Tag: FinTech app development

Building a Fintech MVP: How To Get Investors

How to get startup investors

Most fintech founders make the same mistake. They build a feature-rich product, spend months in development, and wonder why investors pass. The truth? Investors don’t fund features. They fund solutions to real problems with proof of market demand.

Building a fintech MVP that gets funded requires a different approach. You need to demonstrate traction, show regulatory awareness, and prove you understand your users’ pain points. This guide breaks down what actually works.

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Building Fundree’s FinOps Engine: A Look Inside the Tech

Managing ad spend at scale is a mess – a chaotic mix of prepaid platform wallets, shifting credit limits across dozens of ad accounts, and a nightmare of manual reconciliation in spreadsheets. For a media partner like Fundree, who helps advertisers navigate this chaos, taking care of that complexity is everything.

They needed a centralized, API-driven platform to build a FinOps engine for social media advertising. A place where their clients could load a single wallet and allocate funds with precision, and where their own team could manage the entire system.The platform needed to be two things at once. It had to be highly automated for day-to-day efficiency, but also allow for granular, manual overrides for the edge cases. 

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The FinTech Founder’s AI Playbook: 5 High-ROI Implementations for AI in FinTech

Your runway is finite. Every engineering hour must deliver a return. So when the board asks about your “AI strategy, or AI in FinTech” chasing complex, theoretical models is a quick way to burn cash. The smarter approach is to apply AI to your most expensive, time-consuming problems first.

Forget the hype. Real ROI comes from focused, practical application. Here are five concrete AI implementations that solve specific FinTech challenges, delivering immediate value to your business and your users.

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Why a Leading FinTech Chose Nearshore Developers Over Local Teams

Your product’s growing. Your users want more. But your local team is maxed out, and hiring takes months you don’t have.

That’s exactly what Finbourne faced with their LUSID platform. They had a cutting-edge back end and could not deliver it cleanly to users.

Instead of stretching their UK team thinner, they partnered with nearshore developers in Poland – Code & Pepper. The result? A faster, smoother product rollout, powered by smart IT staff augmentation.

Here’s how outsourcing engineers—the right way—helped a top FinTech scale without chaos.

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Charity Donations Made Simple: Fintech Platforms Powering Holiday Giving

The holiday season is synonymous with generosity, compassion, and giving back. With the rise of fintech platforms, making donations has never been easier or more transparent. From instant transactions to blockchain-backed transparency, technology has transformed holiday giving into a seamless and impactful experience. This article explores how fintech solutions simplify the process of charitable contributions and highlights platforms leading the way in digital philanthropy.

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Fintech in Emerging Markets: A Developer’s Guide to Building Inclusive Solutions

The rapid rise of fintech in emerging markets is reshaping how financial services are delivered, bridging gaps in access and empowering millions of people who were previously excluded from the financial ecosystem. For developers, this presents both a challenge and an opportunity: to build platforms that are innovative, scalable, and tailored to the unique needs of these regions. Emerging markets such as Africa, Southeast Asia, and Latin America face distinct obstacles, including limited banking infrastructure, inconsistent internet access, and diverse user demographics. However, with the right technology and strategies, developers can create solutions that not only overcome these hurdles but also foster economic inclusion and growth.

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The Ultimate Guide to Discovery Phase in Software Development 2024

With current market saturation, companies need something more than just a product and technology to make it happen. They need a strategy. Nowadays, everyone with a skill can create an app; it’s not a problem. The real challenge comes from securing the “what’s next” phase. How to run a successful discovery phase? How to use it to draw conclusions for fintech products? Why is UX important in the process, even necessary but often missed? Dive into the article for this and a lot more.

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Implementing Personalized Financial Insights Features in Fintech Solutions

In today’s rapidly evolving FinTech landscape, delivering personalized financial insights is a must-have feature for any forward-thinking FinTech platform. Consumers increasingly expect tailored experiences, whether managing day-to-day expenses, planning for major life events, or building long-term investment strategies. Fintech companies that can provide meaningful, personalized financial insights will enhance customer satisfaction and foster trust and loyalty. In this blog post, we’ll explore how fintech companies can successfully implement personalized financial insights features, the technologies driving this transformation, and the benefits for users and businesses.

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Mercury – Startup Finances Made Simple

The company’s tagline says it all: “Your bank account should do more than hold your money. Now it can.” Mercury aims at providing professional business banking services that incorporate a vast array of possibilities. It enables companies to manage their finances at the level of a comfortable dashboard, having it all at managers’ fingertips. The idea targets startups but it can be useful to all that need quick and seamless banking services.

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Discover How to Implement Multi-Currency Support in Fintech Applications

In an increasingly globalized world, financial transactions know no borders. Customers, businesses, and financial institutions are transacting in multiple currencies like never before. As a fintech company owner, one of the most critical features your application must offer is seamless multi-currency support. But implementing this capability is far from straightforward. It requires careful planning, the right technology stack, and an understanding of regulatory requirements.

