Best Loan Software – The Ultimate List

April 2024

The ever-expanding FinTech world and changing market conditions force companies to compete on a new level. The process of loan management has to be focused on a user and real, not imaginative, challenges. Loan software offers multiple solutions for everyday people. Here’s the list of the most known applications for you to compare and draw inspiration from.

What counts as loan software?

The question is actually very valid. Since loan software is a part of the financial software ecosystem, it should offer solutions for people interested in money management. To do that, applications need to offer a wide variety of useful functionalities:

  • store loan data and documents to be easily accessible by users
  • have advanced security protocols
  • offer the creation, modification, and ending of loan processes and contracts
  • automate fees
  • generate transaction calculations before signing the loan agreement
  • offer fee calculator if the contract predicts dynamic changes in market conditions that impact fees
  • manage relations and secure data exchange with third-party brokers and inventors
  • be in line with both the local and global FinTech and general law regulations
  • have dashboards and generate reports for users so they can make informed decisions about loan performance and future steps

These requirements are pretty standard for the industry, so if you want to find a perfect solution, these are mandatory. If you want, on the other hand, to create your own solution, you may consider custom lending software development services. It’s the most effective way for the creation of a loan software product.

The criteria for successful loan software application

Loan software applications are distinctive, even for FinTech. In general, financial technology applications deal with sensitive customer data. They are expected to protect them and offer various, sometimes very complicated, services on the go. Loan software goes even further. It offers the ability to get out of debts, manage personal accounts, finance personal and company expenditures. By definition, they need something extra.

This “something” is care. The list below consists of many loan software applications but only some of them rise to the true potential of the market. There are still niches to be explored (for example loan management software) and various ways to utilize them. When browsing for a perfect solution, make sure to explore different alleys. Don’t settle for “just right”, expect “the best as possible can be”.

The list of loan software products

251

LendingPad

10-49 Employees
McLean, United States
Est. 2015
endingPad Corp provides a complete suite of loan origination solutions for mortgage brokers, lenders, banks, and institutions. LendingPad is designed to streamline lending operations, strengthen communication, and reduce costs in mortgage lending. The cloud-based solutions include end-to-end features such as the borrower portals, MLO app, document management, origination, processing, and fulfillment functionalities. LendingPad is a winner of the 2019 HousingWire’s Tech100 award and one of the Top 10 Mortgage Solution Providers by Banking CIO magazine. LendingPad is endorsed by the National Association of Mortgage Brokers (NAMB), a Platinum sponsor for the Association of Independent Mortgage Experts (AIME), a proud member of the Mortgage Bankers Association (MBA) and the MISMO organization. For more information, visit lendingpad.com. Be new 2021 URLA-ready in minutes!
Specialities
  • Loan Processing
  • Lending Software
  • Institutional Platform
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252

LendingWise

10-49 Employees
Miami, United States
Est. 2006
LendingWise is a web based, all-in-one CRM, LOS, Servicing & Marketplace platform used by lenders and originators of all sizes. At the core of our system is a point-of-sale system that is turnkey & configurable to almost any loan product. We make it easy to intake a custom loan application, automate the collection of required docs & work flow steps.
Specialities
  • Commercial Loan Management Software
  • Loan Servicing Software
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253

LMS

10-49 Employees
Montréal, Canada
Est. 1982
Technicost’s Loan and Mortgage Systems is a professional software with a simple user experience. It automates all activities related to the loan servicing lifecycle, including personal and commercial loans, mortgages, construction loans, asset-based financing and lines of credit.
Specialities
  • Loan Origination Software
  • Loan and Mortage Systems
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254

Loan Manager Plus

10-49 Employees
Boca Raton, United States
Loan Manager Plus offers a loan servicing, management and tracking software solution with features such as data base backend, built in security, pooling and groups, payment management, information management, and more.
Specialities
  • Loan Servicing
  • Payment Management
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255

Loan Performer

10-49 Employees
Kampala, Uganda
Est. 1998
Loan Performer is a micro-finance software that is an integrated system with Clients, Shares, Savings, Time Deposits, Loans and Accounting modules.
Specialities
  • Micro-finance Software
  • FinTech
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256

LoanAmortizer

10-49 Employees
Plovdiv, Bulgaria
Est. 1995
LoanAmortizer is a web-based loan amortization and loan management software solution that allows you to manage your existing loans and mortgages and create comparison scenarios to fit your needs.
Specialities
  • Loan Management
  • Mortgages
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257

LoanAssistant

10-49 Employees
New York, United States
Est. 2003
LoanAssistant is a loan servicing add-on for QuickBooks designed to allow users to efficiently manage multiple loans and credit lines.
Specialities
  • Software Development
  • Loan Servicing
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258

