You surely have points to check before signing a contract with a development company. You want to make sure that the partner you are going to choose, is reliable and software quality is spot-on. This is part two of hour lenghty and very detailed article, so if you have questions to ask a software development company, visit the first material: Questions to ask before hiring software development company.

Software development contracts can be built in multiple ways but one thing that should matter the most is software quality. Meetings and calls before the start of product development will help you make a good decision and choose the right software vendor. What to pay attention to? What to avoid? How to learn more about your partner? We made a list of 20 questions to ask when signing a contract with a software development company.

The Middle East is a huge and diverse region spanning over three continents and populated by more than half a billion people. This diversity is also visible in the FinTech market there, with some regions more technologically advanced and some just at the beginning of their road to the future of financial services. Let’s find out more about the FinTech in the Middle East landscape.

Artificial intelligence (AI) in FinTech is often associated with Big Data and analysis of customers’ behavior. In reality, it can be used in a wider range. Anti-money laundering (AML) AI is used to fight financial crime and secure apps’ reputation. After all, financial technology is all about trust. How is it done and what conclusions can you draw for yourself?

Digital disruption invented and implemented by FinTech companies is a double-edged sword. Companies that went after main-street banks and traditional insurance firms, now face another era. They have to innovate to stay alive. How leading insurance companies make use of artificial intelligence (AI) will make or break their businesses. Customers face new risks and want to make sure the InsurTech sector can calm their fears. This is how you can help them.

In the dynamically growing world of FinTech, trust and security are everything. Even one mistake in these fields can lead a promising startup to instantly fail and there are no second chances. How to minimize the business risks if it is impossible to be 100% certain of the available cybersecurity measures? Read more to find out how cybersecurity insurance providers can let you sleep tight.

FinTech apps heavily rely on connecting with customers. They thrive by offering custom services to users bored and tired by classic banking. The more you know about your customers, the more you can give to them. The same works for prices – price optimization through machine learning is the ultimate tool for growing revenues. How is it done and what can you learn from existing examples?

Financial technology, or FinTech for short, is a hit. It’s a global revolution that transformed the lives of many people. It enabled them to hold onto a job, manage their finances, discover better options for their home budgets. The Kalifa FinTech review for 2021 shows how much this business has  evolved in the UK – one of the most vibrant markets in the world. We work with the best – two of our clients contributed to the report.

Wouldn’t it be great if you could just buy whatever you like and pay for it within a deferred payment system? It should be easy, convenient, and cheap. Other people thought exactly the same; that’s why “shop now, pay later” solutions came to be. How does it work, who are the top players and how can you benefit from this trend?

The COVID-19 epidemic turned the world upside down. Many of us think extensively about safety and security. That’s where financial insurance companies come in. They offer a feeling of having a safe bay in times of uncertainty. Some of them will face challenges because of the uneven funding or promoting already established InsurTechs. Some of them will need to rethink business models. Here’s the list of the most promising InsurTech companies to watch in 2021.

If you save or invest your money in more than one place, you may be annoyed with how bothersome it is to check and analyze what is going on with your assets, especially in real time. But logging into alt least three different platforms, checking the values, entering data into the spreadsheet is just pointless, when you can use asset management software. Read more to find out what it is and how it can make your life easier!

The most interesting FinTech accelerators in Scotland just needed to be covered in this series. After all, this country is becoming a major startup hub in the UK and many FinTech businesses choose Edinburgh or Glasgow over London. Want to know why? 

An old classic financial institution with multiple physical branches competes with the agile and low-cost mobile-only bank. Possible hundreds of years of tradition versus a few years or even a few months on the market. And yet, the mobile bank is on the rise, attracting users left and right; like a moth to a flame. They know their issues will be addressed quickly and every operation will take minutes, sometimes even seconds. If so, why many FinTech startups pivot early on and change the product? What common mistakes do they make?

Imagine you could change the world with a single act. A brief moment, a statement that changes the landscape for generations to come. And it’s not an act of desperation but rather convenience. It’s not a political statement but a consumer one. This is how Generation Z takes us to the world of cashless and instant-response society with a simple act of tapping the “Pay now” button. What do these people need and pay for, what are Generation Z’s spending habits?

