InsurTech Development
with Know-How and Raw Talent

The emerging sector of InsurTech software products enables customers to handle insurance in a more holistic and user-friendly way than ever before.
Are you aiming for this market niche? Pair up with the right developers, designers and UX experts!

Is your InsurTech app future-ready?

Digital transformation of financial services continues at full speed. Emerging technologies such as AI, Big Data, wearables, robotic process automation or blockchain brake new ground. They inspire disruptive trends in insurance products, such as hyper-personalization, customer-centric approach, dynamic pricing, and pay-as-you-go.

This massive change is driven by both traditional insurers and disruptive InsurTech startups, but the challenges they face are diverse. Many established insurance enterprises look for new ways to adapt to the changing expectations of modern consumers and struggle with legacy software. Meanwhile, rising InsurTech companies have to tackle strict regulations and work even harder to gain a market foothold and achieve sustainable growth.

Insurance companies that embrace breakthrough technologies today, will be industry leaders of tomorrow

With that in mind, the shift towards digital-first or digital-only models seems inevitable. A solid technology partner can help seize new opportunities and boost your business model with high-tech insurance software solutions. Whether you need to implement modern data management tools or grow your user base with a complimentary InsurTech mobile app: we’ve got you covered!

Insurance software development services

The world needs new InsurTech solutions

With Code & Pepper, your innovative InsurTech will ride the wave of disruption.

Challenges in insurance product development

User experience

Traditional insurance services all too often have been a source of distress for customers. InsurTech aims to address the major user pain points: overwhelming decision making, stressful and time-consuming procedures or illegible terms and conditions. To that end, modern applications must look and feel friendly, unobtrusive and reliable. Creating a user experience and interface that fulfills these demands requires both domain knowledge and software design artistry.

Legal compliance

A closer look at the legal area behind InsurTech reveals challenges on many levels. First of all, each product must be fully compliant with the existing laws and frequently updated in accordance with the new regulations. International InsurTechs need to take into account differences in legal obligations between countries and regions and reflect them in the available features. This amount of extra work can be one of the biggest market entry barriers for new players.

Cybersecurity

Insurance providers taking a step towards digital products hold great responsibility over customer data and financial resources. Any potential data breach or cybersecurity threat can have serious financial and legal implications. It’s no wonder that modern users pay more attention to data processing and transaction security than ever before. With that in mind, every InsurTech business must provide a secure and reliable data storage, as well as infallible payment solutions.

Data science

Today’s insurance products increasingly rely on big data and advanced analytics. Using the processed customer information and behavioural data, insurance offers can be highly personalised and optimised from a financial point of view. However, building an analytics tool that meets the expectations of today’s market might involve a non-obvious technology and solutions stack, for instance machine learning algorithms or data science libraries and frameworks.

Cloud computing

Processing vast amounts of sensitive information requires robust technological solutions, such as the cloud. It has recently become one of the key digital transformation agents in data management and has proven vital in InsurTech software development. The good news is that the fierce competition on the cloud market has produced efficient data processing and safety features, as well as performance tools to satisfy the needs of virtually all insurance software solution providers.

Nimbla

Invoice insurance breaks new ground thanks to smart InsurTech solutions

Nimbla takes factoring services for SMEs to the next level. Apart from invoice insurance, it enables users to view the credit rating of their customers in order to prevent losses and ensure safe cash flow. The platform is cloud-based and accessible for desktop, iOS and Android devices.

Code & Pepper has rebuilt the platform on many levels, starting with new UX design.

After successful completion of the first phase of the project, a team of full-stack and front-end developers, DevOps and cloud experts continued to work on the app architecture and code from scratch.

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Clients speak up

Aurélien Bonnel Chief Technology Officer
TradeCrediTech (Nimbla)

Code & Pepper provides high-quality, reliable code and designs. Flexible, responsive, and dedicated to client satisfaction: working with their team continues to add a lot of value to the business overall.

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Alexander Rainey CEO and Founder
Pluto

I really value Code & Pepper for their proactive attitude, transparency, and detailed attention to security. These are what made the partnership trusted and solid. The product team was always very helpful in explaining all technical matters, along with a project manager who took care of work organisation.

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Daniel Kunz Chief Product Officer
Flink

We value Code & Pepper for high quality code and positive attitude. Working in the team-to-team model, we all felt equally responsible for the product, solved problems more effectively and generated great vibes that stayed with us throughout the project.

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Why Code & Pepper?

FinTech development is hardly a game of chance.
If in doubt: bet on experience, talent and quality.

14 years
on the market

70+ software
experts

4.6 score
on Clutch

Our clients are backed by industry leaders

Financial technology thrives best in a robust ecosystem of strategic partners.
Big players are leading the way but there is still room for tech-savvy disruptors. Join the fold!

Shape the future with artisans of InsurTech

Do you ever wonder what it takes to transform the industry? Code & Pepper might have what you need…

What else can we do for your product?