List of financial services software, FinTech, and digital financial services companies

September 2021

Since the pandemic occurred, the massive shift towards remote, contactless work has proven things can be done, even if people don’t work face-to-face. This also applies to financial services, which currently only exist if they undergo a digital transformation, only if they become truly digital financial services. Nowadays, companies are looking for solutions to provide and deliver financial services in an innovative, contactless, scale, and reliable manner.

To inspire you on how to deliver financial services digitally, or to give you access to solutions that you can implement in your business, we have compiled this list. If you need more support or a custom solution, tell us about your needs and we will be able to advise you on the right choice or propose an appropriate solution.

This list is compiled by an independent team of market researchers at Code & Pepper, a financial software development services company. Research is done in order to have the best possible knowledge about the financial market, trends, solutions and thus build the best solutions. Therefore, the products and companies presented on the list do not have a sponsorship basis, they are published free of charge, are obtained independently as a result of substantive research.

List of financial services software, FinTech, and digital financial services companies

1
250+ Employees
Mountain View, United States
Est. 2009
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Addepar

250+ Employees
Mountain View, United States
Est. 2009
Addepar is a wealth management platform that specializes in data aggregation, analytics, and reporting for even the most complex investment portfolios.

The company’s platform aggregates portfolio, market, and client data all in one place. It provides asset owners and advisors a clearer financial picture at every level, allowing them to make more informed and timely investment decisions. Addepar works with hundreds of leading financial advisors, family offices and large financial institutions that manage data for over $2.5 trillion of assets on the company’s platform. In 2020, Addepar was named as a Forbes Fintech 50 company and honored as a member of the CB Insights Fintech 250.
Specialities
  • Data Aggregation
  • Financial Asset Management
  • Reporting
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2
250+ Employees
New York, United States
Est. 2014
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Chainalysis

250+ Employees
New York, United States
Est. 2014
Chainalysis offers cryptocurrency investigation and compliance solutions to global law enforcement agencies, regulators, and businesses as they work together to fight illicit cryptocurrency activity.

Backed by Benchmark and other leading names in venture capital, Chainalysis builds trust in blockchains.
Specialities
  • Bitcoin
  • Analytics
  • Investigation Tools
  • Compliance
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3
250+ Employees
London, United Kingdom
Est. 2012
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Currencycloud

250+ Employees
London, United Kingdom
Est. 2012
Currencycloud gives Banks and FinTechs the capability to move money across borders, and transact globally in multiple currencies, fast. They make it easy for clients to embrace digital wallets, and even to embed finance into the core of their business – no matter what industry they’re in. Clients can simply plug in, and they’re off – knowing that Currencycloud has taken on all the complexity of multi-currency cross-border business on their behalf.
Specialities
  • International Payments
  • Low Cost Payments
  • Foreign Exchange
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4
250+ Employees
London, United Kingdom
Est. 2015
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Curve

250+ Employees
London, United Kingdom
Est. 2015
Curve connects your debit and credit cards into one so it’s the only card you ever need to carry (and the only pin you ever need to remember!) With great exchange rates, rewards, and insights across your accounts, you don’t need to move banks to improve them. All you need is Curve.
Specialities
  • Payments
  • CashBack
  • eWallet
  • Credit Card
  • Debit Card
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5
250+ Employees
London, United Kingdom
Est. 1983
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Dealogic

250+ Employees
London, United Kingdom
Est. 1983
As a partner to hundreds of firms worldwide, Dealogic connects banks and investors in the only truly global network. The Dealogic platform provides integrated content, analytics, and technology that helps clients originate the right opportunities, distribute deals to the right buyers, and ensure seamless and transparent consumption of resources.
Specialities
  • Investment Banking
  • Capital Markets
  • Trading & Research
  • Capital Markets Analysis
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6
250+ Employees
London, United Kingdom
Est. 2002
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emerchantpay

250+ Employees
London, United Kingdom
Est. 2002
Emerchantpay is a leading payment service provider specialising in global payment gateways, alternative payment methods, acquiring, and comprehensive data security products. Their team of experts works one-on-one with merchants to achieve their business goals by helping create a payments experience customers will love while increasing payment conversion rates and revenue. Emerchatpay connects businesses with customers across the globe in over 80 countries and 50+ local payment methods.
Specialities
  • Credit Card Processing Services
  • Alternative Payment Methods
  • Online Billing
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7
250+ Employees
London, United Kingdom
Est. 1989
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Exus

