Best Loan Software – The Ultimate List

October 2024

The ever-expanding FinTech world and changing market conditions force companies to compete on a new level. The process of loan management has to be focused on a user and real, not imaginative, challenges. Loan software offers multiple solutions for everyday people. Here’s the list of the most known applications for you to compare and draw inspiration from.

What counts as loan software?

The question is actually very valid. Since loan software is a part of the financial software ecosystem, it should offer solutions for people interested in money management. To do that, applications need to offer a wide variety of useful functionalities:

  • store loan data and documents to be easily accessible by users
  • have advanced security protocols
  • offer the creation, modification, and ending of loan processes and contracts
  • automate fees
  • generate transaction calculations before signing the loan agreement
  • offer fee calculator if the contract predicts dynamic changes in market conditions that impact fees
  • manage relations and secure data exchange with third-party brokers and inventors
  • be in line with both the local and global FinTech and general law regulations
  • have dashboards and generate reports for users so they can make informed decisions about loan performance and future steps

These requirements are pretty standard for the industry, so if you want to find a perfect solution, these are mandatory. If you want, on the other hand, to create your own solution, you may consider custom lending software development services. It’s the most effective way for the creation of a loan software product.

The criteria for successful loan software application

Loan software applications are distinctive, even for FinTech. In general, financial technology applications deal with sensitive customer data. They are expected to protect them and offer various, sometimes very complicated, services on the go. Loan software goes even further. It offers the ability to get out of debts, manage personal accounts, finance personal and company expenditures. By definition, they need something extra.

This “something” is care. The list below consists of many loan software applications but only some of them rise to the true potential of the market. There are still niches to be explored (for example loan management software) and various ways to utilize them. When browsing for a perfect solution, make sure to explore different alleys. Don’t settle for “just right”, expect “the best as possible can be”.

The list of loan software products

1

Altisource Servicer Solutions

250+ Employees
Luxembourg, Belgium
Est. 2009
Altisource Servicer Solutions is a full suite of services and technologies to meet the evolving needs of loan servicers.
Specialities
  • Origination Solutions
  • Real Estate Investor Solutions
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2

ARTEnterprise

250+ Employees
Irvine, United States
Est. 2010
ARTEnterprise is a loan servicing software that extends the life and functionality of an existing loan origination system.
Specialities
  • Mortgage
  • Loan Origination
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3

Blend

250+ Employees
San Francisco, United States
Est. 2012
Unify your approach to acquiring customers across products and channels with a single platform for mortgage and consumer lending.
Specialities
  • Digital Lending Platform
  • Consumer Lending
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4

blend for brokers

250+ Employees
San Francisco, United States
Est. 2012
Blend is bringing its powerful suite of consumer technology to mortgage brokers and wholesale lenders. This will empower mortgage brokers to extend their brand digitally and improve efficiency throughout the lending process. Join us as we build a more sustainable lending ecosystem with higher quality loans and better data transparency for all parties involved.
Specialities
  • Digital Lending Platform
  • Consumer Lending
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5

Broadridge Fully Paid Lending

250+ Employees
New York, United States
Est. 1962
We partner with our clients to develop purpose-built FPL solutions. Our integrated technology platform and expert consulting services support a fully functioning FPL business.
Specialities
  • Technology
  • Data and Analytics
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6

Built

250+ Employees
Nashville, United States
Est. 2014
Built Technologies is an enterprise technology company focused on simplifying draw management for construction lenders.
Specialities
  • Financial Services Technology
  • Construction Lending
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7

CADENCE`

250+ Employees
Dallas, United States
Est. 2006
CADENCE enables lenders to manage factoring, invoice discounting, asset based lending, and more on a single platform.
Specialities
  • Financial Software Solutions
  • Document Management
  • FI Payments Solutions
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8

CAN Capital

250+ Employees
Kennesaw, United States
Est. 1998
CAN Capital provides capital to small and medium-sized businesses, using its own real-time platform and risk-scoring models.
Specialities
  • Business Loans
  • Small Business Capital Funding
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9

Cassiopae Lending & Leasing

250+ Employees
Paris, France
Est. 1987
Cassiopae loan and leasing software is a multi asset class solution.
Specialities
  • Loan Software
  • Leasing Software
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10

CL Lease

250+ Employees
Austin, United States
Est. 2004
CL Lease™ is a complete leasing servicing application that enables lessors to efficiently service equipment and vehicle leases, from origination to end of life. This complete cloud-based solution simplifies lease servicing and collections and provides a detailed view of all outstanding leases, complete with aging and approvals to simplify collections. CL Lease can automate operations, manage and track multiple assets in a single lease and manage returns.
Specialities
  • Banking Technology
  • Online Banking
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11