Loandisk

10-49 Employees
Sydney, Australia
Est. 2000
Loandisk is a cloud based lending software that manage all customer loans and repayments.
Specialities
  • Loan Management System
  • Charts and Reports
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259

LoanMaster for Windows

10-49 Employees
Macon, United States
Est. 1978
ABS products are rich with features and provide customers with numerous benefits
Specialities
  • Loan Management Software
  • FinTech
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260

LoanPost

10-49 Employees
Miami, United States
Est. 2006
LoanPost is a web based software platform for loan modification, foreclosure defense, short sales, and more that has features that has lead/prospect management, online submission portal, automated document generation, email automation, and more.
Specialities
  • Loan Modification
  • Short Sales
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261

LoanPricer Mortgage Pricing Engine

10-49 Employees
Boise, United States
Est. 2008
LoanPricer the Mortgage Pricing Engine puts you in charge by giving you a powerful central hub to manage loan offers for all of your current and prospective borrowers. It provides you with your best pricing, immediately and automatically, without wasting time searching multiple investors, websites to find the best pricing for your leads and customers.
Specialities
  • Lock Desk Management
  • Lead Management Solutions
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262

LoanQuest

10-49 Employees
Jacksonville, United States
Est. 1980
LoanQuest is a comprehensive, full-featured lending solution for the mortgage industry.
Specialities
  • Mortgage Lending and Servicing Technology
  • Loan Origination
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263

LOANS!

10-49 Employees
Elizabeth City, United States
Est. 1988
LOANS! For .Net offers loan servicing, loan accounting, and investor reporting software for commercial, multi-family, consumer, and other complex loans.
Specialities
  • Loan Servicing Software
  • Fee Billing Software
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264

LoanXpert

10-49 Employees
Coral Gables, United States
Est. 1998
LoanXpert provides a flexible framework to securely monitor document, policy, compliance and exception management across lines of business using a proprietary workflow engine developed by Sydel Corporation.
Specialities
  • Consulting
  • Banking
  • Software Design and Development
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265

Long-term instalment loans

10-49 Employees
Riga, Latvia
Est. 2006
Long term installment loans credit product for longer time which is easy to get and intended to help consumers to deal with financial emergencies.
Specialities
  • Installment Loans
  • FinTech
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266

LOS

10-49 Employees
Montréal, Canada
Est. 1982
LOS is a full-service software with fully integrated third party. which will cut the time to complete the loan in half (or even a half of a half) designed specifically for Canadian Credit Unions.
Specialities
  • Loan Origination Software
  • Loan and Mortage Systems
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267

Margill Loan Manager

10-49 Employees
Blainville, Canada
Est. 1992
Margill Loan Manager is a loan servicing and credit management system that allows you to manage costly calculation errors, risk and bad debts, staff time and productivity, access to critical, consolidated information, accounting reporting time, and more.
Specialities
  • Loan Servicing Software
  • Interest Calculation Software
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268

Master/Loan Suite

10-49 Employees
Schaumburg, United States
Est. 2007
The Master/Loan Suite is a suite of solutions precisely fitted to the loan origination, monitoring and revision process of the financial industry.
Specialities
  • Business Intelligence
  • Datawarehousing
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269

MGIC Elements

10-49 Employees
Walled Lake, United States
Est. 1973
MGIC Elements is a bit like your ideal personal (lab) assistant. You get to call all the shots, like choosing professionally designed letters and emails, and Elements will customize and automate the process, freeing you from licking envelopes and keeping your business at the top of your customer’s mind.
Specialities
  • CRM Software
  • Customer Retention Programs
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270

Mirador

10-49 Employees
Portland, United States
Est. 2013
Mirador offers a platform designed to power customer acquisition, digital loan application and digitization, intelligent product routing and pre-screening, data management, and borrower communication.
Specialities
  • Small Business
  • FinTech
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271

MLO Shift

10-49 Employees
Eugene, United States
The proven mortgage system that helps you convert more leads, get organized and grow your business
Specialities
  • Automated Loan and Lead Marketing
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272

MOBIS

10-49 Employees
Kampala, Uganda
Est. 2014
Mobis is a cloud-based microfinance management platform designed uniquely to help savings and loans cooperatives go paperless and become more efficient by digitizing how they manage customer data and transactions.
Specialities
  • Micro-finance Software
  • Credit Union Software
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273

Moneylender Professional

10-49 Employees
Webster, United States
Est. 2013
Moneylender Profesional is loan servicing software that can calculate and track interest on a huge variety of loans, generate statements from customizable templates, manage other fees like property taxes and late fees, amortize loans seamlessly as the interest rates and payment amounts change and much more.
Specialities
  • Loan Servicing Software
  • FinTech
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274

