The Ultimate List of Mobile Banking Software

April 2024

What is mobile banking software?

A subcategory of digital banking platforms, mobile banking software allows customers to access financial services through their mobile devices. As apps gain more and more popularity, banks strive to offer most—if not all—of their products on phones and other mobile devices.

Apart from making various types of transactions, mobile banking software users get wide access to their banking information, the investment offering of their bank of choice, and support. Customers can manage their accounts and submit a large variety of requests without making a single call or needing access to the desktop app.

Many institutions also use their mobile banking software to stay in touch with their customers. Through notifications, a news section, or strategically placed content within the app, banks can keep their clients informed about their requests’ status, new products, or finance tips.

What makes mobile banking software successful?

More and more banking institutions want to meet their customers where they spend most of their time—and that’s on their mobile devices. However, the financial software ecosystem, including mobile banking software, is full of thriving apps. Customers who are particularly savvy with mobile apps have high demands and won’t settle for software that doesn’t perform according to their expectations.

To create software that stands out and retains customers, mobile app development has to account for user-friendly design, reliability, and customer needs. Mobile users are used to sleek and intuitive design; banking apps can’t be an exception to that. Mobile banking software also needs to be set up with total security and stability in mind. Financial apps handle a lot of sensitive data. If customers aren’t completely certain that their information is safe, they just won’t use the app.

It’s also important to remember that mobile banking software has to respond to customers’ real needs. Apps shouldn’t make their users jump through hoops to transfer money or check their account balance because they’d rather push forward a novelty functionality. When users can easily achieve their goals within the software, the app becomes a staple in their financial everyday life.

The definitive list of mobile banking software

Below we prepared a list of mobile banking software currently available on the market. As you can see, the competition is intense. So if you’re thinking of launching your own banking app, make sure you choose banking software development services that can deliver a truly outstanding product.

1

Alkami Banking Solutions

250+ Employees
Plano, United States
Est. 2009
Ultimate Digital Banking Solution is a retail and business customers use this to analyze account data, transfer funds, and make loan payments.
Specialities
  • Online Banking
  • Content Management
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2

bunq

250+ Employees
Amsterdam, Netherlands
Est. 2012
Bunq is an internationally active mobile bank. bunq offers a range of online financial services, primarily through its own mobile app. The company’s app enables customers to open one free transaction account, or up to 25 accounts for a monthly fee. Additionally, customers can request money from friends, split bills, and make payments in real time.
Specialities
  • Money Management
  • Financial System
  • FinTech
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3

Chime

250+ Employees
San Francisco, United States
Est. 2013
Chime, the fastest growing U.S. challenger bank, is a technology company focused relentlessly on helping our members achieve financial health.
Specialities
  • Banking Services
  • Financial Health
  • FinTech
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4

CREALOGIX Mobile Banking

250+ Employees
Zürich, Switzerland
Est. 1996
CREALOGIX offers online banking on mobile channels.
Specialities
  • Digital Banking
  • Wealth Management
  • Financial Technology
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5

Finastra Digital

250+ Employees
Paddington, United Kingdom
Est. 2017
Finastra Digital enables the digital transformation that means financial institutions can ensure growth driven by strong customer focus. With Finastra Digital, banks can create frustration-free banking user experience by offering innovative online and mobile banking solutions.
Specialities
  • Corporate Banking
  • Investment Management
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6

Kony DBX

250+ Employees
Austin, United States
Est. 2007
With modern, frictionless applications powered by the industry’s leading platform, Kony DBX enables banks and credit unions of any size to accelerate innovation – without compromising what’s critical.
Specialities
  • Digital Technology
  • Mobile Payments
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7

Mobile Channel Manager

250+ Employees
Elkhorn, United States
Est. 1975
Mobile Channel Manager is the mobile banking engine for ACI Universal Online Banker. It provides your customers with anytime, anywhere mobile access to all their banking needs, helping you grow your customer base and increase loyalty.
Specialities
  • Electronic Payment Systems
  • Card Fraud Detection and Prevention
  • Credit Card Processing
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8

Mobile Deposit

250+ Employees
San Diego, United States
Est. 1985
Document Automation and Data Extraction Software.
Specialities
  • Document Verification
  • Mobile Capture
  • Online Identity Verification
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9

