Open Banking Makes the World Go Round. Don’t fall behind!

Open banking is an integral part of the newly developing FinTech world. Find out how Code & Pepper can help you benefit from the opportunities behind it!

Open banking development services by Code & Pepper

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Payment systems

Ensure a smooth user experience with seamless payment gateways and other solutions embedded into your application. Code & Pepper will handle the design and the code!

API integration

Digital banks offer a myriad of possibilities in terms integrations via API. Connect your product to the open banking world with the help of experienced developers.

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State-of-the-art software often involves data processing, which needs to be fast and accurate. We’ll pick the optimal tool stack for your product and implement it following best industry practices.

Banking product development

Are you thinking of entering the world of digital banking with your own product? With the right product design and development solutions, this can be an exciting adventure. We’ll be happy to get you there!

Challenges in open banking IT products


The digital money flow offers many opportunities not only for customers, but also for hackers and frauds.
Ensuring safe data storage and processing will help avoid sensitive data leaks or theft. It’s important to remember that security affects both the code and the design of every application – authentication solutions strongly affect the user’s interaction with the product.

Integrations with other apps

The magic behind open banking shows mainly in the ability to connect it with other essential software products, such as asset management platforms or e-commerce. A perfect integration looks and feels seamless to the user, contributing to the overall positive experience and building a foundation for further usage and engagement. On the development side, the art of integration lies in the choice of the best technology match (open-source or custom) between the applications and ensuring flawless performance.

UI/UX design

Even the most secure and ingenious technologies won’t succeed without a carefully crafted user experience and interface. When designing the customer-facing elements of the app, it’s crucial to remember about the average users’ level of experience with technology and accessibility for users with disabilities. Paradoxically, simplifying the product can be harder than coming up with a complex solution.

Data processing

How data flows in open banking products is important not only in terms of security, but also application performance. Poor load speed or inaccurate processing results are serious issues that could discourage the user from further interactions. To avoid such issues, the app needs to be equipped with lightweight yet highly performant programming tools.


Redefining travel insurance online

Pluto is a web application that makes travel insurance easy to understand, hassle-free, and more tailored to customers’ needs. In order to make a difference within the industry, the product has to distinguish itself from any other platform available. The brand and the UI really need to shine and a slick and fast UX is absolutely key to success.
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Client testimonials

Alexander Rainey CEO and Founder at Pluto

I really value Code&Pepper for their proactive attitude, transparency, detailed attention to security, these are what made the partnership trusted and solid. The development team was always very helpful and open in explaining all technical matters along with a project manager who took care of organisational stuff.

James Varga CEO and Founder at NoMo

We value Code & Pepper for its proactive attitude, responsiveness and transparent way of working. It is reliable and dependable company that we can recommend for other business entities to cooperate with.

14 years on the market

70+ employees

4.6 score on Clutch

Time is money and opportunities won’t wait for ever…

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