Best Loan Software – The Ultimate List

April 2024

The ever-expanding FinTech world and changing market conditions force companies to compete on a new level. The process of loan management has to be focused on a user and real, not imaginative, challenges. Loan software offers multiple solutions for everyday people. Here’s the list of the most known applications for you to compare and draw inspiration from.

What counts as loan software?

The question is actually very valid. Since loan software is a part of the financial software ecosystem, it should offer solutions for people interested in money management. To do that, applications need to offer a wide variety of useful functionalities:

  • store loan data and documents to be easily accessible by users
  • have advanced security protocols
  • offer the creation, modification, and ending of loan processes and contracts
  • automate fees
  • generate transaction calculations before signing the loan agreement
  • offer fee calculator if the contract predicts dynamic changes in market conditions that impact fees
  • manage relations and secure data exchange with third-party brokers and inventors
  • be in line with both the local and global FinTech and general law regulations
  • have dashboards and generate reports for users so they can make informed decisions about loan performance and future steps

These requirements are pretty standard for the industry, so if you want to find a perfect solution, these are mandatory. If you want, on the other hand, to create your own solution, you may consider custom lending software development services. It’s the most effective way for the creation of a loan software product.

The criteria for successful loan software application

Loan software applications are distinctive, even for FinTech. In general, financial technology applications deal with sensitive customer data. They are expected to protect them and offer various, sometimes very complicated, services on the go. Loan software goes even further. It offers the ability to get out of debts, manage personal accounts, finance personal and company expenditures. By definition, they need something extra.

This “something” is care. The list below consists of many loan software applications but only some of them rise to the true potential of the market. There are still niches to be explored (for example loan management software) and various ways to utilize them. When browsing for a perfect solution, make sure to explore different alleys. Don’t settle for “just right”, expect “the best as possible can be”.

The list of loan software products

351

FISCAL

1-9 Employees
Charleston, United States
Est. 1985
Financial analysis system designed to enhance the productivity of commercial lending officers, credit managers, and financial advisors.
Specialities
  • Risk Management
  • Compliance
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352

Fund Control

1-9 Employees
Gardena, United States
Est. 1994
Managing construction loan is time consuming and labor intensive. Now, there is a way to manage this process efficiently, with increased productivity, and reduce inherent risks.
Specialities
  • Construction & Banking Solutions
  • Software Development
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353

Hypercore

1-9 Employees
Tel Aviv, Israel
Est. 2020
Hypercore makes loan management easy for SMEs. Hypercore’s solution helps businesses manage risks, portfolios, compliance, financial statements, and more. Allowing you to optimize your workflows, review, analyze and tweak fine-grained performance indicators, for your loan pipeline and most other operations. Manage team roles, schedule tasks, and more with powerful native modules, or integrate the services you already use.
Specialities
  • Loan Management
  • Businesses Management
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354

iZone

1-9 Employees
Cambridgeshire, United Kingdom
Est. 2016
We provide our services in a range of sectors including Mortgage Lending, Property Management, Financial Advice, Legal Services, Recruitment, Insurance, Telesales, Business to Business, Business to Consumer and more. Our systems are perfect for the regulated environment and are used by businesses regulated by the Prudential Regulation Authority () as well in many areas regulated by the Financial Conduct Authority , including mortgages, insurance and consumer credit activities. iZone offers you and your business a tailored solution.
Specialities
  • Mortgage Software
  • Payment Processing Software
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355

Kredytmarket

1-9 Employees
Warsaw, Poland
Est. 2016
Eliminate the barriers faced by small entrepreneurs looking for financing for their business.
Specialities
  • Small Business Loans
  • Fintech
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356

Lenderfit

1-9 Employees
Louisville, United States
Est. 2018
Secure document and communication management for loan applications. Increase capacity with fewer errors.
Specialities
  • Loan Management
  • Loan Software Solutions
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357

Lending Pro Software

1-9 Employees
Chicago, United States
Est. 1998
Lending Pro Software is a windows based software that keeps track of all customer payments and calculates the portion of each payment that is to be applied to interest, principal, escrow and late fees.
Specialities
  • Loan Management Software
  • FinTech
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358

Lendline

1-9 Employees
New York, United States
Est. 2016
Lendline is a lending software, developed for small to mid-size banks and credit unions for seamless processing of loan applications.
Specialities
  • Loan Origination Platform
  • Lending Software
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359