CL Originate

250+ Employees
Austin, United States
Est. 2004
CL Originate is a customer-centric loan origination and underwriting for banks, credit unions, lessors and alternative finance companies.
Specialities
  • Banking Technology
  • Online Banking
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12

Collaboration Center

250+ Employees
Denver, United States
Est. 1999
Finally, a secure place where everyone involved in the real estate transaction is coming together to share data, documents and discussions.
Specialities
  • Financial Services
  • Software Development
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13

Comarch Loan Origination

250+ Employees
Cracow, Poland
Est. 1993
Comarch Loan Origination is a platform dedicated to financial institutions that offer credit products to the customers via the sales channel.
Specialities
  • Financial Services
  • Network Management
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14

Commercial Lending Software

250+ Employees
New Delhi, India
Est. 1992
The Commercial Loan Origination Solution (CLOS) offers a Configurable Unified Platform built on the products (ECM, BPM, CCM). It automates and streamlines the lending cycle for all loan types.
Specialities
  • Business Process Transformation
  • Loan Origination
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15

ComplianceOne

250+ Employees
Minneapolis, United States
Est. 1968
ComplianceOne is a configurable loan origination solution and loan processing system designed to provide users with access to a wide range of features.
Specialities
  • Banking
  • Insurance
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16

CoreISSUE

250+ Employees
Norcross, United States
Est. 2001
CoreISSUE is designed to provide several key benefits to retailers, payday lenders, B2B lenders, dealerships, health and wellness service providers, third party issuers and processors alike.
Specialities
  • Prepaid Software
  • Bankcard Software
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17

CoreLogic Credco

250+ Employees
Irvine, United States
Est. 2010
For over 50 years, CoreLogic has been offering credit reporting solutions to the mortgage industry.
Specialities
  • Property Insurance
  • Credit Reporting Solutions
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18

DecisionPro

250+ Employees
Paddington, United States
Est. 2017
DecisionPro is a consumer loan origination system that automates credit underwriting steps to help process a credit application by providing policy-based autoamted decisions or reccomendations.
Specialities
  • Corporate Banking
  • Capital Markets
  • Investment Management
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19

defi ORIGINATIONS

250+ Employees
Westlake, United States
Est. 2012
Fully configurable, quickly deployed, our innovative loan origination system continues to shift the lending industry. Evolving with lenders and the industry to meet client and business demands.
Specialities
  • Loan Servicing
  • Business Process Outsourcing
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20

defi SERVICING

250+ Employees
Westlake, United States
Est. 2012
defi SERVICING is a dynamic, flexible, and configurable loan management and servicing solution (LMS) that fits business needs today and in the future.
Specialities
  • Business Process Outsourcing
  • Loan Servicing
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21

DocView

250+ Employees
Cranbury, United States
Est. 1995
Visionet is a premier digital technology solutions company built on the premise of disruptive innovation. For over 27 years, our innovation-centric and engineering-first approach has unlocked digital-driven success to over 350+ global enterprises across CPG, Retail, Banking & Financial Services, Food & Beverage, Manufacturing & Distribution, and Life Sciences industries. Our strategic technological alliances with Microsoft, Google, Salesforce, Adobe and AWS, as well as accolades like Microsoft Partner of the Year 2021 and EY Entrepreneur of the Year 2021, are a testament to our expertise in delivering seamless digital transition. With a talent pool of more than 7,500 passionate engineers and digital consultants across 14 distinct locations around the world, we engineer agility and provide innovation-driven value to our clients.
Specialities
  • Data Analytics
  • Machine Learning
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22

Doxim Customer Engagement Platform

250+ Employees
Markham, Canada
Est. 2000
Doxim is a leading provider of SaaS-based customer engagement solutions for credit unions, community banks and wealth management firms. Doxim’s Customer Engagement Platform helps financial institutions transform their customer experience, communicate more effectively throughout the customer lifecycle, and improve cross-sell and upsell activities that drive increased wallet share.
Specialities
  • Customer Engagement
  • Business Process Management
  • Business Analytics
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23

Encompass Digital Mortgage Solution

250+ Employees
Pleasanton, United States
Est. 2000
Encompass is Ellie Mae’s all-in-one integrated solution that covers the loan lifecycle and provides one system of record so you can close compliant loans.
Specialities
  • Mortgage Lender Software
  • Loan Origination Systems
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24

Encompass360

250+ Employees
Pleasanton, United States
Est. 2000
Encompass360 is a way of managing loan origination process that dramatically improves the way your business functions.
Specialities
  • Mortgage Lender Software
  • Loan Origination Systems
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25

