API Development Services:
Connect to the Software Universe

Imagine your application belongs to a galaxy-like software ecosystem. API development enables you to connect with it to empower your customers, boost business operations and increase ROI.
See how we can help!

Is API development the future of FinTech?

That future is already here. Can you imagine today’s digital market without the network of third-party service providers, back-office systems, databases, and analytical tools?

This closely-knit web of API gateways and integrations forms the backbone of modern financial services, making them more efficient and comprehensive than ever.

With additional challenges of legal compliance and security demands, building an API that serves both the end users and your organization is a balancing act with high stakes.

Far into the digital era, API-driven development is no longer a question of ‘if’ or ‘when’, but rather ‘how’

Developer Experience (DX) comes into focus in certain API-enabled products, especially when it’s mainly the dev teams that directly interact with a given software. In such cases, stellar documentation, fast setup, easy navigation and troubleshooting are must-haves.
As a result, you can add more value to your current service offering and start monetizing your unique data sets and API usage.

API development services for FinTech

The API universe is expanding…

Missing out on the API revolution can put your product off the FinTech map.
With Code & Pepper, you’ll get back on track in no time.

Why join the open API ecosystem?

Open source, open banking, open APIs… The rapid adoption rate of ‘open’ solutions is the sign of our times: the era of open finance. Even incumbents are warming up to ecosystems and platforms, integrating with API solutions built by tech-savvy FinTechs.

The window of opportunity is still open, but you need a solid API strategy to make it a smooth transition and keep risks in check. FinTechs entering this B2B niche should be able to anticipate and solve the key pain points of their prospective partners.

How to make an API both adaptable and secure? What tools and frameworks are optimal for your business model? How do they relate to the business models of your target groups? What can you do to give your B2B customers the optimal API experience?

These and other key questions are easier to define and answer with an expert API team on board. If you don’t have one yet, try Code & Pepper and spice things up.

With Code & Pepper you always get more

Expert team

API development services aim to address the issue of interconnectivity, while protecting data integrity and maintaining high performance. Partner up with us if your product API could use a high-tech intervention from top engineers.

Systematic approach

In every project, there are product requirements, delivery plans, change and risk management to consider… Our Scrum Masters and Agile Project Managers practice what they preach to keep track of progress and streamline communication.

Budget optimisation

If something is good and fast, it can’t be cheap, right? Jokes aside, there are actually many ways to optimise cost in software development. From strategic scoping to picking the right tech stack: it’s hard to put a price tag on smart work.

Scale and growth

You started with a simple API integration and now users are flocking? No FinTech can afford to disappoint and sudden spikes in demand may call for more support. Luckily, teams at Code & Pepper are flexible and can be scaled fast.

Best practices

There is a method to the coding madness. We follow top industry standards in development and project management to give your API a head start. This means zero compromise in terms of performance, documentation and security.

DirectID

API development and integration with open banking services

DirectID is a banking data aggregator created by The ID Co., an Edinburgh-based leader in open banking and a long-term client of Code & Pepper. Apart from reducing the risk of fraud, DirectID is a powerful decision-making tool in the hands of financial institutions and lenders.

Code & Pepper assisted The ID Co. in achieving full compliance with PSD2.

Custom API development and integration with Salt Edge and its global data aggregation API was challenging due to many dependencies we had to keep in check. To make sure the final result meets our client’s high standards, our developers paid extra attention to compatibility, security, and quality assurance.

Read case study
See more case studies

Meanwhile, in the clients’ lounge…

Duncan Campbell Head of Product
Oathello

Code & Pepper provided an impressive level of service outside the original scope of requirements. At no additional charge, they proactively redesigned the product to enhance the final version. They took on the bulk of project management tasks and maintained an open line of dialogue.

See case study
James Varga CEO and Founder
DirectID (The ID Co.)

We value Code & Pepper for their proactive attitude, responsiveness and transparency. It’s a reliable and dependable company that we can recommend for other business entities to cooperate with.

See case study
Alexander Rainey CEO and Founder
Pluto

I really value Code & Pepper for their proactive attitude, transparency, and detailed attention to security. These are what made the partnership trusted and solid. The product team was always very helpful in explaining all technical matters, along with a project manager who took care of work organisation.

See case study

Why Code & Pepper?

FinTech development is hardly a game of chance.
If in doubt: bet on experience, talent and quality.

14 years
on the market

70+ software
experts

4.6 score
on Clutch

Our clients are backed by industry leaders

Financial technology thrives best in a robust ecosystem of strategic partners.
Big players are leading the way but there is still room for tech-savvy disruptors. Join the fold!

Your API team: Ambitious, Productive & Ingenious

What’s more important: experience or skills? With Code & Pepper, you don’t have accept trade-offs.

Pick the skill set suited to your project