Best Loan Software – The Ultimate List

April 2024

The ever-expanding FinTech world and changing market conditions force companies to compete on a new level. The process of loan management has to be focused on a user and real, not imaginative, challenges. Loan software offers multiple solutions for everyday people. Here’s the list of the most known applications for you to compare and draw inspiration from.

What counts as loan software?

The question is actually very valid. Since loan software is a part of the financial software ecosystem, it should offer solutions for people interested in money management. To do that, applications need to offer a wide variety of useful functionalities:

  • store loan data and documents to be easily accessible by users
  • have advanced security protocols
  • offer the creation, modification, and ending of loan processes and contracts
  • automate fees
  • generate transaction calculations before signing the loan agreement
  • offer fee calculator if the contract predicts dynamic changes in market conditions that impact fees
  • manage relations and secure data exchange with third-party brokers and inventors
  • be in line with both the local and global FinTech and general law regulations
  • have dashboards and generate reports for users so they can make informed decisions about loan performance and future steps

These requirements are pretty standard for the industry, so if you want to find a perfect solution, these are mandatory. If you want, on the other hand, to create your own solution, you may consider custom lending software development services. It’s the most effective way for the creation of a loan software product.

The criteria for successful loan software application

Loan software applications are distinctive, even for FinTech. In general, financial technology applications deal with sensitive customer data. They are expected to protect them and offer various, sometimes very complicated, services on the go. Loan software goes even further. It offers the ability to get out of debts, manage personal accounts, finance personal and company expenditures. By definition, they need something extra.

This “something” is care. The list below consists of many loan software applications but only some of them rise to the true potential of the market. There are still niches to be explored (for example loan management software) and various ways to utilize them. When browsing for a perfect solution, make sure to explore different alleys. Don’t settle for “just right”, expect “the best as possible can be”.

The list of loan software products

301

Precurra Amortization

10-49 Employees
Dearborn Heights, United States
Precurra Amortization is an Amortization software & cloud computing tools for the financial professional that shares access to your amortization schedules with partners, team & your clients , so everyone is up to speed.
302

Pulse Mortgage CRM

10-49 Employees
Scottsdale, United States
Est. 2002
Supercharges your loan origination system and provides lead management tools, automated email marketing, loan status alerts and intelligent task management so you dont have to.
Specialities
  • Mortgage CRM
  • Loan Origination
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303

Quick Loans Online (Small Business)

10-49 Employees
Sheridan, United States
Est. 2013
Our mission is to help you avoid getting stuck with less-than-optimal lenders. It’s never been easier to find reputable, stable lending, especially when you need a business term loan.
Specialities
  • Financial Services
  • Personal Loans
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304

Quickcheck Canada

10-49 Employees
Woodbridge, Canada
Est. 2009
Quickcheck Canada’s software is built to help business owners streamline operations in the Canadian payday loan, credit, collection, and debt relief industries.Quickcheck Canada’s platform provides complete CRM functionality from loan processing automation to customer notification automation and more.
Specialities
  • Payday Loan
  • Loan Processing Automation
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305

rebuildingsociety.com

10-49 Employees
Leeds, United Kingdom
Est. 2013
rebuildingsociety.com is the peer-to-peer lending platform that brings ethically-minded people together for a better deal.
Specialities
  • Lending Platform
  • Peer-to-peer Lending
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306

Reckon

10-49 Employees
North Sydney, United States
Est. 1987
Loan Management Software allows you to focus on your business while it provides services for your customers, loans, and transactions, with automated loan processing, managed productivity, centralized data management, and more.
Specialities
  • Practice Management
  • Document Management
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307

Rekon

10-49 Employees
Glendale, United States
Est. 1994
Rekon is a mortgage and loans software that liens release and does assignment processing.
Specialities
  • Mortgage Assignment Software
  • Document Management Software
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308

RV Sales Accelerator

10-49 Employees
San Diego, United States
Est. 2005
RV Sales Accelerator is a loan origination borrower-centric, web-based software that allows to submit loans into RVX for all loan-centric needs to servicing.
Specialities
  • Reverse Mortgage Software
  • Reverse Mortgage Technology
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309

SBA Loan Manager

10-49 Employees
Brea, United States
Est. 1984
SBA Loan Manager’s loan servicing system supports the entire SBA lending process including boarding, disbursement controls, secondary market sales as well as every conceivable type of loan accounting and multiple participant accounting.
Specialities
  • Loan Process
  • Lending Solutions
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310