250+ Employees
London, United Kingdom
Est. 1989
EXUS is offering a debt collections and recovery software that manages credit risk along the whole lifecycle of accounts, from the moment of disbursement until write-off or debt sale, with fast and easy integrations in weeks.
Specialities
  • Debt Collection Software
  • Credit Scoring Software
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8
250+ Employees
Zürich, Switzerland
Est. 2007
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Leonteq

250+ Employees
Zürich, Switzerland
Est. 2007
Based on proprietary, modern technology, the company offers derivative investment products and services and predominantly covers the capital protection, yield enhancement, and participation product classes.

Leonteq acts as both a direct issuer of its own products and as a partner to other financial institutions. Leonteq further enables life insurance companies and banks to produce capital-efficient, unit-linked savings and drawdown solutions with guarantees.
Specialities
  • Structured Investment Products
  • Investment Technology Platform
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9
250+ Employees
Chicago, United States
Est. 2015
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M1 Finance

250+ Employees
Chicago, United States
Est. 2015
M1 Finance is an all-in-one money management platform that helps self-directed investors achieve long-term financial wellness. You can create a custom portfolio, schedule your money moves, and rebalance your portfolio with one click. M1 empowers investors to automate away the everyday details of portfolio management, leaving more time to focus on the big picture.

M1’s platform is free, easy to use, and loaded with powerful features. You can use it on your iPhone, Android, or desktop computer.
Specialities
  • Personal Finance
  • Financial Asset Management
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10
250+ Employees
Linköping, Sweden
Est. 2001
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Medius

250+ Employees
Linköping, Sweden
Est. 2001
Medius is a provider of cloud-based spend management solutions.

Their modular spend management suite includes solutions for strategic sourcing, contract management, procurement, accounts payable automation, payments, and supplier management as well as data insights tools bringing control, compliance and cost savings throughout the entire source-to-pay process.
Specialities
  • Invoice Automation
  • Expense Management
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11
250+ Employees
London, United Kingdom
Est. 2015
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Modulr

250+ Employees
London, United Kingdom
Est. 2015
Modulr provides a new type of payment account. Built for businesses that need a faster, easier and more reliable way to move money. Modulr accounts replace bank accounts for payments. They come with sort codes, access to payment schemes and everything you’d expect. But they’re faster, easier and more reliable. Instantly open as many as you need. Automate how you get paid, reconcile and make payments. All in real-time, 24/7 through your own systems. Modulr API integrates accounts into any platform. So you can easily streamline existing services and launch new payment products.
Specialities
  • Payments
  • Business Banking
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12
250+ Employees
London, United Kingdom
Est. 2008
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Plus500

250+ Employees
London, United Kingdom
Est. 2008
Plus500 is a CFDs trading digital platform suitable for trading anytime, anywhere.

Plus500 is a provider of Contracts for Difference (CFDs), delivering trading conditions on Shares, Forex, Commodities, and Indices alongside innovative trading technology. With the platform, you can monitor your balance, equity, and margin at all times. It provides real-time charts and live streaming quotes as well as multi-language 24/7 support.
Specialities
  • Contracts for Difference
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13
250+ Employees
London, United Kingdom
Est. 2014
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Railsbank

250+ Employees
London, United Kingdom
Est. 2014
Railsbank is an open banking API and platform that gives regulated and un-regulated companies access to global banking.

The Railsbank platform enables marketers, product managers, developers to take their financial product vision and rapidly prototype, launch and scale using its open finance platform, financial operations, regulatory licensing, and rich set of APIs. Using Railsbank’s super simple APIs as building blocks, customers can build pretty much any financial use-case they can imagine.
Specialities
  • Banking as a Platform
  • Embedded Finance
  • Banking APIs
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14
250+ Employees
Berlin, Germany
Est. 2012
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Raisin

250+ Employees
Berlin, Germany
Est. 2012
Raisin is a savings and investment marketplace that connects retail customers with banks looking to expand deposit reach.

