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The List of Digital Banking Platforms

December 2024

Banking went through tremendous changes. Recent years brought not only digital banking but also mobile solutions. Also, highly customizable and personalized offers that traditional banks have to compete with. With digital banking platforms, traditional firms offer multiple services across different channels and with the customer in mind.

What are digital banking platforms?

Which is not that obvious at all. Previously, the client was a claimant. A person who brings the business and generates revenue. Today, everyone is a valued customer. Not only because the market and competition demand it but also because there’s a potential in treating everyone the same. Unless a person falls into the category of private banking and has highly tailored personal service, everyone is perfectly the same. And that means financial software covering every aspect of one’s life.

Digital banking platforms offer clients these things:

  • access on multiple devices
  • personal customer service with digging deep into the nature of the problem and finding the best solution or a product to fulfill the need
  • multiple ways to contact the bank (email, phone, chatbot, etc.)
  • integration with third-party systems and products

To be considered as such, digital banking platforms must offer services solely online, as opposed to online components of a standard offer. These solutions heavily rely on process automation, web- and mobile-based services. They also utilize artificial intelligence (AI) and other various forms of support to recognize customers and process-related data.

The strong suit of digital banking platforms

By adding, for example, a third-party debit card to a digital bank’s products list, digital banking platforms offer customers a wider range of financial services. It’s because the core of operations relies on customer experience and satisfaction. These mostly mobile banking software solutions, cover all major needs of a person interested in finance. 

Conveniently, a user can take a loan, act on payment requests, check account information and balance, take a look at spending dynamics and analytics, and finally invest in multiple products. He or she can also buy insurance or engage with their money in many other ways. Through digital wallets, for example, that are linked to cryptocurrency investments.

Digital banking platforms offer possibilities that are the same for everyone, but after logging in, highly personalized. It’s because Big Data and other forms of analytics are used to determine what the user is interested in, what his capabilities are, and what solutions might suit him or her the best. 

The art of making it work

Creating these types of products isn’t easy. It requires technical fidelity and knowledge about customer experience. If you want to compare your product idea to the market, use our list to do so. If you want to create a similar product, check banking software development services that suit your needs.

1

AGS Transact Technologies

250+ Employees
Mumbai, India
Est. 2002
We are one of India’s leading providers of end-to-end cash and digital payment solutions and automation technology. We provide customised products and services comprising ATM outsourcing and cash management, as well as online payment systems including payment provider for merchants, transaction processing services and mobile wallets.
Specialities
  • Payment Solutions
  • Banking Automation Solutions
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2

Alkami Banking Solutions

250+ Employees
Plano, United States
Est. 2009
Ultimate Digital Banking Solution is a retail and business customers use this to analyze account data, transfer funds, and make loan payments.
Specialities
  • Online Banking
  • Content Management
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3

Amount 360

250+ Employees
Chicago, United States
Est. 2020
Enabling financial institutions to provide secure, mobile-first experiences for a variety of products.
Specialities
  • Retail Banking
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4

Appzillon Digital Banking

250+ Employees
Princeton, United States
Est. 2011
Appzillon Digital Banking is a suite of pre-built omni-channel banking solutions that adopt the banking industry best practices to deliver transformative yet consistent banking experiences to both customers and bank’s staff.
Specialities
  • Digital Banking Solution Provider
  • Low Code Development Platform
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5

Avaloq

250+ Employees
Zürich, Switzerland
Est. 1985
Avaloq develops and provides software for core banking.
Specialities
  • Banking Software Solutions
  • Business Process Outsourcing
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6

Backbase CXP

250+ Employees
Amsterdam, Netherlands
Est. 2003
Backbase is a fast growing fintech software provider that empowers financial institutions to accelerate their digital transformation and effectively compete in a digital-first world. We are the creators of the Backbase Omni-Channel Banking Platform, a state-of-the-art digital banking software solution that unifies data and functionality from traditional core systems and new fintech players into a seamless digital customer experience. We give financials the speed and flexibility to create and manage seamless customer experiences across any device and deliver measurable business results. We believe that superior digital experiences are essential to stay relevant, and our software enables financials to rapidly grow their digital business. More than 100 large financials around the world have standardized on the Backbase platform to streamline their digital self-service and online sales operations across all digital touchpoints. Our customer base includes HSBC, ABN AMRO,CheBanca!, Credit Suisse, Fidelity, HDFC, Hiscox, ING, KeyBank, Legal & General, NBAD, OTP, PZU, PostFinance, Navy Federal CU and Westpac. Industry analysts Gartner, Forrester and Ovum recognize Backbase as an industry leader in terms of omni-channel banking platform capabilities and award the company high marks for its deep focus on customer experience management and unparalleled speed of implementation. Forrester named us a leader in the Forrester Wave for Omni-Channel Banking and Ovum nominates Backbase as the market leading provider of next-generation digital channel banking platforms.
Specialities
  • Cloud Banking Software
  • Digital Banking Platform
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7