Can you make money by serving people of humble means? Can you sustain a business addressed to people outside of the global financial system? Limited market opportunities and few coins in the pocket don’t have to be a dead end. As Bill Gates once said: there’s a difference between banks and banking. If you need proof that FinTech companies can provide quality services to customers despite their financial status, look at neobanks in Africa.

After taking a closer look at FinTech accelerators in Tel Aviv, Berlin and London, we’re going on a quick trip to the banking capital of the world—Zurich. Apparently, this Swiss city is a popular spot for FinTech startups and institutions that help them break ground. We selected some of the most interesting ones and here’s what we found out.

Two reports, two gold mines full of data, insights, and conclusions. The Paypers’ report and the McKinsey’s report offer a thorough analysis of ways people have used their mobile devices in 2020. For complete analytics, we send you over to these sources. For everything else—major changes, global trends, behavioural shifts—we ask you to stay with us. Here are both reports in a nutshell, with key data about preferred online payment methods in eCommerce and our in-house commentary.

The year 2021 will be all about personalization, integrations and connections. Customers want to experience, not just use digital products and they want a broader spectrum of services. That’s why FinTech companies are joining forces with firms offering added value. Finally, people expect connection with other people. Companies who will create communities around their products will win people’s minds and wallets. Recently, we wrote about FinTech trends for 2021, now let’s talk about top FinTech companies to watch in 2021.

We’ve already analysed the most impressive FinTech accelerators in Tel Aviv and in London, but we’re not planning to stop. This series of articles will be a frequent visitor on the Code & Pepper blog and we’re going to keep them all up to date. This time, let’s take a trip to the capital city of Germany—Berlin—where cultures mix, currywurst is everywhere and so are FinTechs. Come along and take a closer look at FinTech accelerators in Berlin!

InsurTech stands for insurance technology, but this term can still be considered pretty abstract. After all, how can cutting edge technology work in the insurance industry? As with all innovative ideas, there are many ways to reach the goal. Read on to learn all you need to know about InsurTech industry: its history, how it’s used to make life easier and accelerate business, and what its future is going to look like!

Digital transformation is like taxes or iPhones: present everywhere. Despite many CEOs, CTOs and CIOs being interested, not all of them have a clear picture. In reality, it’s not only about technology. It’s a tool that enables teams to work efficiently, creating even more valuable products. But first – security.

Every digital business needs a reliable toolset that will support its operations. And for many of them, online payment processing platforms are essential: according to a 2018 survey, 62% of UK’s small and medium enterprises use digital solutions to make or accept payments. However, choosing among a plethora of payment processing companies is not a breeze. This one decision can have serious implications in multiple areas, starting with customer experience, transaction security, and even your business cash flow. 

Payment technology remains one of the most dynamically developing sectors of FinTech. Its disruptive potential and versatility make it the perfect breeding ground for innovation, actively redefining digital experience in finance. However, challenging the status quo comes with a package of challenges in their own right. When coins changing hands are replaced by bitcoin trading platforms and wads of cash are turned into digital wallets – how well is your business prepared for the ultimate digital-first future?

According to its origin myth, FinTech was born out of the global financial crisis and the huge behavioural shift it had brought. Fast forward another 10+ years, and we are on a brink of another economic twist. This time with a slightly different cocktail of inhibitions and attitudes. Although creative and agile by definition—are all FinTechs equally equipped to withstand the blast of a market shakeout? Another week into the general lockdown, the industry’s resilience and adaptability meets trial by fire.

FinTech has been on the rise since the turn of the 21st Century and analysts estimate the sector’s revenue generation will reach $4.8 trillion in 2020. A healthy mix of traditional banks and upcoming startups gives the industry a strong outlook for future growth. Successful cross-platform FinTech apps reach users across as many platforms as possible, including iOS, Android, and Windows OS. Frameworks like .NET Core, React Native, and Flutter are helping to make this happen. Let’s dive into how you can emulate some of the best financial apps that run on all platforms.