Lendstream

1-9 Employees
Vilnius, Lithuania
Est. 2019
LENDSTREAM is fully operational lending business management system with included CRM functionality for p2p, SME, mortgage, consumer, micro lending, leasing and loan broker companies. The system combines needs of internal and external users: borrowers, brokers, lenders and investors. Built-in Work-flow model allows to adapt the system to the existing management procedures, clarifies responsibilities and daily tasks of each employee. To our potential clients we are offering one solid system or separate modules: 1) Loan origination and servicing module, to attract more qualified clients, facilitate document management, payments & loan recoveries; 2) Partner (broker) network management module, to expand business activities; 3) Secondary-marketing module (loan portfolio pledges, sales, collective investments), to scale business volume and manage investor relationship; 4) White-labeling option.
Specialities
  • Loan Servicing
  • Credit Line Management
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360

lienwaivers.io

1-9 Employees
Sioux City, United States
Est. 2016
A construction payments platform which facilitates the exchange of lien waivers, ACH payments, W9s and 1099s
Specialities
  • Finance Technology
  • Product Marketing
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361

Loan And Mortgage

1-9 Employees
Penticton, Canada
Est. 1997
Loan & Mortgage calculates amortization schedules for American and Canadian mortgages, personal loans, car loans and miscellaneous other kind of loans. It allows you to have multiple percentage rates on the same table, see immediate results of specific changed date/s, payment/s amount, percentage rate, and much, much more.
Specialities
  • Software Development
  • Mortgage
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362

Loan Management System

1-9 Employees
Kerrville, United States
Est. 1982
LOANLEDGER is an online, real-time system that provides you with every loan management function crucial to your business. It has comprehensive reporting capabilities, audit trails and logs, agings, detailed life-of-loan histories, transaction reports, required government reports and numerous management analyses.
Specialities
  • Loan Servicing Software
  • Mortgage Servicing Software
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363

LOAN SERVICING SOFT

1-9 Employees
San Juan Capistrano, United States
Est. 1983
LOAN SERVICING SOFT is a cloud-based or installed loan servicing system. Flexible, scalable & easy to use. Ideal for originating and servicing all loan types. Origination, Servicing, Investors, Trust Accounting, Reporting, Collections. An ideal solution for both private money/hard money lenders up to large financial institutions. The platform offers customizable web applications and live web portals for both borrowers and investors.
Specialities
  • Loan Origination
  • Loan Servicing
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364

Loan Servicing System

1-9 Employees
Santa Barbara, United States
Est. 1986
Loan Servicing System is written in highly efficient visual pascal programming language with a graphical point and click interface for the windows environment. It prints customer statements, payment coupons, 1098 tax forms and processes payment transactions and automatically assesses late charges and processes payment reversals.
Specialities
  • Hedge Fund Software
  • Loan Software
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365

Loan Workouts

1-9 Employees
Kerrville, United States
Est. 1982
Loan Workouts allows you to schedule a stream of negotiated payments, different from the original contract easily with SCHEDULER. and to have interest accrue at the original note rate while collecting at a different pay rate.
Specialities
  • Loan Servicing Software
  • Mortgage Servicing Software
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366

LoanBuddy

1-9 Employees
Los Angeles, United States
Est. 2018
LoanBuddy for Advisors delivers technology to service current students and recent graduates, guiding them on a path to long term financial wellness.
Specialities
  • Financial Planning
  • Debt Repayment
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367

LoanCirrus

1-9 Employees
Kingston , Jamaica
Est. 2016
LoanCirrus is a cloud-based loan management platform that helps lenders manage their loan operations more efficiently.
Specialities
  • Lending Software
  • Loan Management Software
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368

LOANLEDGER

1-9 Employees
Kerrville, United States
Est. 1982
LOANLEDGER is a integrated modular mortgage servicing system that allows loan servicing on a local and wide-area network that provides loan servicing, agings, detailed customer historyies, transaction reports, and more.
Specialities
  • Loan Servicing Software
  • Mortgage Servicing Software
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369

Loktra

1-9 Employees
Bangalore, India
Est. 2016
A service to manage and track field team, their task completion and failure and generate automated reports on them. Can be used by sales, delivery or maintenance services team
Specialities
  • Sales Maximisation
  • Sales Automation
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370

MIC Manager

1-9 Employees
Vancouver, Canada
Est. 1976
MIC Manager allows you to manage your mortgage investment corporation with transaction based with records and reports in order to produce required compliance reports.
Specialities
  • Mortgage Administration
  • Customized Reports
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371

Mortgage+Care

1-9 Employees
Penn Valley, United States
Est. 1986
Mortgage+Care is a family of loan origination and loan servicing software products for loan origination, trust accounting and collection.
Specialities
  • Loan Origination
  • Loan Servicing Software
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372

Nestablish

1-9 Employees
Phoenix, United States
Est. 2010
Nestablish was founded in 2010 by a group of loan officers who wanted a simpler way to provide their real estate agents with the pre-qualification letters, pre-approval letters, and loan status updates they require for each and every offer they make.
Specialities
  • Real Estate
  • FinTech
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373