Backbase Digital Banking Solutions

250+ Employees
Amsterdam, Netherlands
Est. 2003
Accelerate your digital transformation and compete effectively in a digital-first world. Enhance your digital banking experience with more responsive, more intuitive, more flexible support that anticipates customer needs.
Specialities
  • Cloud Banking Software
  • Digital Banking Platform
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8

BANKER’ S FRONT

250+ Employees
Meyrin, Switzerland
Est. 2000
BANKERS FRONT is an integrated, modular, multi-channel front-end solution for private banking & wealth management institutions. BANKER’S FRONT is the one and only portal supporting Relationship Managers in their daily interactions and activities with their clients.
Specialities
  • Digital Banking
  • Portfolio Management System
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9

Bankers Realm

250+ Employees
Nairobi, Kenya
Est. 2000
Bankers Realm is a solution based on centralised architecture. It runs on a windows based environment which is used by many banks hence, making it a solution which is easy to deploy, run and integrate with other business channels.
Specialities
  • Retail Banking
  • Mobile Financial Solutions
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10

Banno

250+ Employees
Monett, United States
Est. 1976
Bannois everything your institution needs to service users and deploy modern experiences across all your digital channels.
Specialities
  • Financial Software
  • Payment Processing
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11

Biz2X

250+ Employees
New York, United States
Est. 2007
Biz2X offers banks and other financial institutions the ability to streamline their business loan processes and better manage risk. Biz2X is a turnkey global SaaS platform that enables financial institutions to provide a customized online lending experience for small and midsize business customers. For more information, visit www.Biz2X.com. The Biz2X Platform is the natural evolution of over 13 years of small business financing experience. First created as the platform that Biz2Credit uses to offer small business financing services, Biz2X now powers small business lending at brands like HSBC and Popular Bank, among others. With enhanced loan management, servicing, risk analytics and a configurable customer journey, Biz2X is helping banks like these run their lending operations at scale. Biz2X uses a streamlined user interface, AI-driven analytics and a customizable white label environment to help banks enhance their core services such as offering focused customer service, growing their portfolio, and increasing the use of their different products. The Biz2X Platform offers end-to-end loan management features, including: • A Risk Analytics Tool Suite • Credit Policies Configured to Banks’ Needs • An Intelligent, Dynamic Application for Each Product Type • Low to No IT Work Required • Cross-Device Compatibility
Specialities
  • Small Business Loans
  • Cloud Banking
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12

Broadridge Digital Delivery

250+ Employees
New York, United States
Est. 2007
With one connection, you can connect to customers across a range of digital channels and provide immediate access as new channels emerge, enabling you to save print and mail costs, gain efficiencies and create revenue opportunities.
Specialities
  • Data and Analytics
  • FinTech
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13

Broadridge Digital Experience Management

250+ Employees
New York, United States
Est. 2007
Experience Studio enhances essential communications with data-driven content and marketing offers to create customer engagement and revenue opportunities.
Specialities
  • Data and Analytics
  • FinTech
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14

Celeriti

250+ Employees
Tysons, United States
Est. 2017
Celeriti™ is DXC’s end-to-end suite of SOA-based enterprise software for banking, cards, payments and lending.
Specialities
  • Analytics and Engineering
  • Banking Software
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15

Concierge Bank

250+ Employees
Perth Amboy, United States
Est. 1998
The “Concierge Bank” App, a marketplace-banking product by Torry Harris is helping banks worldwide to offer innovative new products to customers through an API-driven marketplace solution and a simple user interface.
Specialities
  • Business Solutions
  • Digital Marketplace
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16

Corillian Online

250+ Employees
Brookfield, United States
Est. 1984
Corillian Online from Fiserv provides banks and credit unions with a superior online banking experience that not only meets growing digital expectations of your customers but also drives value back to your bottom line.
Specialities
  • Financial Services
  • Risk and Compliance
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17