Raisin provides an open banking infrastructure for the global deposit market that benefits banks and savers alike. For savers, it means more product choice and decision power, customer-facing institutions like banks benefit from best-in-class savings marketplace solutions for their own customers, and deposit-taking banks receive better access to deposit funding.
Specialities
  • Savings
  • Deposits
  • Investments
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15
250+ Employees
Berlin, Germany
Est. 2016
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Solarisbank

250+ Employees
Berlin, Germany
Est. 2016
Solarisbank is a Banking-as-a-Service platform with a full banking license that enables companies to offer their own financial products.

Through APIs, partners gain access to Solarisbank’s modular services including payments and e-money, lending, digital banking as well as services provided by integrated third-party providers. Through this, Solarisbank creates a highly developed technological banking ecosystem for fintechs and established digital companies, as well as banks and corporates.
Specialities
  • Payments
  • Banking as a Service
  • E-money
  • Lending
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16
250+ Employees
Berlin, Germany
Est. 2016
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Taxfix

250+ Employees
Berlin, Germany
Est. 2016
Every year millions of people are either filing their taxes in fear or giving up on their tax refund altogether. Taxfix is working on fixing that. Their intuitive app enables anyone, regardless of education or background, to file their taxes with newfound confidence.
Specialities
  • Bookkeeping
  • Accounting
  • Tax Declaration
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17
250+ Employees
London, United Kingdom
Est. 2016
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TrueLayer

250+ Employees
London, United Kingdom
Est. 2016
TrueLayer is a global open banking platform that makes it easy for anyone to build better financial experiences. Businesses of every size, from startups to large enterprises, use TrueLayer to power their payments, access financial insights, and onboard customers across 12 markets.
Specialities
  • Bank API
  • Payments API
  • Open Banking
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18
250+ Employees
Cape Town, South Africa
Est. 2013
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Yoco

250+ Employees
Cape Town, South Africa
Est. 2013
Yoco is the African payments provider for over 150 000 business owners and consistently processes over R1 billion in transactions each month. They do it through mobile app, payment processing backend, and data processing platform.
Specialities
  • Payments
  • Point of Sale
  • mCommerce
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19
250+ Employees
Manchester, United Kingdom
Est. 2006
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Zuto

250+ Employees
Manchester, United Kingdom
Est. 2006
Zuto mission is to remove the complexity and hassle out of finding and financing a car. Zuto is passionate about matching people to a finance package that’s right for them. Zuto’s predictive algorithms find the most affordable finance package for their customers from over 80 lender products. This technology has helped over 100,000 people buy the car they want at a price they can afford.
Specialities
  • Car Finance
  • Car Loans
  • Car Buying Advice
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20
50-249 Employees
Zürich, Switzerland
Est. 2003
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Appway

50-249 Employees
Zürich, Switzerland
Est. 2003
Appway automates workflows across people, systems, and data in financial services businesses.

Their software automates and accelerates core business processes, such as the onboarding of new clients, managing changing client circumstances, and regulatory reviews.
Specialities
  • Business Process Management
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21
50-249 Employees
Bath, United Kingdom
Est. 2007
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Ascentric

50-249 Employees
Bath, United Kingdom
Est. 2007
Ascentric helps financial advisers manage their clients’ financial needs in one place. They believe that giving advisers choice through their investment platform and the service and support they offer is paramount, because everyone is different. Ascentric platform is only available to financial professionals.
Specialities
  • Investment Platform
  • In-House Stockbroking Service
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22
50-249 Employees
London, United Kingdom
Est. 2007
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Calastone

50-249 Employees
London, United Kingdom
Est. 2007
Calastone is the global funds network, connecting the world’s leading financial organisations. Calastone’s mission is to help the asset management industry transform by creating innovative new ways to automate and digitalise the global investment funds marketplace, reducing frictional costs and lowering operational risk to the benefit of all. Over 2,000 clients in 42 countries and territories benefit from Calastone’s services, processing £180 billion of investment value each month.
Specialities
  • Money Market Services
  • Order Routing
  • Managed Funds
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23
50-249 Employees
London, United Kingdom
Est. 2007
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CellPoint Digital

50-249 Employees
London, United Kingdom
Est. 2007
CellPoint Digital provides digital payment platforms that enable airlines, travel companies, and any other merchants to simplify their payment solution, unify their customer experience, boost their digital revenues and reduce their payment costs.