Note Dashboard

1-9 Employees
South River, United States
Est. 2013
Note Dashboard is a cloud-based mortgage note and loan management software that provides a feature set that helps you manage productivity and accuracy.
Specialities
  • Loan Management Software
  • Mortgage Management Software
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374

Portfol

1-9 Employees
Kaysville, United States
Est. 1985
Portfol is an integrated multi-user portfolio management system solution that offers features like CRM, deal tracking, loan servicing, and document management to help you track activities from the initial call through the approval process.
Specialities
  • Loan Servicing
  • Deal Tracking
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375

ReadyPrice

1-9 Employees
San Jose, United States
ReadyPrice creates mortgage technology for the modern era, making it even easier for mortgage loan originators and lenders to work together. With ReadyPrice, MLOs take back control of the loan process, having the ability to manage and choose their pricing, run automated underwriting, and deliver approved loans with the click of a button, creating a win-win for brokers and lenders alike.
Specialities
  • Loan Origination
  • Mortgage Technology
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376

Revo Mortgage Collaboration

1-9 Employees
Calgary, Canada
Est. 2013
Revo Mortgage Collaboration is a cloud-based deal management service, it addresses the missing technology gap for mortgage application process and workflow management for high volume mortgage producers and their assistants using a cloud-based CRM service solution.
Specialities
  • Mortgage Software Development
  • Mortgage Collaboration System
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377

Ryznware Asset Finance

1-9 Employees
Ottawa, Canada
Est. 1989
Ryznware is a loan and lease software that is designed to help you manage costs, productivity, and overall business intelligence with foundation data, funding, servicing, collection, accounting, origination, and more.
Specialities
  • Loan Software
  • Loan Origination
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378

SaaS

1-9 Employees
Hýskov, Czech Republic
Est. 2004
SaaS is a web application for managing both short-term and long-term loans.The web application allows a complete change of the layout and adjustment of the applicant’s registration process.
Specialities
  • Cloud Servers
  • VPS Servers
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379

SENSIBLE LENDER

1-9 Employees
London, United Kingdom
Est. 2012
Allows investors to lend funds to creditworthy property owners at competitive rates.
Specialities
  • Consumer Lending
  • Financial Services
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380

SkopeLend Loan Origination System

1-9 Employees
San Antonio, United States
Est. 2014
Designed by bankers, SkopeLend is a cloud based loan origination platform that will digitally transform your lending processes. SkopeLend combines best practices and speed to close to put your lending institution way ahead. Easy to use, simple to implement, with a complete suite of consumer and commercial loan workflows out-of-the-box that can be configured to meet your needs without any technical development.
Specialities
  • Loan Origination System
  • Entity Formation & Management
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381

Synapi Lend

1-9 Employees
London, United Kingdom
Est. 2021
Synapi Lend is an end-to-end solution to run your own digital consumer lending business. Think of it as a lender in a box solution for you to go to market in a matter of days. Synapi has been used to lend to over 1 million customers in the UK since 2008 and our software solution is fully compliant with local regulations. It also seamlessly integrates with your existing technology stack. Synapi Lend can also be ‘plug and play’ or highly and easily customisable, depending on how hands-on you want to be with your lending.
Specialities
  • Lending Technology
  • Consumer Lending
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382

SYNDi Loan Manager

1-9 Employees
Markham, Canada
Est. 2005
SYNDi Loan Manager services loans funded by a single lender. It is typically used by finance and leasing companies, credit unions and private lenders. When a loan is set up and funded, loan installments and monthly payments are calculated until the loan is paid off. The system can generate reports, track missed payments, process returned checks, and creates journal entries to be exported to your accounting system. You may also link mortgage loans to real-estate properties and calculate Loan-To-Value Ratios. SYNDi Loan Manager can be used as a stand-alone application or a multi-user application. SYNDi Loan Manager can be integrated with your existing Sage 300 ERP (Accpac) system.
Specialities
  • Loan Management
  • Investment Ledgers
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383

SYNDi Mortgage Manager

1-9 Employees
Markham, Canada
Est. 2005
SYNDi Mortgage Manager services loans funded by a single lender or a syndicate of investors. You can set up the loan, receive investors’ contributions, fund the loan, collect installment from the borrower, and distribute it to investors. It is typically used to administer syndicated mortgages and MICs (Mortgage Investment Corporations). The major benefit of SYNDi Mortgage Manager is to inculcate better lender relations by providing them timely reports and statements which can be emailed to them directly from SYNDi. The system tracks missed payments, processes returned checks and creates accounting entries that can be exported to your accounting software such as Sage 300 ERP (Accpac). You may also link mortgage loans to real-estate properties and calculate Loan-To-Value Ratios. If you work through brokers, SYNDi will calculate their commissions and generate broker statements and broker-related reports. If funds are released to the borrower progressively, e.g., in Construction Loans, SYNDi can be used to process them with ease and generate FSCO documents. The SYNDi Document Library can be used to maintain legal documents related to each loan.
Specialities
  • Mortgage Management
  • Investment Ledgers
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384

