Overwhelmed by the usual FinTech giants? This October, take a refreshing journey with FinTech Wire. Delve into Rnwl’s collaboration with Barclays, Stoïk’s cybersecurity breakthroughs, Tembo’s innovative AI mortgages, and HyperJar’s notable funding. Look beyond the headlines and meet the hidden stars of FinTech. Ready for a unique take on FinTech news? It’s just a click away!
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The term “Tech Inertia” refers to the resistance organizations face when adopting new technologies. For financial institutions, lagging behind in technology adoption is not just a minor hiccup; it’s a potentially crippling business problem. In an era where digital transformation is at the forefront of organizational development, financial institutions can ill afford to have tech inertia impede their growth. Let’s dive into the significant costs associated with being too slow to adapt to new technologies in the rapidly evolving financial services sector.
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Data analytics tools are software applications designed to analyze and understand how users interact with their products or services. These tools enable companies to gather data on user behavior, such as actions performed within the app, how often they use the product, what features they prefer, and how long is the time of interaction with specific features. Then, the data is analyzed to provide information on how to improve the product. It’s data-driven and you can’t afford not to use it in 2023. What are the top data analysis tools for tracking product performance in 2023?
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A non-fungible token (NFT) is a mean to authenticate a digital asset. It’s a digital certificate with encryption and blockchain-based verification mechanism. Despite the questionable value and hype being at least partially over, the NFT is still around and even going strong. At least in high-class museums of contemporary art. What NFT trends for 2023 are there and how can you benefit from them?
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Blockchain in banking. Sounds like an oxymoron, right? A self-contradicting pair of words. On one hand, a disruptive trend and technology. On the other hand, an industry with legacy software and processes that limit the capacity to compete with agile newcomers. The market disagrees and shows us it can be done. Blockchain in the banking sector is a fact. What does it look like?
Read moreDuring the last two years, FinTech accelerated and grew through the roof. Partly because of the global success of e-commerce and the widely known consequences of the COVID-19 situation. Now it’s time to take it a step further. What will shape FinTech industry trends in 2023 and what could be the outcome for your company? Let’s review the current market landscape.
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FinTechs going green is a popular subject among investors, startups, software development specialists, and users alike. Sustainable FinTech companies are not a buzzphrase anymore. It’s a strong trend that grows and fuels another revolution in the finance world. A green one; literally and figuratively speaking.
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The high interconnectivity of our world and challenges related to nature and its well-being spawned the rise of ESG consciousness. It stands for environmental, social, and governance criteria in the professional environment. Even companies that have nothing to do with fossil fuels are implementing ESG strategies. That includes FinTech. Why is that important and what is ESG tech? How can both worlds benefit from cooperation?
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Data is bread and butter in modern companies. Relying on your intuition is important but some tools give you an in-depth look. Combining these two methods produces tangible results. Don’t worry, you don’t have to be technically savvy to use data management tools. You just need to prioritize business goals and figure out how they can help you. Here’s a list of the most interesting business intelligence tools you may find useful.
Read moreAt the verge of global recession, looming around every corner, FinTech can be a tool to mitigate at least some of the risks. You can definitely prepare yourself for shifting gears. What FinTech development trends are currently on top and what can you do to make your product stand out?
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The era of a Minimum Viable Product (MVP) is over. The market is going with minimum loveable product, which is an iteration and a whole new approach at the same time. MVP stands for an application that holds minimum value for users and assumes a certain level of tolerated limitations and bugs. MLP, on the other hand, is created with initial offering that users can love from the start. It’s a dramatic shift in software development and product management.
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Buy Now Pay Later (BNPL) companies allow customers to make purchases with the full amount covered by installments made over time. It’s a convenient and cheap way of buying goods and acquiring some peace of mind. Which companies are trending right now?
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You don’t have to be a millionaire to invest in stocks, currencies or even precious metals. Trading has been a widely available option for decades, but thanks to web based platforms it’s now easier than ever. Such platforms are also great examples of FinTech in practice: how they are made, how they work and what are their best features depends both on the market needs and what their creators can actually offer. Let’s take a look at some of the most popular online trading platforms to find out why they have succeeded.