CellPoint offers two omnichannel and modular platforms: Velocity, a payment orchestration platform that optimizes digital payment transactions, from cards or alternative payment methods; and Voyage, a full platform that masters the entire customer sales cycle (Promote, Sell, Pay, Serve) and optimizes the end-to-end conversion rate.
Specialities
  • Digital Payments
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24
50-249 Employees
London, United Kingdom
Est. 1983
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City Index

50-249 Employees
London, United Kingdom
Est. 1983
As a Global Leader in FX & CFD trading, as well as Spread Betting (the UK only), City Index provides competitive spreads and access to thousands of markets worldwide through a combination of innovative trading technology. City Index also offers a demo trading account to help you build up your confidence and test out your trading strategies at your own pace without putting your capital at risk.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 73% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. Capital at risk.
Specialities
  • Spread Betting
  • Forex Trading
  • CFD Trading
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25
50-249 Employees
London, United Kingdom
Est. 2014
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Divido

50-249 Employees
London, United Kingdom
Est. 2014
Divido’s whitelabel platform connects lenders, retailers and channel partners at the point of sale.
Specialities
  • Retail Finance
  • Consumer Lending Software
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26
50-249 Employees
London, United Kingdom
Est. 2017
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Freetrade

50-249 Employees
London, United Kingdom
Est. 2017
Freetrade is a commission-free investing app.

In order to offer commission-free trading and an ever-improving feature set sustainably, they have built their own engineering system called “Invest by Freetrade” that allows them to execute your trades much cheaper and faster than using third-party solutions. They don’t charge commissions on trades. They have freemium pricing model where you can pay for the premium features you want.
Specialities
  • Investing
  • Personal Finance
  • Stocks
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27
50-249 Employees
London, United Kingdom
Est. 2015
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Habito

50-249 Employees
London, United Kingdom
Est. 2015
Habito will get you the best mortgage possible. Fast, transparent, and impartial. Using a unique combination of cutting-edge technology and industry-leading mortgage experts, homebuyers can, for the first time, be sure they are getting the best deal for themselves.
Habito technology analyses every mortgage on the market from over 70 lenders to find the best one in seconds. Once they find you the right mortgage, they’ll be with you every step of the way. You’ll have a dedicated mortgage expert who will keep you updated with the progress of your application from start to finish, and will always be on the end of the phone or live chat to answer your questions.
Specialities
  • Mortgage
  • Remortgage
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28
50-249 Employees
Paris, France
Est. 2010
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iBanFirst

50-249 Employees
Paris, France
Est. 2010
iBanFirst is a financial services provider delivering solutions across banking borders. iBanFirst provides a specialist online platform for multicurrency transactions.
Specialities
  • IBAN Accounts
  • International Payments
  • Multi-Currency Account
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29
50-249 Employees
London, United Kingdom
Est. 2019
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Kuda

50-249 Employees
London, United Kingdom
Est. 2019
Kuda is a full-service, digital-only bank with a mission to make banking more accessible, affordable and rewarding for every African on the planet.

The bank provides services through its suite of apps for Android phones, iPhones and the web, allowing everyday Nigerians with internet access to operate a spending account, access instant credit, save money automatically and earn annual interest without the burden of traditional bank charges such as card maintenance fees, account maintenance fees and excessive transfer fees. It also issues free debit cards which are delivered across Nigeria at no cost.
Specialities
  • Digital Banking
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30
50-249 Employees
Paris, France
Est. 2009
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Lydia

50-249 Employees
Paris, France
Est. 2009
Lydia app means 100% mobile and the digital current account.

With the app users can: spend money abroad without any fee on payments nor withdrawals; pay contactless anywhere using any mobile device (no amount limit, fully secured); manage all of your bank accounts from one single app; send money instantly using phone number; pay online safely using unlimited Internet Cards; set-up Shared Accounts to share expenses fairly.
Specialities
  • Mobile Banking
  • Payments
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