SBA Origination Solutions

10-49 Employees
Brea, United States
Est. 1984
SBA Loan Manager is customizable to fit your needs with ACH interface, general ledger interface including multiple participant accounting, escrow module, interest and commision strip module, regulatory loan sale accounting, and more.
Specialities
  • Loan Process
  • Lending Solutions
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311

SharperLending Platform

10-49 Employees
Spokane, United States
Est. 1989
SharperLending Platform is a mortgage technology provide to facilitate lender relations with local vendors for Credit, Appraisal, Flood, AVM, Fraud, Tax, SSA, Bankruptcy, VOE, VOD and more. It processes requests through vendors or use internal staff.
Specialities
  • Lending Platform
  • Mortgage
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312

Short-term instalment loans

10-49 Employees
Riga, Latvia
Est. 2006
Short term installment loans credit product for short time is easy to get and intended to help consumers to deal with financial emergencies.
Specialities
  • Installment Loans
  • Banking Software
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313

SMART System

10-49 Employees
Carlsbad, United States
SMART System is a complete mortgage banking solution from origination, processing, underwriting, post closing, interim servicing, pricing, fax/image soultion and more.
Specialities
  • Mortgage Processing
  • FinTech
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314

SMART System Technology

10-49 Employees
Carlsbad, United States
LSMS provides an integrated platform for the automation of mortgage loan production from beginning to end with origination, underwriting, post closing, interim servicing, pricing, fax/imaging solution and more.
Specialities
  • Mortgage Servicing
  • Loan Origination
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315

Softworks Mortgage Automation

10-49 Employees
Forest Hills, United States
Est. 2017
With SoftWorks AI’s Trapeze for mortgage automation, packets can be assembled, classified and prioritized in a streamlined manner with exceptional accuracy rates. It also auto-validates critical data from the loan packets so that users can approve or deny loan applications with as little time and effort possible, improving turnaround time and helping financial institutions acquire more profitable loans in an efficient manner.
Specialities
  • Document Automation
  • Mortgage Processing
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316

Soisy

10-49 Employees
Milano, Italy
Est. 2015
The marketplace of loans between private individuals to finance purchases in affiliated e-commerce.
Specialities
  • Peer-to-peer Lending
  • Installment Payment
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317

Spark Loan Software

10-49 Employees
Minneapolis, United States
Spark is a cloud-based lending platform that helps small business lenders improve efficiency, generate revenue, and minimize risk.
Specialities
  • Cloud-based Lending Platform
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318

SPARKHOLDER

10-49 Employees
Amstelveen, Netherlands
Est. 2013
On the basis of data from your online accounting you can see where you can get a business loan in minutes and then quickly arrange the best deal!
Specialities
  • Financial Services
  • Venture Capital
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319

SparkLMS

10-49 Employees
Orlando, United States
SparkLMS is an unified loan management suite, encompassing Lead Management, CRM, Loan Product Management, Underwriting, Loan Origination, Collections and Reporting.
Specialities
  • Loan Management
  • Loan Origination
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320

Square 1 Credit Suite

10-49 Employees
Topeka, United States
Est. 1996
The Square 1 Credit Suite allows community financial institutions to harness the power of accuracy and efficiency that is created by transitioning away from disparate systems.
Specialities
  • Financial Services
  • Loan Management
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321

Tabrasa

10-49 Employees
Red Bank, United States
Est. 2002
Tabrasa provides sales, marketing, and market intelligence products for the mortgage industry.
Specialities
  • Marketing Automation
  • Mortgage-specific CRM
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322

TAC CREDIT

10-49 Employees
Gurnee, United States
Est. 1987
Modular financial analysis with financial deterioration reporting, ratio analysis, forecasting, cash flow statements.
Specialities
  • Financial Analysis
  • Forecasting
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323

TechLOS

10-49 Employees
Montréal, Canada
Est. 1982
TechLOS is a web underwriting system designed to process consumer loan, line of credit and mortgage applications and basic commerical and agricultural loan applications.
Specialities
  • Loan Origination Software
  • Mortgage Servicing Software
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324

