Enter the World of FinTech With People Who Know the Way

You have a vision that will make an impact on the world of financial technology. But what is vision without execution? We’re here to make it real. We are Code & Pepper, the FinTech development agency born out of passion for impactful software.

There will be no better time for FinTech development

In 2019, more FinTech companies entered the Unicorn Club than any other industry*.
At the same time, the areas where software can transform the world of finance are far from running out.

Entering the FinTech world doesn’t happen by chance

It’s not easy to outsmart global companies who have ruled the market for years.
But with the right customer insights, industry know-how and technical expertise you can change the way money affects the lives of people and businesses.

We’ve got all you need to make a smooth move

Customer-centric approach

Don’t be fooled – FinTech is not about money. FinTech is about people. Putting your customer satisfaction above the PowerPoint graphs is something industry moguls can’t afford – and what gives new innovators a great competitive advantage.
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Focus on product design

Responding to customer insights is best expressed in how you design your product. Every element of the interface and user experience can be a dealbreaker. FinTech businesses are fighting for one thing that top banking players have been losing since 2008 – this thing is trust.
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Short time-to-market

FinTech is growing rapidly and your time-to-market needs to keep up with the speed of the industry. Learning to define the core elements of the product and developing efficient MVPs is key to put your idea out there and receive the most valuable response you can get – directly from the users.
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Agile product development

In the fast-paced FinTech world, the software development process needs to give you the ability to adapt and respond to changing conditions. Agile product development is a proven way to maintain high quality code and design while making the most of the given time and talent.
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Scalable teams

It may turn out that your team needs new talent on different levels of product development. The clock is ticking, the product is not moving as fast as possible – that’s when team offshoring and nearshoring comes in handy. You can easily change the shape and skill set of your team according to current product needs. Case study

FinTech-ready technology stack

Product design is just the beginning – the next step is to choose the optimal technology stack. No matter if it’s web or mobile, frontend or backend, every application needs a cautious selection of programming tools that will maintain optimal performance for a long time.
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Technologies used at Code & Pepper

Ruby on Rails
Microsoft Azure
Amazon Web Services
Google Cloud
Android (Java)
…and more

Clients speak out

We value Code & Pepper for its proactive attitude, responsiveness and transparent way of working. It is reliable and dependable company that we can recommend for other business entities to cooperate with.
James Varga, CEO & Founder at the ID Co

Clients speak out

We value Code & Pepper for their quick-to-grasp understanding of our financial product and implementing an optimised user experience on the client-side app. The team are highly experienced and brought a great approach to our project.
Premila Stampe, Head of Business Strategy at Flex Funding

Clients speak out

The Code & Pepper team became involved in the process of designing the desired tool already at the bidding stage. Even though they didn’t have much time to answer our complex request for tenders, the effect was mind-blowing. They had had a very practical approach from the very beginning, and this is what made us select them.
PhD Johannes Fritz, Project Manager at Global Trade Alert

Clients speak out

I really value Code&Pepper for their proactive attitude, transparency, detailed attention to security, these are what made the partnership trusted and solid. The development team was always very helpful and open in explaining all technical matters along with a project manager who took care of organisational stuff.
Alexander Rainey, CEO & Founder at Pluto

Clients speak out

Code & Pepper provided an impressive level of service outside the original scope of requirements. At no additional charge, they proactively redesigned the product to enhance the final version. They took on the bulk of project management responsibilities and facilitated an open line of dialogue throughout.
Duncan Campbell, Head of Product at Oathello

Clients speak out

Code & Pepper provides high-quality, reliable code and designs. Flexible, responsive, and dedicated to client satisfaction, working with their team continues to add a lot of value to the business overall.
Aurélien Bonnel, CTO at TradeCrediTech

Clients speak out

We value Code & Pepper for the high quality of their work and for their positive attitude. Working in the team-to-team model meant that we all felt equally responsible for the product, solved problems more effectively and generated positive energy that stayed with us throughout the project.
Daniel Kunz, Chief Product Officer at Flink

Clients speak out

We have used a variety of skill sets provided by Code & Pepper including UX design, development. We have also found using their Scrum process to be very beneficial to measuring the progress of the project. We are happy to recommend Code & Pepper as a partner.
Thomas McHugh, Founder & Director at Finbourne

Our clients are backed by industry leaders

Join successful FinTech players. The time is now!