In this blog post, we’ll delve into the key considerations and best practices for building multi-currency support into your fintech application. Whether you’re starting from scratch or upgrading an existing platform, this guide will provide actionable insights to ensure your solution meets the demands of today’s global economy.

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Time Needed to Build a Fintech or Healthtech Application

Building an application in the fintech and healthtech industries is a complex process influenced by numerous factors. The development timeline for such applications can vary widely based on the project’s scope, complexity, and industry-specific needs. Understanding these factors is crucial for managing expectations, allocating resources effectively, and ensuring a successful product launch. In this blog post, we explore the key factors that influence the time required to build an application in the fintech and healthtech sectors.

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Scalable Agile Framework (SAFe) and its Meaning in Fintech Development

Scalable Agile Framework (SaFe) is one of the IT industry’s most effective project management models. The key here is a flexible approach to tasks and processes. SAFe delivers business value in the shortest time possible, and elements like planning, team cooperation or risk management are daily bread. It’s great for implementing Agile practices at an enterprise scale. Learn how to scale Agile and benefit from in the modern fintech organization.

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API-first Design – A Boost for Customer Experience

The old ways of creating software don’t match the reality we live in. Users want even more convenience in use and even more value for their money. To meet these expectations, companies use API-first design pattern. It enhances the application’s features and provides companies with a modular and reusable design that’s perfect for creating entire ecosystems. The approach also reduces development costs, optimizes delivery and operations.

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What Is Code Refactoring? Definition, Benefits, and Best Practices

Code refactoring is basically the process of restructuring an application’s code without changing it. It also doesn’t add up to its behavior and functionality. Its purpose is to make the code more efficient and easily maintainable. How can you refactor the code, what are the detailed benefits, and how can you go about it? Here’s the list of everything you need to know, including best practices.

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What Are Top KYC Solutions and Who Does It Best – 2022 Update

Knowing your audience is key to everything you do. It’s impossible to sell a product or service without targeting it to a particular group. But how to determine who would be interested in spending their money on what you have to offer? One may just guess, but thorough research is always a better option. Let’s find out how to do it effectively and what KYC service providers to use in order to market successfully.

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Data Visualization UX – Best Practices & Bad Patterns

FinTech is for people, not for robots that crawl for data. Apps should be simple, functional and display all information in a way that can be understood by everyone. Tech-savvy Generation Z and seniors. The art of presenting data to a user should involve fun and user involvement, you want people to actively use the product. 

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Banking as a Service – What is BaaS? Definition and Examples

Over the years, the FinTech industry has proven itself to be one of the most dynamic sectors of the global economy. Once again, it surprises with a pivot that can change customers’ habits and drive new streams of revenue. It’s called “banking as a service” (BaaS) and it stormtroops through the market. What is it? Can you participate in the trend?

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FinTech Wire #42: Credit App That Nurtures Financial Stability and Money Management Tool for Kids

Another week and another dose of juicy news waiting for you in our FinTech Wire series. Apart from exciting exciting updates from UK businesses such as Kroo, Zilch, Keebo, Appital, and LendInvest, you’ll also learn about Canada’s RBC Ventures interesting launch dedicated to… kids! Keep reading to find out about the inspiring achievements of the FinTech world figures.

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Top 10 FinTech Influencers and Experts You Need to Follow

FinTech is a very difficult market to be in. New solutions pop up frequently. Competition is fierce, compliance demands strict, and investors expect nothing but spectacular success. How to navigate these waters? We have prepared a brief list of top FinTech influencers and experts. Shapers, thought leaders, and FinTech startup CEOs will help you follow trends and innovate.

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Ask Me AnyFin with Koray Koska: About Change in FinTech – Startup Ecosystem and the Use of AI

One of the main missions of software developers’ work is to deeply understand the product they are working on and the real problem that the product is supposed to solve. In the new episode of Ask Me AnyFin, we talk to Koray Koska, who tells us the story of how he turned from a software developer to a startup co-founder and how the idea of VitraCash – a smart debit card – was born. What is the truth behind the “magic” smart tools like VitraCash? And what are the biggest challenges of entering the FinTech market? Check out our interview for all the answers!

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How Does Blockchain Work? A Guide for Beginners

Despite challenges associated with each solution and business model, all FinTech companies face the same basic problem – trust. People confide with these organizations to multiply, keep safe or simply loan money. Their money. That’s why an image is so valuable. There’s a way to build trust and ensure a high level of technical proficiency; all at the same time. It’s called blockchain.

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Top 10 Common Myths in UX/UI Design

User experience (UX) and user interface (UI) are ruling the world. Even if you don’t pay attention to them, users of your app definitely do. If neglected, this sphere can even break the application, causing major client churn. They will leave. Companies are investing time and money to make sure their product will launch smoothly and keep users engaged. There are, however, popular myths about the design. What are they and what complications do they bring?

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