The Loan Office

10-49 Employees
Long Beach, United States
Est. 1978
The Loan Office streamlines and automates your current loan servicing tasks, allowing you to handle your loads with modules incluiding tracked loan charges and advances, process payments, schedule loan reminders, and more.
Specialities
  • Loan Servicing Software
  • Lending Solutions
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325

The Mortgage Office Loan Servicing

10-49 Employees
Signal Hill, United States
Est. 1978
The Mortgage Office Loan Servicing is a module that streamlines and automates your current loan servicing tasks allowing you to assign funding sources per loan, track loan charges and advances, process payments, and more.
Specialities
  • Powerful Lending Solutions
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326

Third Eye

10-49 Employees
Mississauga, Canada
Est. 2001
Third Eye offers a suite of finance software systesms to allow you to operated your financing and is designed to help manage older more manual systems.
Specialities
  • Financing Softwre
  • Loan Portfolio Management
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327

Title Loans

10-49 Employees
Colorado Springs, United States
Title Loans is closely related to Payday Loans and Cash Advances in nature, Auto Title Loans are managed with ease by eCheckTrac.
Specialities
  • Financial Services
  • Payday Loans
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328

TranDotCom LMS

10-49 Employees
Kennesaw, United States
Est. 2000
TranDotCom LMS is a loan management software for companies offering payday loans, lines of credit, title loans and installments loans.
Specialities
  • Transaction Processing
  • Payday
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329

TValue

10-49 Employees
Irvine, United States
Est. 1984
Use TValue amortization software to structure loans, loan modifications, leases,troubled debt restructurings (TDRs), and to solve any time value of money calculations in seconds.
Specialities
  • TValue Amortization Software
  • TCalc Online Financial Calculators
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330

Unify CRM

10-49 Employees
Roseville, United States
Est. 2008
Unify is a comprehensive contact management system for the mortgage industry that provides integrated features and functions that are essential to increasing profitability and streamlining the sales process. As a CRM for the mortgage industry Unify improves the overall quality, efficiency and experience of the customer engagement process. It provides the visibility, ease of use, consistency, and controls that help improve all aspects of the customer journey, from initial acquisition, to any and all engagement, to ultimate retention. The integration with the Loan Origination System (LOS) provides vital information to loan officers throughout the application process and the synchronization of data allows them to easily continue their communication with the customer throughout their mortgage life cycle.
Specialities
  • Loan Origination System
  • Leads Management
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331

Unity Loan System

10-49 Employees
Birmingham, United States
Est. 1990
Unity Loan System is a realtime, internet based system that allows you to manage the productivity of your staff, management reporting, and accuracy in your operaiton.
Specialities
  • FinTech
  • Loan Software
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332

Vaultedge

10-49 Employees
Bangalore, India
Est. 2015
Vaultedge AI is an artificial intelligence & machine learning software that helps you extract relevant information from unstructured documents. Vaultedge software is being used by top BPO and Banking/Lending companies to automate the sorting/splitting, indexing, data extraction and validation of complex documents like Legal agreements, Mortgage application packages, Credit reports, Financial statements, Invoices etc. Compared to traditional OCR software that works only for structured document/forms, Vaultedge AI works for both structured and unstructured documents. , Vaultedge AI helps you save up to 90% of manual time spent in information extraction and at the same time improve accuracy.
Specialities
  • Data Classification
  • Mortgage Automation
  • Artificial Intelligence
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333

VCO Lend

10-49 Employees
Laguna Hills, United States
Est. 2005
VCO Lend provides control of your mortgage business with accuracy by centralizing workflows and communications on one platform that is accessible anytime.
Specialities
  • Information Technology
  • Mortgage
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334

Vienna

10-49 Employees
Swansea, United Kingdom
Est. 1985
Vienna is an enterprise lending system that manages the entire lifecycle from point of sale through to end of term.
Specialities
  • Lending Software
  • Commercial Finance
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335

Whiteboard CRM

10-49 Employees
Oklahoma City, United States
Est. 2014
Whiteboard is a completely scalable Mortgage CRM platform that gives you total control and team accountability.
Specialities
  • Mortgage CRM
  • Mortgage Software
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336

XetusOne

10-49 Employees
Santa Clara, United States
Est. 2002
XetusOne allows you to manage efficiency and accuracy across the lifecycle of the application from loan origination through closing and secondary marketing.
Specialities
  • Loan Origination Software
  • Subordination Software
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337