Crealogix Digital Banking Hub

250+ Employees
Zürich, Switzerland
Est. 1996
CLX.E-Banking Suite is a digital banking platform that combines asset management, customer service, and bank document management modules.
Specialities
  • Digital Banking
  • Wealth Management
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18

Digital Banking

250+ Employees
Portsmouth, United States
Est. 1989
Engage intelligently with customers, deliver a unified digital experience and acquire, deepen and grow relationships.
Specialities
  • Global Cash Management
  • Legal Spend Management
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19

Digital Banking IQ™ for Payments and Cash Management

250+ Employees
Portsmouth, United States
Est. 1989
Intelligent, secure B2B and B2C payment solutions making commercial banking easy. Our solution provides complete payment and cash management capabilities empowering you to become an intelligent business enabler. It puts you in a faster payments ecosystem with real-time payment enablement and embedded fraud protection. Read why Aite Group recognizes Bottomline as a leading provider of U.S. cash management.
Specialities
  • Global Cash Management
  • Legal Spend Management
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20

Digital Edge

250+ Employees
Rzeszow, Poland
Est. 2004
Digital Edge is a digital banking platform which provides brand new possibilities in banking, thanks to its comprehensive set of touchpoint applications and ample digital engagement capabilities, all supported and connected with one hub.
Specialities
  • Digital Banking Platform
  • IT Technologies
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21

Finacle Core Banking Solution

250+ Employees
Bangalore, India
Est. 1981
Built on advanced architecture, Finacle Core Banking Solution offers a comprehensive suite of capabilities to power your banks’ digital transformation.
Specialities
  • Business Process Outsourcing
  • Cloud Services
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22

Finacle Online Banking

250+ Employees
Bangalore, India
Est. 1981
Finacle Online Banking is an omnichannel enabled enterprise-class internet banking solution. This unified solution for retail, SME and large enterprise customers is differentiated by its comprehensive coverage and an advanced architecture.
Specialities
  • Digital Banking Solution
  • FinTech
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23

Finastra Digital

250+ Employees
Paddington, United Kingdom
Est. 2017
Finastra Digital enables the digital transformation that means financial institutions can ensure growth driven by strong customer focus. With Finastra Digital, banks can create frustration-free banking user experience by offering innovative online and mobile banking solutions.
Specialities
  • Corporate Banking
  • Investment Management
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24

FINO PayTech

250+ Employees
Navi Mumbai, India
Est. 2017
Fino Payments Bank the Digital Banking Partner for millions of Indians. #Hamesha Our phygital network comprises 6.41 L banking outlets and 197 branches. Our customer service points covering 94% of India’s districts making us truly India’s very own Local National Bank.
Specialities
  • Payments Technology
  • Cash Management
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25

Fintech Group

250+ Employees
Frankfurt am Main, Germany
Est. 1988
FinTech Group AG provides the most modern and comprehensive financial services platform for banks, fintech and companies.
Specialities
  • Banking Services
  • Online Brokerage
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26

FintechOS

250+ Employees
London, United Kingdom
Est. 2017
FintechOS empowers traditional banks and insurance companies to adapt to rapidly changing customer expectations and match the speed and flexibility of nimble technology-driven competitors. Using the company’s technology, banks and insurers can launch data-driven, hyper-personalised digital products and services with unprecedented speed – weeks rather than months or years. FintechOS offers both multi-cloud SaaS deployments, helping client’s transition to the cloud, and on-premises deployments, working seamlessly alongside the existing technology infrastructure. FintechOS offers more than 150 integrated sources of data out-of-the-box – from social and contextual to cloud and enterprise systems – and more than 20 automated financial processes for AI-enabled areas like KYC, Customer 360, pricing or risk analytics. Banks and insurance companies can also access a marketplace with more than 50 open sources, ready-made apps for client onboarding, lending, savings, insurance, pensions and wealth management. Existing partnerships with Microsoft, EY, Deloitte, Publicis Sapient and Capgemini allow fast deployment in multiple markets.
Specialities
  • Banking Software
  • Financial Services
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27

FIS Core Banking

250+ Employees
Jacksonville, United States
Est. 1968
FIS Core Banking offers agile solutions that integrate seamlessly with our core systems or with others via a componentized architecture. This approach enables community, mid-tier, large and global financial institutions to surround their legacy core platform with components to help them progressively transform their core banking systems. With FIS total banking solutions, institutions can create a truly differentiated customer experience.
Specialities
  • Information Technology
  • Core Banking
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28