MoolahSense

10-49 Employees
Singapore, Singapore
Est. 2013
MoolahSense is a marketplace lending platform that connects local SMEs and investors.
Specialities
  • Crowd Financing
  • Digital Lending
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275

Mortgage iQ CRM

10-49 Employees
Aliso Viejo, United States
Est. 1992
Mortgage iQ CRM is a leading provider of Enterprise CRM Software for the Residential Lending Industry. Capabilities include: Database Management, Lead Assignment and Routing, Prequalification, Presentation, Disposition, Call Management, Follow-up and Communications, Sales Workflow, Drip and Nurture, LOS Sync/Integration, Mobile Apps and more for all of your Mortgage Divisions.
Specialities
  • Mortgage CRM
  • Sales and Marketing Solutions
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276

Mortgage loans

10-49 Employees
Riga, Latvia
Est. 2006
Mortgage loans is a property information management in the system with unlimited flexibility possibilities.
Specialities
  • Mortgage
  • Information Management
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277

Mortgage Pool Software

10-49 Employees
Signal Hill, United States
Est. 1978
The Mortgage Office Pool Servicing is a module that allows you to automate the management of pools, partnerships, REITS, mortgage funds, LLCs, MICs, and non-preforming loan pools.
Specialities
  • Loan Servicing Software
  • Lending Solutions
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278

Mortgage Quest

10-49 Employees
San Diego, United States
Est. 1992
Mortgage Quest is a marketing and CRM for Mortgage, Insurance and Real Estate industries.
Specialities
  • Mortgage
  • Real Estate
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279

MortgageCoach

10-49 Employees
Irvine, United States
The Mortgage Coach suite of enterprise online and mobile applications enhance the conversation between the borrower, mortgage professional, and Realtor, enabling a confident mortgage decision.
Specialities
  • Mortgage Software
  • Mortgage Compliance
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280

MortgageFlexONE

10-49 Employees
Jacksonville, United States
Est. 1980
The MortgageFlexONE Loan Origination System provides a single system of record for all mortgage and consumer loan types.
Specialities
  • Mortgage Lending
  • Mortgage Loan Origination
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281

Moso Mortgage Software Favorite Unclaimed

10-49 Employees
San Jose, United States
Moso Mortgage Software is a digital mortgage platform that provides Brokers and LOs with customized websites, online application generation, rate alerts, borrower portal, CRM and Cloud-based Document Management.
Specialities
  • Mortgage Software
  • Document Management
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282

Motivator

10-49 Employees
Charlotte, United States
Est. 2014
Motivator is the most powerful combination of a digital marketing platform and CRM in the mortgage industry.
Specialities
  • Mortgage Marketing
  • Mortgage CRM
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283

MyCRMDashboard

10-49 Employees
Walled Lake, United States
Est. 1973
MyCRMDashboard from Continuity Programs is a cloud-based customer relationship management (CRM) solution designed for the residential mortgage industry. It includes automated marketing on behalf of loan officers to their prospects, referral partners and borrowers. All leads generated are exclusive to the LO. The CRM keeps track of clients’ mortgage needs and sends notifications to LOs whenever their client needs a new mortgage or has a referral. Client satisfaction surveys with Net Promoter Score are built in, along with executive reporting. The surveys also generate testimonials that clients can share on social media. The online reputation management feature help lenders build social proof. The built-in vendor-managed automation helps lenders increase customer retention, generate new business opportunities, and drive down the cost to originate loans. It also allows banks to drive more CRA business with native geo-targeting and demographic targeting features. The ClientTracker feature generates leads for pre-approvals and new mortgages. The CRM is also connected to a custom online storefront for the lender, where approved postcards, flyers and emails are set up for LOs to send. It offers a monthly subscription-based pricing and provides support via phone, email and live chat.
Specialities
  • Customer Retention Programs
  • Database Management
  • CRM Software
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284

New Silver

10-49 Employees
West Hartford, United States
Est. 2018
Easy, No Nonsense Hard Money Lending
Specialities
  • Hard Money Lending
  • Real Estate Loans
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285

NiftyEWS – Loan Management System

10-49 Employees
Vienna, United States
Est. 1998
Loan Management System is the ideal way to manage complete loan operation. The system has capability to generate loan, EMI, Reports,Calculator of EMI.
Specialities
  • Commercial Banking
  • Capital Markets
  • Loan Management
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286

Nivo

10-49 Employees
Manchester, United Kingdom
Est. 2017
Nivo makes it easy and lets you help more people. It’s free to get going and there’s no technical work required. Our clients are realising: • 25 – 100% uplift in new loans • 75% reduction in loan set up time • 80% uplift in successful contacts • 50% reduction in application drop outs
Specialities
  • Loan Origination
  • FinTech
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287