ZMath Engine

10-49 Employees
Green Lake, United States
Est. 1982
ZMath is a financial calculatro software that solves standard laon and savings calculations and preforms APR calculations, mortgage, auto and construction laon calculations, solves for balloon payments, and more.
Specialities
  • Mortgage
  • Loan Calculations
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338

AllClient CRM Mortgage

1-9 Employees
Sparks, United States
Est. 2004
AllClients, a superior contact manager, will help the lender stay organized by reminding him or her to follow up with the client who wants to refinance several weeks or months in the future. They can set a reminder and then forget it. When that time rolls around, a to-do reminder will pop up and tell them to go get the deal. All the transaction details are stored on a single screen for easy entry and easy access.
Specialities
  • Contact Management
  • Marketing Automation
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339

Arabellsoft Mortgage

1-9 Employees
Kamloops, Canada
Est. 2016
Receive mortgage applications with confidence. Powers your mortgage business and lending. Designed with mortgage brokers, lenders and borrowers.
Specialities
  • Remote Software Development
  • E-commerce Websites
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340

AutoLOS

1-9 Employees
San Juan Capistrano, United States
Est. 1983
Loan Origination is configurable to use point and click entry screens, loan application, automated credit pull, load decisioning, loan disclosures, and loan doc prep.
Specialities
  • Loan Origination
  • Loan Application
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341

Blue File

1-9 Employees
Belo Horizonte, Brasil
Est. 2017
Large loans, leases, mortgages and some claims require the customer sending 15-30 documents to the financial institution. The same thing always happens, some documents are wrong, missing, incomplete, outdated, caught in spam filters or just too big. This creates a back and forth of communications to get everything right, very slow, unscalable and a horrible customer experience as well as a follow up nightmare for the loan/claims officer. Blue File automates the document gathering process for large loans, leases, mortgages or claims that require the customer sending 15-30 documents to the financial or insurance institution by reducing the friction caused by missing, incorrect or outdated documents sent by the customer speeding up the KYC process 3X, reducing abandonment 2X and increasing the overall user experience during this process.
Specialities
  • Fintech
  • Document Management
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342

Bryt Loan Management

1-9 Employees
Indian Wells, United States
Est. 2016
Bryt Loan Management Software is a loan servicing software that is ideal for lending professionals who are looking for a feature rich loan management system.
Specialities
  • Loan Software
  • Loan Servicing Software
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343

Contract Collector

1-9 Employees
Vancouver, United States
Est. 2008
Graveco Loan Servicing provides functions and features such as collection management, accounting, reporting, and security to help you manage your loans and business.
Specialities
  • Amortization Schedule for Loans
  • Loan Management Software
  • Student Loan Software
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344

Contract Simply

1-9 Employees
Austin, United States
Est. 2017
Contract Simply is a construction payments platform.
Specialities
  • Construction Loan
  • Construction Lending
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345

DownHome Loan Manager

1-9 Employees
Seattle, United States
Est. 1995
DownHome Loan Manager is a loan managemetn software designed to streamline loan tracking for multiple loan funds with adjustable modules and customizations available, and navigation for billing and reports.
Specialities
  • Loan Manager Software
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346

EasyLodge

1-9 Employees
Charlestown , Australia
Manages the origination lifecycle, from management of distributors to product information, online application wizards, instant credit..
Specialities
  • Finance Origination Software
  • Insurance Origination Software
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347

Effi

1-9 Employees
Sydney, Australia
Est. 2020
We set out to create the ultimate platform for mortgage brokers that would never need to be replaced
Specialities
  • Artificial Intelligence
  • FinTech
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348

eLend Crowd

1-9 Employees
London, United Kingdom
Est. 2012
eLend Crowd is a crowdfunding platform.
Specialities
  • Crowdfunding
  • Lending Software
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349

eLend Micro

1-9 Employees
London, United Kingdom
Est. 2012
eLend Microis a customisable and scalable software platform designed to give users total control to manage their business from loan origination through to loan closure.
Specialities
  • Loan Origination
  • Lending Software
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350

EncompDEV

1-9 Employees
Provo, United States
Est. 2013
BizRuleAnalyzer is a loan origination software that allows users to quickly search all business rules, form code and all customizations inside Encompass. It helps to find all rules, field triggers, advanced code and form code that display a specific message, or access/set a specific field.
Specialities
  • Loan Origination
  • Troubleshooting
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