TOBORROW

1-9 Employees
Stockholm, Sweden
Est. 2013
Toborrow is a digital platform for investors and borrowers – people who otherwise would never have met, but who need each other to grow. As an alternative to the banks, they offer a simple, safe and flexible loan process where everything happens completely without traditional intermediaries.
Specialities
  • Loan Processing
  • FinTech
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385

Twenty-First Century Loan Servicing

1-9 Employees
Santa Barbara, United States
Est. 1986
Loan Origination System is written in a visual pascal programing language with a graphical point and click interface that incorporates SQL client/server database architecture for single and multi-user network applications, and more.
Specialities
  • Hedge Fund Software
  • Loan Software
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386

ACES Audit Technology

Pompano Beach, United States
ACES Risk Management’s (ARMCO) flagship product is ACES (Automated Compliance and Evaluation System) Web Audit Technology™ which enables full understanding of mortgage loan quality, how to control it and how to convey it. According to the vendor, their web-based solution includes highly customizable technology that places audit plans, policies and procedures in motion to significantly reduce time and risk.
387

AFSVision

Exton, United States
Est. 1970
AFSVision is a digital information management system designed to offer a fully digital credit process.
Specialities
  • Information Management System
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388

Aire

Washington, United States
Est. 2014
Aire is a new credit assessment service that reveals the bigger picture. So lenders make more informed decisions, and borrowers get fairer access to credit.
Specialities
  • Machine Learning
  • FinTech
  • Risk Prediction
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389

ARGO Commercial Lending

Richardson, United States
Est. 1980
ARGO Commercial Lending is a solution that enables institutions to manage unique lending models and credit policies with confidence.
Specialities
  • Financial Services Software
  • Healthcare Solution Software
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390

Argos Vault

Christchurch, New Zealand
Est. 1987
Loan administration software developed and created for finance companies providing finance to both the consumer and wholesale markets. Argos Solutions’ software manages fixed loans, variable loans, leases, bailment, wholesale finance. We have customers across both Australia and New Zealand, our head office is based in Christchurch, which is where all support and software development are run from. We have 30 years industry experience so we know the industry exceptionally well, and part of using our software is that you get access to our extensive knowledge.
Specialities
  • Financial Administration Systems
  • Finance Software
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391

Auto loans

Riga, Latvia
Est. 2006
CloudCredit offers Auto loans that allow car, motorcycle, scooter, tractor, airplane, boat or any other vehicle to be added to the system database.
Specialities
  • Auto Loans
  • Payday Loans
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392

Backbase DFM

Amsterdam, Netherlands
Est. 2003
Backbase for Insurance is a P&C insurance software for agents and policyholders that includes omni-channel onboarding, quoting, and claims management.
Specialities
  • Cloud Banking Software
  • Loan Origination
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393

Capital on Tap

London, United Kingdom
Est. 2012
Capital on Tap is on a mission to help small businesses thrive. They believe small business owners are the foundation for growth in our economy, and yet today’s banking system has left them behind.
Specialities
  • Business Funding
  • Small Business Funding
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394

Cimmaron Mortgage Manager

Cimmaron Software has delivered cutting-edge software solutions in variety of industries focusing on the mortgage industry since 2005. We value customer satisfaction and technological innovation over short term profits.
395

Construction Loans Servicing Software

Killamarsh, United Kingdom
Lender Suite’s construction loans servicing software designed to track the construction loan progress.
Specialities
  • Loans Servicing Software
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396

Contract Collection System

Spokane , United States
Est. 1983
Lincoln Data’s Contract Collection System is a Windows software package designed for commercial banks, title companies, escrow companies and private lenders who service seller-financed mortgages, trust deeds, real estate contracts and other installment notes.
Specialities
  • Mortgages
  • Contract Collection
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397

Delfin

Pretoria, South Africa
Delfin is a micro lending management software.
Specialities
  • Lending Management
  • FinTech
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398

DrawTrak

Gladstone, United States
DrawTrak is a system for lenders of residentail and commerical construction loans that allows you to track each stage of the loan from the builders cost estimate through the final draw, with reports at each stage to allow you to catch potential problems.
Specialities
  • Construction Loans
  • Lending System
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399

e-PACK 1003

e-PACK 1003 is designed to help relieve mortgage loan agents and underwriters from the clerical burden of assembling, revising and faxing.
400

EyeOnMyLoan

Tucson, United States
Est. 2004
EyeOnMyLoan is a unique software developed to help save Mortgage Brokers and Loan Officers valuable time.
Specialities
  • Mortgage
  • FinTech
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