow users to provide customers with multiple payment options.
Specialities
  • Financial Services
  • Installment Loans
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247

Lease Complete

10-49 Employees
Powhatan, United States
Est. 2003
LeaseComplete is a comprehensive lease accounting and asset management system whose robust feature-set is capable of supporting both equipment and vehicle lease portfolios.
Specialities
  • Loan Accounting System
  • World Class Customer Service
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248

Lend Street

10-49 Employees
Oakland, United States
Est. 2010
LendStreet is a lending platform helping financially stressed consumers restructure and refinance debt.
Specialities
  • Lending Platform
  • Debt Settlement
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249

Lenda

10-49 Employees
San Francisco, United States
Est. 2012
Refinance your mortgage online. Their self-serve online mortgage refinancing process reduces costs, and we pass the savings on to you with lower rates and zero lender fees. Start your refinance online and move at your own pace through the process. If you want help it’s only a click away. Use our online quote engine to get a complete and accurate quote. The rates you see are the rates you’ll get.
Specialities
  • Home Loan Refinancing
  • Lender Paid Mortgage Insurance Loans
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250

LENDEX

10-49 Employees
Almere, Netherlands
Est. 2014
Lendex is the platform on which investors and borrowers meet. Lendex is your partner in finding the best solution for your situation. It We gives you freedom and independence when looking for the details of your financing.
Specialities
  • Consumer Credit
  • FinTech
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