Infocorp Banking

250+ Employees
Montevideo, Uruguay
Est. 1994
Our Business Activity Monitor, enables you to make decisions based on statistics, access trends and the use of channels. Use our Analyzer and filter results per channel, country, time zone or device. Analyze the amount of transactions and the most used functions of your portal.
Specialities
  • Business intelligence
  • Cloud Services
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29

Intellect Digital Enterprise Platform (iDEP)

250+ Employees
Chennai, India
Est. 2014
The Intellect Digital Enterprise Platform (iDEP) makes digital a reality. iDEP powers your bank with a true omnichannel experience across all the products & services you provide to your customers, channels that you choose to deploy these through and, all the devices through which they access your bank. All of this backed by the robustness and agility any bank needs to stand the test of time and scale.
Specialities
  • Core Banking
  • Digital Banking
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30

InterACT Universal Banker

250+ Employees
Elkhorn, United States
Est. 1975
ACI Worldwide is a global software company that provides mission-critical real-time payment solutions to corporations. Customers use our proven, scalable and secure solutions to process and manage digital payments, enable omni-commerce payments, present and process bill payments, and manage fraud and risk. We combine our global footprint with local presence to drive the real-time digital transformation of payments and commerce.
Specialities
  • Electronic Payment Systems
  • Credit Card Processing
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31

Kony DBX

250+ Employees
Austin, United States
Est. 2007
With modern, frictionless applications powered by the industry’s leading platform, Kony DBX enables banks and credit unions of any size to accelerate innovation – without compromising what’s critical.
Specialities
  • Digital Technology
  • Mobile Payments
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32

Kony Development Cloud

250+ Employees
Austin, United States
Est. 2007
It’s a comprehensive set of cloud services, frameworks, and tools that allow you to create multi-channel experiences cross phones tablets and desktops.
Specialities
  • Digital Applications Platform
  • Mobile Payments
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33

Liferay Digital Experience Platform

250+ Employees
Diamond Bar, United States
Est. 2004
Liferay Digital Experience Platform is an enterprise-grade platform that enables companies to create and connect personalized digital experiences across web, mobile, social, in store and other touchpoints. It provides the technical foundation (deep integration, security and modularity) for your digital business to orchestrate unique customer experiences, as well as business value features to support a deeper understanding of your customers.
Specialities
  • Digital Experience Platform
  • Web Content Management
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34

Mambu

250+ Employees
Berlin, Germany
Est. 2011
Mambu is a cloud platform designed to let user rapidly build, integrate, launch and service any lending portfolio into any market. SME lenders.
Specialities
  • Loans Management
  • Core Banking
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35

Mobeix

250+ Employees
Singapore, Singapore
Est. 2004
Mobeix™ is built on a scalable multi-layered architecture and delivers a comprehensive suite of digital banking capabilities. It is based on an open technology stack, which enables banks to extend or create new business functionalities easily and deliver new banking services rapidly.
Specialities
  • Mobile Banking
  • Mobile Payments
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36

Monzo

250+ Employees
London, United Kingdom
Est. 2015
At Monzo, we‚re building a new kind of bank. One that lives on your smartphone and built for the way you live today.
Specialities
  • Digital Retail Bank
  • Digital Banking
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37

nCino Bank Operating System

250+ Employees
Wilmington, United States
Est. 2012
As a secure cloud-based solution, the nCino Bank Operating System empowers bank employees and leaders with true insight into the bank through an end-to-end solution combining customer relationship management (CRM), loan origination, workflow, enterprise content management, and instant reporting capabilities. nCino integrates with the bank’s core and transactional systems, while replacing point solutions and manual-based processes.
Specialities
  • Bank Operating System
  • Cloud Banking Software
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38

NCR Digital Banking

250+ Employees
Atlanta, United States
NCR Corporation (NYSE: NCR) is a leading software- and services-led enterprise provider in the financial, retail and hospitality industries. NCR is headquartered in Atlanta, Ga., with 36,000 employees globally. NCR is a trademark of NCR Corporation in the United States and other countries.
Specialities
  • Enterprise Technology
  • Leading Software
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39