MX

250+ Employees
Lehi, United States
Est. 2010
MX is the leading data platform for banks, credit unions and fintechs, enabling its clients and partners to easily collect, enhance, analyze, present and act on financial data. Using MX platform and products, MX clients are able to understand their customers in real-time like never before, allowing them to be truly customer-centric, empowering them to grow faster and deliver an exceptional customer experience all while reducing costs. Founded in 2010, MX is one of the fastest-growing fintech providers, partnering with more than 2,000 financial institutions and 43 of the top 50 digital banking providers. For more information, visit www.mx.com
Specialities
  • Financial Management
  • Data Aggregation
  • Open Finance
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10

N26 Bank Account

250+ Employees
Berlin, Germany
Est. 2013
N26 Bank Account is an online bank account that allows users to manage their entire financial life from their phone.
Specialities
  • Mobile Banking
  • Financial Services
  • FinTech
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11

Number26

250+ Employees
Berlin, Germany
Est. 2013
Mobile-friendly bank account solution
Specialities
  • Mobile Banking
  • Financial Services
  • FinTech
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12

Square Cash

250+ Employees
New York, United States
Est. 2013
Simple online payment platform.
Specialities
  • Peer-to-peer Payments
  • Online Banking
  • FinTech
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13

STARLING

250+ Employees
London, United Kingdom
Est. 2014
With the Starling banking app you’ll get instant notifications when you spend or get paid, insights that reveal your spending habits, no fees overseas, 24/7 support and an application that only takes minutes.
Specialities
  • Mobile Banking
  • Banking as a Service
  • Finance
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14

BankWorld Mobile

50-249 Employees
Dublin, Ireland
Est. 1997
BankWorld Mobile is a solution provide self-service banking services to all the customers with SMS texting, P2P mobile payments, and card management capabilities.
Specialities
  • Self-service banking software
  • Card management solution
  • Digital Banking Platform
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15

DCI Mobile & Online Banking

50-249 Employees
Hutchinson, United States
Est. 1963
DCI Mobile & Online Banking is designed to deliver real-time services such as transaction tracking, cash management, and more to commercial and consumer customers.
Specialities
  • Internet Banking
  • Software Development
  • Core Processing
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16

FRONTeO e-Banking

50-249 Employees
Brussels, Belgium
Est. 1995
Discover our different and complementary modules.
Specialities
  • IT Services
  • Banking Consultancy
  • FinTech
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17

MFS Platform

50-249 Employees
London, United Kingdom
Est. 2009
Tmob is a mobile technology powerhouse, bringing growth and success to businesses and partners with its innovative SaaS, PaaS and premium solutions, since 2009. Our end-to-end solutions address and cover mobile business needs fully with enhanced focus on performance and profit for our promising partnerships.
Specialities
  • Cloud-based Digital Services
  • Digital Transformation
  • Commerce-based Platforms
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18

MobileHMI

50-249 Employees
Foxborough, United States
Est. 1986
MobileHMI is an enterprise mobile application that runs on hundreds of different phones and tablets and can scale to thousands of devices.
Specialities
  • Industrial Automation Software
  • Energy Management Software
  • Manufacturing Intelligence
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19

MShift

50-249 Employees
Palo Alto, United States
Est. 1999
MShift is a mobile banking services are compatible with all online banking, bill pay, and multi-factor authentication providers.
Specialities
  • Mobile Banking Services
  • Online Banking
  • FinTech
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20

MULTIVERSA Mobile Banking

50-249 Employees
Düsseldorf, Germany
Est. 1984
The MULTIVERSA mobile banking solutions convince with many features for modern mobile e-banking. The user friendliness is remarkable – thanks to well-structured information in the respective local languages. The mobile concept enables convenient handling of financial data. Information on payments, accounts, liquidity, etc. is clearly displayed. Details are available at your fingertips: for viewing, downloading, editing and signing. To ensure the highest possible security outside of the office, the app is equipped with efficient security procedures. TÜV Rheinland has extensively analysed the methods and confirmed the effectiveness of the security measures.
Specialities
  • Digital Banking Transformation
  • Payment and Cash Management
  • Instant Payments
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21

MyBank

50-249 Employees
Bangalore, India
Est. 2003
MyBank is a banking solution designed to enable bank customers to transact, view account summary and perform various other actions using their smartphone.
Specialities
  • Core Banking
  • Digital Payment
  • Banking Solution
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22

Narmi

50-249 Employees
New York, United States
Est. 2016
Narmi offers a full service mobile banking solution.
Specialities
  • Digital Banking
  • Core Banking Systems
  • FinTech
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23