Exela Capital Market Activities

250+ Employees
Irving, United States
Est. 2017
Exela offers connected solutions that help optimize capital market activities. We simplify data management, risk modeling, document creation and processing, payment processing, and reconciliation to make it easier for lenders and borrowers to connect and do business together.
Specialities
  • Business Process Automation
  • Digital Transformation
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26

FICO Origination Manager

250+ Employees
San Jose, United States
Est. 1956
FICO Origination Manager brings advanced analytics, application processing and decision flexibility to businesses, so they can make more precise, profitable decisions when starting a new credit relationship.
Specialities
  • Predictive Analytics
  • Enterprise Software
  • Consultancy
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27

Finastra Total Lending

250+ Employees
Paddington, United Kingdom
Est. 2017
Avista Accelerator is a solution web-based mortgage loan origination systems provide lenders with a toolset for wholesale, correspondent, retail, and consumer direct lending.
Specialities
  • Corporate Banking
  • Capital Markets
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28

FinXEdge Lend

250+ Employees
Bangalore, India
Est. 2014
FinXEdge Lend is a data-driven intelligence platform powered by advanced Machine Learning. It is designed to help lending organizations convert leads to customers. It helps improve sales and operational efficiencies and enhances customer experiences.
Specialities
  • Banking Software
  • Predictive Analytics
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29

FIS Commercial Lending Suite

250+ Employees
Jacksonville, United States
Est. 1968
With FIS Commercial Lending Suite, you can choose from a complete solution for the entire commercial loan process with built-in workflow and analytics or specific modules based on your individual needs to deliver an exceptional customer experience and reduced costs.
Specialities
  • Information Technology
  • Risk Management Solutions
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30

FORCE Business Lending

250+ Employees
Deventer, Netherlands
Est. 1998
FORCE Business Lending is a cloud lending platform for business loans.
Specialities
  • Mortgage Platform
  • Pension Platform
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31

FundingCircle

250+ Employees
Denver, United States
Est. 2010
Funding Circle provides affordable business loans through online marketplace.
Specialities
  • Small Business Credit
  • Wealth Management
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32

Fyndoo Lending Platform

250+ Employees
Zwolle, Netherlands
Est. 2016
Fyndoo, the lending platform for innovative, creative and adaptive banks. Simple, flexible, api-open and complete. Fyndoo connects entrepreneurs, advisors and lenders and covers the entire loan life-cycle: loan origination, revision and loan monitoring. Originally designed for SME lending, Fyndoo is nowadays also used for real-estate, corporate and consumer lending. It all starts with a relevant match between the customer and lender: from applying towards ordering a loan. Seamless onboarding, data obtained from different sources and structured, analyzed and enriched. Fyndoo creates the basis for automated credit risk decisions and eventually lets your employees step in where their expertise is required while at the same time presenting them a full view on the customer and loan application. Launch (predefined) propositions quickly, enabling a short Time-to-Market and lend more&more profitable, with a faster Time-to-Yes from your customers and their expectations. Fyndoo is used worldwide by banks, real-estate financiers and other types of financial institutions. Within europe Fyndoo is also used by financial advisors to support and guide entrepreneurs towards the best financing fit. Would you like to learn more about Fyndoo, discuss what we can do for you or hear about our client success stories? Tell us what we can do for you and we will contact you shortly.
Specialities
  • Business Lending
  • Financing Solution
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33

GOLDPoint Systems

250+ Employees
Provo, United States
Est. 2004
Loan Servicing Software for Installment Lenders
Specialities
  • Loan Servicing Software
  • Collections Management Software
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34

Heartland Capital

250+ Employees
Oklahoma City, United States
Est. 1997
Small business owners often face multiple hurdles securing loans. Whether your dream is to expand your business or you need funds to keep things running smoothly, partner with Heartland for the best lending solutions in the market. You’ll get the funds you need, when you need them, with transparent terms and the most reasonable rates possible.
Specialities
  • Payroll Services
  • Marketing Solutions
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35

Indus Technologies Pvt. Ltd.

