Do API development and integration
lead to the future of FinTech?
That future is already here. Can you imagine today’s digital market without the network of third-party service providers, back-office systems, databases, and analytical tools?
This closely-knit web of API gateways and integrations forms the backbone of modern financial services, making them more efficient and comprehensive than ever.
With additional challenges of legal compliance and security demands, building an API that serves both the end users and your organization is a balancing act with high stakes.
Far into the digital era, API-driven development is no longer a question of ‘if’ or ‘when’, but rather ‘how’
Developer Experience (DX) comes into focus in certain API-enabled products, especially when it’s mainly the dev teams that directly interact with a given software. In such cases, stellar documentation, fast setup, easy navigation and troubleshooting are must-haves.
As a result, you can add more value to your current service offering and start monetizing your unique data sets and API usage.
API development services for FinTech
The API universe is expanding…
With Code & Pepper, you’ll get back on track in no time.
Why it’s worth investing
in custom API development?
Open source, open banking, open APIs… The rapid adoption rate of ‘open’ solutions is the sign of our times: the era of open finance. Even incumbents are warming up to ecosystems and platforms, integrating with API solutions, frequently partnering with the right open banking development services provider.
The window of opportunity is still open, but you need a solid API strategy to make it a smooth transition and keep risks in check. FinTechs entering this B2B niche should be able to anticipate and solve the key pain points of their prospective partners.
How to make an API both adaptable and secure? What tools and frameworks are optimal for your business model? How do they relate to the business models of your target groups? What can you do to give your B2B customers the optimal API experience?
These and other key questions are easier to define and answer with an expert custom API development services provider on board. If you don’t have one yet, try Code & Pepper – a custom API development company – and spice things up.
With the right API development company
you always get more
Expert team
API development services aim to address the issue of interconnectivity, while protecting data integrity and maintaining high performance. Partner up with us if your product API could use a high-tech intervention from top engineers.
Systematic approach
In every project, there are product requirements, delivery plans, change and risk management to consider… Our Scrum Masters and Agile Project Managers practice what they preach to keep track of progress and streamline communication.
Budget optimisation
If something is good and fast, it can’t be cheap, right? Jokes aside, there are actually many ways to optimise cost in software development. From strategic scoping to picking the right tech stack, using off-the-shelf open banking solutions or ready-made FinTech APIs: it’s hard to put a price tag on smart work.
Scale and growth
You started with a simple API integration and now users are flocking? No FinTech can afford to disappoint and sudden spikes in demand may call for more support. Luckily, teams at Code & Pepper are flexible and can be scaled fast.
Best practices
There is a method to the coding madness. We follow top industry standards in development and project management to give your API a head start. This means zero compromise in terms of performance, documentation and security.
DirectID
API development and integration with open banking services
DirectID is a banking data aggregator created by The ID Co., an Edinburgh-based leader in open banking and a long-term client of Code & Pepper. Apart from reducing the risk of fraud, DirectID is a powerful decision-making tool in the hands of financial institutions and lenders.
Code & Pepper assisted The ID Co. in achieving full compliance with PSD2.
Custom API development and integration with Salt Edge and its global data aggregation API was challenging due to many dependencies we had to keep in check. To make sure the final result meets our client’s high standards, our developers paid extra attention to compatibility, security, and quality assurance.
13k+
bank
connections
12
months
transactional data
1
unified API
integration
Meanwhile, in the clients’ lounge…
See case studyDuncan Campbell Head of Product
OathelloCode & Pepper provided an impressive level of service outside the original scope of requirements. At no additional charge, they proactively redesigned the product to enhance the final version. They took on the bulk of project management tasks and maintained an open line of dialogue.
See case studyJames Varga CEO and Founder
DirectID (The ID Co.)We value Code & Pepper for their proactive attitude, responsiveness and transparency. It’s a reliable and dependable company that we can recommend for other business entities to cooperate with.
See case studyAlexander Rainey CEO and Founder
PlutoI really value Code & Pepper for their proactive attitude, transparency, and detailed attention to security. These are what made the partnership trusted and solid. The product team was always very helpful in explaining all technical matters, along with a project manager who took care of work organisation.
Why Code & Pepper?
FinTech API development is hardly a game of chance. If in doubt: bet on
the experience, talent, and quality of our API development company.
14
years
on the market
70+
software
experts
4.6
score
on Clutch
Our clients are backed by industry leaders
Financial technology thrives best in a robust ecosystem of strategic partners.
Big players are leading the way but there is still room for tech-savvy disruptors. Join the fold!
Your custom API development company:
Ambitious, Productive & Ingenious
Spice up custom API development services
with the skillset to your taste
Need a specific skill set for custom API integration?
Explore some of our extra services lines