NCR Digital Insight

250+ Employees
Atlanta, United States
NCRs Digital InsightTM solutions provide retail and business banking solutions and services that give you the flexibility and control to engage more, increase retention and cross-sell effectively. Your customers will love the experience and your revenue will reflect it.
Specialities
  • Enterprise Technology
  • Leading Software
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40

Open

250+ Employees
Bangalore, India
Est. 2017
Open is Asia’s first neobanking platform for SMEs and startups. We are on a mission to deliver a truly seamless business banking experience and make managing finances a breeze. Powered by partner banks, Open offers a business account that let’s small business owners collect payments, auto-reconcile them, and make seamless payouts. We don’t stop with just that – we also offer additional tools designed exclusively for businesses, such as an integrated payment gateway, automated accounting and expense management. Open has been revolutionizing the way SMEs and startups bank since 2017 and we currently serve more than 15,00,000 SMEs and process US $24 Billion in transactions annually. The platform onboards 50,000 new SMEs and startups every month. We are growing at an incredible pace and are on the lookout for new and exciting talent to join the Open tribe.
Specialities
  • Business Account
  • Neobanking Platform
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41

Oracle Banking Digital Experience

250+ Employees
Austin, United States
Est. 1977
Oracle Banking Digital Experience enables banks to attract, onboard, and service customers with a context-aware channel solution powered by a robust API framework that integrates with any core processor.
Specialities
  • Software
  • Database
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42

Q2 Gro

250+ Employees
Austin, United States
Est. 2004
Q2 Gro is redefining the account holder experience for the digital banking channel.
Specialities
  • Banking Technology
  • Commercial banking
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43

Q2 Platform

250+ Employees
Austin, United States
Est. 2004
Q2 Platform provides financial institutions leading-edge technology and unmatched customer service with feature-on-demand capabilities for retail and commercial banking.
Specialities
  • Banking Software
  • Digital Payments
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44

ServiceNow Financial Services Operations

250+ Employees
Santa Clara, United States
Est. 2004
Provide efficient, resilient financial services operations for enhanced customer and employee experiences. Digitize core processes across your institution on a single platform.
Specialities
  • Service Management
  • Enterprise Cloud
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45

Sopra Banking Platform

250+ Employees
Paris, France
Est. 2012
Sopra Banking Software is the partner of choice for more than 1,500 financial institutions worldwide. The rich variety of its solutions, the strength of its conviction and the passion for innovation enable Sopra Banking Software to support its clients on a daily basis and in their future projects, as well as in their goals regarding financial inclusion. Sopra Banking Software customers, based in over 80 countries around the world, benefit every day from technologies and software, as well as the expertise of 5,000 employees. Sopra Banking Software is a subsidiary of the Sopra Steria Group, a European leader in consulting, digital services and software development.
Specialities
  • Banking Software
  • Digital Transformation
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46

Standfore FS

250+ Employees
Burton, United Kingdom
Est. 2000
StandFore FS integrated front-end platform for banking is an innovative approach to bank customer service.
Specialities
  • Custom Software Development
  • Business Analysis
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47

SuperCore

250+ Employees
London, United Kingdom
Est. 2016
Making Banking 10x Better – for customers, banks and society. Enable client banks to engage their customers with more timely, relevant and personalised experiences when it comes to managing money.
Specialities
  • Financial Services Technology
  • Core Banking
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48

Technisys Cyberbank Digital Banking Platform

250+ Employees
Miami, United States
Est. 1995
Cyberbank is the next-gen digital and core banking platform from Technisys that redefines the customer experience. How? By enabling you to dynamically create tailored financial products at the speed of commerce. And, in turn, deliver meaningful recommendations to your customers at point of need, every time. Find out more about how we differentiate, by design, and why it matters to you.
Specialities
  • Financial Services
  • Core Banking
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49

THOUGHT MACHINE

250+ Employees
London, United Kingdom
Est. 2014
Thought Machine is one of the UK’s leading fintech companies and is undergoing a period of rapid expansion. They cure one of the banking industry’s primary problems: its reliance on outdated IT infrastructure. Nearly every bank is stuck on a legacy IT platform, which cripples their ability to innovate and give their customers the type of service they deserve.
Specialities
  • Banking
  • FinTech
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50

TrustBankCBS

250+ Employees
NAGPUR, India
Est. 1999
TrustBankCBS is a browser-based solution with core banking, e-banking, and branchless banking capabilities.
Specialities
  • Retail Banking
  • Trade Finance
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