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With the crowded market, growing uncertainty and rising, simultaneous user adoption, investment and development decisions are hard. On one hand, we have recession and glooming crisis on the horizon. On the other hand, people are turning to FinTech for addressing their pain points, comfort, ease-of-use. Let’s see what statistics say about the industry. What trends are emerging and how can you use them for your benefit?
We will break down the article into few sections to help you navigate the landscape. We will talk about the industry size, FinTech adoption rates, expert opinions, and investments. Please keep in mind that this is not a full-fledged industry report but rather a summary. Nonetheless, it will prove valuable in the months to come.
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Here’s your list of the most exciting news in the FinTech world. This time for April. This is a set of cherry-picked facts, so dive in to know more about the industry.
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We are living in a global society where “point oh” defines and describes the evolution of things. Industry, internet, social phenomenons. We got Industry 4.0 and Web 3.0. Both complement and complete each other. To some extent, both are a natural consequence of one another. What is Web 3.0 and what is its impact on DeFi and the future of finance?
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Another month has passed and we’re back with our summary of the most important FinTech news. March 2022 was a difficult period, but many interesting events happened then too. Let’s dive in and pick the most important facts.
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Current blockchain industry trends show dynamic changes in adoption and market adaptation. The situation with COVID-19 continues to accelerate business processes; blockchain as well. Companies that already use this solution, expand upon it, finding new implementations and entirely new revenue streams. Firms not convinced, cautiously experiment. No matter what’s what, blockchain trends for 2022 clearly show one thing – the age of distributed databases will continue to go strong, with many opportunities along the way.
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Creators that don’t implement a dark mode UX in their applications, leave them in the dark. One of the most interesting trends in recent web design is making sure that the product works for everyone. For those who prefer bright displays and those who want to reduce eye strain, especially in the dark. Benefits start there but the list of advantages is longer. What are they and how can you use them to serve the audience?
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FinTech is always bursting with ideas. New trends come and go, applications rise and fall. What’s constant is the consumer’s need to find a tool assisting with everyday life challenges and occasions. FinTech trends in 2022 are special because they sum up an era of product development while pointing towards what’s to come. The market landscape will look like nothing before. Are you ready for it?
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What elements do we factor into the innovation process? How do we use it to our advantage? What are the most disruptive fields of FinTech right now and how did these changes come about? Dorota Zimnoch really understands the mechanisms of innovation as much as she’s aware of the convergence of industries, shared economy and metaverse reality. She joined Code & Pepper for the Ask Me AnyFin session to share her invaluable insights.
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Payment processing trends are changing as fast as the entire FinTech does. The COVID-19 pandemic accelerated what has been already in the works. It also created new trends that are clearly visible. If your company is not on board, it will be harder to compete in the upcoming years. What are current payment processing industry trends and how can you react to them?
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Ecommerce is now nothing like it was ten years ago, independent online shops now have so many ways to reach new customers. Besides marketplaces, one of the most impactful of them are now price comparison sites. These aggregators grew to major players in ecommerce and how they work is fascinating. Find out all about them from this article.
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Traditionally, we put trust in banks to look after our financial data. In the past, they were the only ones with access to this sensitive information which they could use to their advantage. This has changed with the PSD2, a directive issued by the EU in 2015 according to which incumbent banks were obliged to recognise customers as the rightful owners of their financial data and to provide them with the opportunity to decide who they want to share this information with. Open banking became a reality.
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Having stable finances is a principle for all businesses, but what can you do, when your clients are late with their payments too often? Instead of fighting with them and being stressed all the time, you can solve the problem once and for all. Thanks to invoice factoring services, you can ensure that your invoices are always paid on time. Now, thanks to some smart FinTech solutions, you don’t even have to do much to make it happen. Let’s find out how online factoring works and which vendors are the best for your business.
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