Omega Originations

10-49 Employees
Orange, United States
Est. 1981
Megasys is the leading provider of complete loan servicing systems for the consumer finance industry. Our response to our customers’​ system enhancement requests has kept us current with the needs of the consumer finance industry. Omega is a user-friendly, browser-based internet solution that streamlines the process of servicing your accounts.
Specialities
  • Loan Servicing Software
  • Financial Accounting Software
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288

Omega Servicing

10-49 Employees
Orange, United States
Est. 1981
Megasys is the leading provider of complete loan servicing systems for the consumer finance industry. Our response to our customers’​ system enhancement requests has kept us current with the needs of the consumer finance industry. Omega is a user-friendly, browser-based internet solution that streamlines the process of servicing your accounts.
Specialities
  • Loan Servicing Software
  • Financial Accounting Software
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289

OnlineApplication

10-49 Employees
Dublin, Ireland
Est. 2017
We are a saas mortgage platform that allows banks and brokers to deliver rapid origination mixed with the important elements of the process – compliance, AML/KYC, AI driven decisioning, credit scoring and packaging of a loan (and where available automated underwriting).
Specialities
  • Broker Software
  • Mortgage Platform
  • Insurance Platform
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290

Payday loans

10-49 Employees
Durham, United States
Est. 2001
Payday loan product management helps you with correct customer information, scheduled date and reminder possibilities.
Specialities
  • Payday Lender Reviews
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291

PCLender

10-49 Employees
Reno, United States
Est. 1997
PCLender delivers the only “Total Mortgage Solution” designed specifically to simplify today’s lending complexities for small and mid-sized lenders. PCLender provides simple, elegant web-based mortgage solutions for community banks, credit unions and mortgage bankers. With a proven record of providing immediate return on your investment, PCLender is the most cost effective lending solution available. Owned and operated by Mortgage Bankers since 1997, we engage with lenders in a collaborative manner to dynamically fit the ever- changing world in which they lend.
Specialities
  • Mortgage Software
  • Mortgage Lending Technology
  • Loan Origination Software
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292

Peer to Peer lending

10-49 Employees
Riga, Latvia
Est. 2006
Peer to Peer lending is an affordable alternative to expensive loans, and allow customers to borrow money directly from investors.
Specialities
  • Loan Origination
  • FinTech
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293

PerfectLO

10-49 Employees
Portsmouth, United States
Est. 2015
Customized features for Individual LO’s, Teams and Company’s
Specialities
  • Loan Origination Software
  • Real Estate
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294

Personal Money Service

10-49 Employees
Sheridan, United States
Est. 2013
It offers fast funding and covers all kind of money gaps.
Specialities
  • Financial Services
  • Personal Loans
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295

Plug&Score Loan Origination

10-49 Employees
Amsterdam, Netherlands
Est. 2009
Plug & Score Scoring Engine allows you to process loan applications in real-time using scoring models and rules thata allows accurate credit decisions, customer management, manage debt collection actions, and more.
Specialities
  • Credit Risk Management
  • Loan Origination
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296

PowerCheck

10-49 Employees
North Richland Hills, United States
Est. 1989
PowerCheck is a payday software solution that allows grace periods, rebates, online lending, customer loan histories, and sliding scale repayments.
Specialities
  • Check Cashing Software
  • Small Loan Software
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297

PowerCheck32

10-49 Employees
North Richland Hills, United States
Est. 1989
PowerCheck32 is simple to use, secure, and with its fully integrated automation, you can simultaneously and seamlessly perform any number of functions in one single transaction, including check cashing, loan processing, money order sales and debit card loads.
Specialities
  • Check Cashing Software
  • Small Loan Software
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298

PowerLender

10-49 Employees
Middleburg Heights, United States
Est. 1978
PowerLender is an enterprise LOS solution for banks and credit unions that help manage compliance, deployment, integrations and services.
Specialities
  • Loan Automation Software
  • Small Business Loans
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299

PowerSeller

10-49 Employees
Middleburg Heights, United States
Est. 1978
PowerSeller, our full-featured Secondary Marketing & Risk Management System, features everything from hedge decision support to loan pooling to risk management research. It improves your capacity utilization and volume metrics to achieve better execution when selling best efforts and mandatories. From shock analysis to post-closing activities, PowerSeller provides you with all the tools you will need to create efficient information management processes and raise your secondary market performance.
Specialities
  • Loan Automation Software
  • Risk Management System
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300

Pre Approve Me

10-49 Employees
Wilsonville, United States
Est. 2013
Pre Approve Me is a branded mortgage app for companies looking to attract, engage and convert more clients and realtor partners.
Specialities
  • Mortgage Automation Software
  • Loan Service
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