InsurTech Products Built with Know-How and Raw Talent

The emerging sector of InsurTech software products enables customers to handle insurance in a more comprehensible and user-friendly way than ever before.
Are you aiming to join this software niche? Pair up with the right developers, designers and other experts!

What does the future hold for the insurance industry?

Digital transformation of financial services continues at full speed. This is also true for insurance: one of the longest-standing sectors of the industry. Emerging technologies including AI, data analytics, wearables, robotic process automation or blockchain bring new opportunities and inspire disruptive trends in insurance products, such as hyper-personalization, customer-centric approach, dynamic pricing, and pay-as-you-go systems. From that perspective, the shift towards digital-first or digital-only models seems inevitable. Insurance companies that embrace breakthrough technologies today might be the industry leaders of tomorrow.

This massive change is driven by both traditional insurers and disruptive InsurTech startups, but the challenges they face are diverse. Many established insurance enterprises look for new ways to adapt to the changing expectations of modern consumers and struggle with legacy software, which is no longer fit for purpose. Meanwhile, rising InsurTech companies have to deal with strict regulations and work even harder to gain a strong market foothold and achieve sustainable growth. In both cases, a solid technology partner can help seize new opportunities and boost your business model using top-notch insurance software solutions.

Insurance software development services

Product Design

Passionate and competent, experts at Code & Pepper will use their know-how of product development in the insurance industry to give your application the right look and feel.

Web Development

Even the smartest design can fail if run through a deficient web structure. It’s our job to choose the optimal technology stack and employ the best development practices.

Mobile Development

Engaging InsurTech apps rely on ingenious design, reliable infrastructure, and robust code. With Code & Pepper, your app will deliver a supreme mobile experience.

API Integration

Why limit yourself to a standalone solution when connecting with other applications can work wonders for business? API development can help you seize this opportunity.

The world is ready for new InsurTech solutions!

With Code & Pepper, your innovative InsurTech product idea will ride the wave of disruption.

Challenges in insurance product development

User experience

Traditional insurance services all too often have been a source of distress for customers. InsurTech aims to address the major user pain points: overwhelming decision making, stressful and time-consuming procedures or illegible terms and conditions. To that end, modern applications must look and feel friendly, unobtrusive and reliable. Creating a user experience and interface that fulfills these demands requires both domain knowledge and software design artistry.

Legal compliance

A closer look at the legal area behind InsurTech reveals challenges on many levels. First of all, each product must be fully compliant with the existing laws and frequently updated in accordance with the new regulations. International InsurTechs need to take into account additional differences in legal obligations between countries and regions and reflect them in the available features. This significant amount of extra work can be one of the biggest market entry barriers for new players.


Insurance providers taking a step towards digital products hold great responsibility over customer data and financial resources. Any potential data breach or cybersecurity threat can have serious financial and legal implications. It’s no wonder that modern users pay more attention to data processing and transaction security than ever before. With that in mind, every InsurTech business must provide a secure and reliable data storage, as well as infallible payment solutions.

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Data science

Today’s insurance products increasingly rely on big data and advanced analytics. Using the processed customer information and behavioural data, insurance offers can be highly personalised and optimised from a financial point of view. However, building an analytics tool that meets the expectations of today’s market might involve a non-obvious technology and solutions stack, for instance machine learning algorithms or data science libraries and frameworks.

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Cloud computing

Processing vast amounts of sensitive information requires robust technological solutions, such as the cloud. It has recently become one of the key digital transformation agents in data management and has proven vital in InsurTech software. The good news is that the fierce competition on the cloud market has produced efficient data processing and safety features, as well as performance tools to satisfy the needs of virtually all insurance software solution providers.


Invoice insurance breaks new ground thanks to smart InsurTech solutions

Nimbla takes factoring services for SMEs to the next level. Apart from invoice insurance, it enables users to view the credit rating of their customers in order to prevent losses and ensure safe cash flow. The platform is cloud-based and accessible for desktop, iOS and Android devices.

Code & Pepper contributed to the platform in many aspects, starting with UX design. After successful completion of the first phase of the project, a team of full-stack and front-end developers, DevOps and cloud experts continued to work on the app architecture and code from scratch.
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6 specialists involved

5.0 NPS on 1-5 scale

8 months project duration

Selected testimonials

Alexander Rainey CEO and Founder

I really value Code & Pepper for their proactive attitude, transparency, and detailed attention to security. These are what made the partnership trusted and solid. The product team was always very helpful in explaining all technical matters, along with a project manager who took care of work organisation.

See case study
Aurélien Bonnel Chief Technology Officer
TradeCrediTech (Nimbla)

Code & Pepper provides high-quality, reliable code and designs. Flexible, responsive, and dedicated to client satisfaction, working with their team continues to add a lot of value to the business overall.

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Daniel Kunz Chief Product Officer

We value Code & Pepper for high quality code and positive attitude. Working in the team-to-team model, we all felt equally responsible for the product, solved problems more effectively and generated great vibes that stayed with us throughout the project.

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Our clients are backed by industry leaders

14 years on the market

70+ team members

4.6 score on Clutch

Shape the future of insurance with artisans of InsurTech

Have you ever wondered what it takes to transform the industry? Code & Pepper could just do the trick…

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