Novatti

50-249 Employees
Melbourne, Australia
Est. 1996
Our high capacity transaction switching platform can be integrated with a broad range of external systems including Banks, ATMs, EFT/POS terminals, mobile phones, web portals, prepaid and postpaid billing systems, and telecommunications infrastructure.
Specialities
  • Mobile Payments
  • Digital Banking
  • Digital Wallets
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24

Streebo Mobile Banking Suite

50-249 Employees
Houston, United States
Est. 2008
Streebo Banking Suite provides banks an opportunity to deliver a unified and personalized app experience for all mobile, tablet or desktop users which meet the industry’s rapidly rising customer expectations.
Specialities
  • Digital Transformation
  • Interactive Services
  • Mobile App Development
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25

WarplyPay

50-249 Employees
Athens, Greece
Est. 2012
WarplyPay is an omnichannel mobile payments solution.
Specialities
  • Mobile Payments
  • Marketing Automation
  • Mobile Banking
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26

AAZZUR

10-49 Employees
Berlin, Germany
Est. 2017
AAZZUR is reinventing how banks are built, how banking data is used to increase satisfaction, retention and monetisation and how fintechs work with banks. AAZZUR is a layer above the banks and fintechs to facilitate the exchange of data, messages and transactions. This is the promise of open banking. It’s a marketplace to provide the next wave of financial services. As a user, you will enjoy a seamless financial experience, with just one app: alll you money management needs in one simple and enjoyable place.
Specialities
  • Mobile Banking
  • Financial Services
  • FinTech
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27

Bankingly

10-49 Employees
Montevideo, Uruguay
Est. 2015
Bankingly is a platform designed to help financial institutions provide electronic channels to their customers, with the agility and security required, at a reasonable and variable cost.
Specialities
  • Mobile Banking
  • FinTech
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28

BankingON

10-49 Employees
Austin, United States
Est. 2017
BankingON is helping credit unions & community banks transform their mobile web apps into native mobile banking experiences. Modernizing legacy online banking systems to deliver a Mobile 1st user experience by tapping into smartphone functionality & API connectivity. Better Brand Interactions. Higher Engagement. More Satisfaction. -> Differentiate the Mobile Banking Experience with premium mobile UIUX as a service -> Deliver a Mobile 1st add-on (currently for Fiserv’s Architect Online Banking) for both Hosted & On-Prem instances -> Get to market quicker with a true Native Mobile Banking app -> Launch enhancements faster & deploy new services and features outside of your primary vendor’s roadmap -> Generate lots of 5-Star ratings by turning previous user pains into positive experiences and digital relationships -> Equip users with the latest FinTech functionality to transform banking brands into technology companies -> Keep your current infrastructure and route all user information through your existing online banking system, which BankingON does not access, store, or manipulate -> Lay the foundation for a Mobile Branch that can increase engagement & decrease churn -> Get Advice from Mobile Experts that have spent over a decade building enterprise-grade consumer mobile apps for leading technology & entertainment brands.
Specialities
  • Mobile Banking
  • Community Banks
  • Branding
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29

CAVU

10-49 Employees
London, United Kingdom
Est. 2017
CAVU is professionally designed, cost-effective, easy to launch and integrate mobile banking solution. CAVU covers the majority of end customers needs and will quickly enhance your Banks mobile banking capability.
Specialities
  • Internet Banking Development
  • FinTech Apps Development
  • Integration
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30

Osper

10-49 Employees
London, United Kingdom
Est. 2012
Osper thinks young people are smart – and can do amazing things if we give them the tools. Especially when it comes to the business of managing money. In fact, we think it important theyre exposed to the reality of it early.
Specialities
  • Financial Services
  • Mobile Banking Service
  • FinTech
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31

POPin

10-49 Employees
Sandy, United States
Est. 2016
POPin provides a Software as a Service (SaaS) solution designed to help financial service companies connect with their consumers via video collaboration.
Specialities
  • Branch Banking
  • Video Collaboration
  • Dashboards
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32

Credit Card Terminal

1-9 Employees
Redmond, United States
Est. 2007
Credit Card Terminal is designed to be a simple, fast, and affordable credit card processing solution.
Specialities
  • Credit Card Processing
  • Software Development
  • FinTech
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33

Online Payment Software

1-9 Employees
Clinton, United States
Est. 2006
Accept secure payments on your website or phone.
Specialities
  • Mobile Payments
  • Banking
  • FinTech
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34

iDa Business

Prague, Czech Republic
Est. 2006
iDa Business is a mobile banking solution for businesses.
Specialities
  • Mobile Banking
  • Mobile Payments
  • Mobile Development
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