250+ Employees
Pune, India
Est. 1990
Indus Technologies Pvt. Ltd. is an enterprise product development and services company. Indus also offers a range of Enterprise IT services such as Application Development, Maintenance and Support to its global client base.
Specialities
  • Loan Origination System
  • Debt Collections System
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36

InterACT Account Origination

250+ Employees
Elkhorn, United States
Est. 1975
InterACT Account Origination (AO) is a unified platform that drives the multi-channel origination of New Deposit Accounts, as well as Consumer, Mortgage and Business loans. All account and credit requests are processed and decisioned to the level of automation desired by the financial institution.
Specialities
  • Electronic Payment Systems
  • Card Fraud Detection and Prevention
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37

Jimu

250+ Employees
Beijing, China
Est. 2013
Jimubox, the leading Chinese fintech marketplace, is a multi-asset type financial marketplace that provides intelligent financial advices to the next generation of Chinese investors.
Specialities
  • Fintech Marketplace
  • Intelligent Investment Advisory
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38

KNAB

250+ Employees
Amsterdam, Netherlands
Est. 2012
Helps you get the most out of your money with smart technology and personal service.
Specialities
  • Online Banking
  • Fintech
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39

LaserPro

250+ Employees
London, England
Est. 2017
LaserPro is a consumer lending solution that allows you to process consumer applicaitons from cross-selling to closing, while maintaining loan documentation compliance.
Specialities
  • Corporate Banking
  • Investment Management
  • Financial Technology
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40

Lend.in

250+ Employees
Bangalore, India
Est. 2006
Meet Lend.In – The Operationally Intelligent Lending System For New-Age Banking
Specialities
  • Loan Origination System
  • Credit and Risk Assessment
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41

Lending 360

250+ Employees
Ontario, United States
Est. 1994
Lending 360 is a comprehensive loan and new account origination system designed to improve the member experience. Its highly customizable decision engine creates the maximum efficiency for faster decisions, utilizing powerful reporting, industry-based origination and underwriting, and simple integration. Lending 360’s innovative technology and extensive functionality is enhanced by the unparalleled performance of a knowledgeable product and customer care team.
Specialities
  • Lending Solutions
  • Strategic Solutions
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42

Lending Home

250+ Employees
San Francisco, United States
Est. 2013
Provide you the necessary capital and support for your fix-and-flip projects with interest rates as low as 7.5%. LendingHome uses innovative technology that simplifies the mortgage process for your real estate investments.
Specialities
  • Mortgage Financing
  • Hard Money Lending
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43

LendingSpace

250+ Employees
Jacksonville, United States
Est. 2014
LendingSpace is a loan origination solution that helps you manage your correspondent lending channel and move loans to the secondary market.
Specialities
  • Data and Analytics
  • Mortgage Lending
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44

LENDperfect Consumer Lending

250+ Employees
Chennai, India
Est. 1997
LENDperfect provides an integrated solution to the needs of a lending instiution and provides risk management and manages customer satisfaction, market size and helps in management and control of lending.
Specialities
  • Lending Solution
  • Loan Management System
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45

Lien Solutions

250+ Employees
Alphen aan den Rijn, Netherlands
Lien Solutions pioneered image-based online searching and electronic filing solutions for a variety of industries and markets. For over 30 years, we’ve delivered lien expertise, recording services and solutions across the lending cycle.
Specialities
  • Digital Information
  • Workflow Solutions
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46

Linedata Capitalstream

250+ Employees
Paris, France
Est. 1998
Linedata Capitalstream is a credit origination and risk management solution that integrates and automates previously disparate processes to streamline lending.
Specialities
  • Investment Management
  • Fund Servicing Solutions
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47

LMS Servicer

250+ Employees
Windsor, United States
Est. 1986
LMS Servicer is a comprehensive commercial loan servicing system designed to support the servicing of a wide variety of product types and complex loan structures, efficient payment processing, escrow processing and analysis, commercial backed securities (CMBS) servicing and reporting and portfolio analysis.
Specialities
  • Financial Services Software
  • Hedge Fund Administration
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48

Loan Fulfillment Center

250+ Employees
Denver, United States
Est. 1999
Loan Fulfillment Center is a single database platform that excels at credit union, community bank, and regional bank retail mortgage lending and offers CUSOs and mortgage technology resellers superior capabilities for extending their lending networks.
Specialities
  • Financial Services Software
  • Loan Origination
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49

Loansifter

250+ Employees
Jacksonville, United States
Est. 2014
Loansifter operates the mortgage industry’s digital marketplace which connects lenders, investors and providers with comprehensive secondary marketing solutions, market leading capabilities and value-added services that deliver results.
Specialities
  • Financial Services
  • FinTech
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50

LoanSphere Empower

250+ Employees
Jacksonville, United States
Est. 2014
LoanSphere Empower is a state-of-the-art, enterprise loan origination system (LOS) that provides the functionality for every facet of the origination process from point-of-sale to post-closing. Offered as both an ASP and self-hosted solution, Empower supports consumer, retail and wholesale point-of sale channels; loan fulfillment and closing; pre- and post-closing audit and compliance functions; product and pricing; electronic document management; and industry-standard interfaces.
Specialities
  • Data and Analytics
  • Mortgage Lending
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