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Tag: FinTech developers

Centaur Fintech AI: 9 Examples Where Human Experts and AI Win Together

in FinTech Business
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Top Fintech AI Companies

The tech world loves a good apocalypse story. For years, the narrative about FinTech AI was the “robo-apocalypse,” a future where artificial intelligence would replace every human expert. We were told to expect a world of fully automated finance, run by algorithms in a black box.

It was a great headline. But it was a terrible business model. Fintech AI looks a bit different now.

The most successful and innovative AI fintech startups today are not pure AI. They are “Centaurs”: a powerful fusion of a human expert and an AI co-pilot. The machine does the math. The human makes the call. This fintech AI model is proving to be the most effective and trusted way to build a modern financial company.

Here are nine companies that prove it.

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Outsourcing Software Development for Startups: Red Flags and Green Flags

in FinTech Business
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When you’re running a startup, every decision counts. Especially the ones about how and who builds your product.

Outsourcing software development is often the most practical way to ship faster, stay lean, and cut the cost of hiring an entire in-house team. But the difference between the right partner and the wrong one? It can decide your timeline, your budget—and even your launch.

This guide walks you through the red flags that should stop you in your tracks, and the green lights that tell you you’re talking to the right team—whether you’re hiring bespoke software developers, looking for healthcare software developers, or need AI software experts to bring your vision to life.

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How AI-Powered Features Shape Fintech UX

in Software Development
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Fintech and artificial intelligence (AI) have always stood at the forefront of the technological revolution. The technology offered us an unparalleled level of efficiency, personalization, and security. Now, it’s time to take a step forward. Fintech has become even more user-centered, and with design focusing on behaviors rather than mere features, user experience (UX) and user interface (UI) must reach new heights. This is how AI-powered features and interfaces change banking experiences.

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Biggest FinTech App Development Challenges: A Developer’s Perspective

in Software Development
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The fintech industry is at the forefront of innovation, reshaping how we manage and interact with our finances. From mobile banking and investment apps to blockchain and cryptocurrency platforms, fintech solutions are becoming integral to our daily lives. However, developing apps in this dynamic and highly regulated industry presents unique challenges that developers must navigate. In this blog post, we will explore the biggest challenges in fintech app development directly from a developer’s standpoint, and discuss strategies to overcome them.

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A Software Development Agency Hire Guide – 2024 Edition

in Software Development
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You know the drill – every single year software development companies like ours publish articles about how to choose the right vendor. But those companies are not like ours. You see, when we hire developers, we only pick the best on the market. We will prove it below. When we use tools, we stay ahead with AI-enabled automation and enhancement software. Try to beat this “2 in 1 formula”. This is the recipe for 2024 and beyond.

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FinTech Me This with Daniel Parming: How to Develop Engineering Skills in Your Tech Team

in Interviews
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In this FinTech Me This episode Daniel Parming, Head of Engineering at Kantox, tells us how he approaches developing engineering skills in his team. We talk about setting goals for individual developers, spotting soft skills, and why you have to provide engineers with complex challenges. Check out the full episode!

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FinTech Me This with Adrian Mizzi: How to Hire the Right Engineering Talent

in Interviews
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In the first episode of the FinTech Me This: Engineering Management Podcast, we talk with Adrian Mizzi, the co-founder and CTO of Weavr, about the importance of recruiting the right talent to your engineering team. We also cover a practical rundown of the recruitment process and the challenges of building a payments business. Check out the podcast below and read the interview to find out more!

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Embedded Finance Solutions – What Are They? Definitions and Examples

in FinTech Business
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What is embedded finance? In a nutshell, it’s when a FinTech company puts its solutions in a third party’s app. For example, when you order a pizza and pay one way, out of multiple available options. Or when you are looking for a loan and your favorite financial app is recommending one of the top FinTech lending operators. The goal of embedded finance solutions is to provide a seamless and practical experience for users and broaden their choices while staying convenient.

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Banking as a Service – What is BaaS? Definition and Examples

in FinTech Business
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Over the years, the FinTech industry has proven itself to be one of the most dynamic sectors of the global economy. Once again, it surprises with a pivot that can change customers’ habits and drive new streams of revenue. It’s called “banking as a service” (BaaS) and it stormtroops through the market. What is it? Can you participate in the trend?

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Why is transparency important in the software development process?

in FinTech Business
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The importance of transparency in the software development process extends beyond creating a product. It’s the quality of business relationships that really matters. The market-ready product, being the final stage of a business relation, is only a result. The reason behind its successful delivery by the vendor and the acceptance by the client is an honest partnership. How to make sure that transparency in software development really works?

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Buy Now Pay Later – How The Fastest-Growing Payment Alternative Works

in FinTech Business
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Wouldn’t it be great if you could just buy whatever you like and pay for it within a deferred payment system? It should be easy, convenient, and cheap. Other people thought exactly the same; that’s why “shop now, pay later” solutions came to be. How does it work, who are the top players and how can you benefit from this trend?

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API Developer Experience: Tricks of the Trade

in Software Development
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From data aggregators at the core of open banking to payment processors for digital marketplaces – many FinTech products deliver value through application programming interfaces (aka APIs). In those cases, it’s hard to speak of User Experience as such. What becomes important then is Developer Experience (DX), which reflects how easy it is to work and integrate with an API. This in turn, can have a huge impact on the final quality and scalability of the API product. So if your goal is to build a highly-performant, future-proof and integration-ready solution, don’t forget about Developer Experience. Use the pro tips below to accelerate and empower your API development process.

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Scrum Master Certification: Step Up Your Game

in Project Management
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“Stay home” is probably going to be the most exploited phrase of 2020. The consequences of global lockdown will loom large for years, turning the job market upside down. However, one thing hasn’t changed – you can’t go wrong with stepping up your professional game by gaining confirmed knowledge and skills. Read on to discover Scrum Master certifications tailored to different professional areas of the IT industry.

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Top Talent Wanted: Recruiting for Team Augmentation

in Project Management
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Talent acquisition is one of the most complex organizational processes, with immense impact on businesses in the long run. When paired with the crude fact that great leaders are nothing without great teams, the importance of an effective and sustainable recruitment strategy becomes self-evident. Team augmentation clients are therefore setting the course for the future and Code & Pepper is honoured to contribute its unique know-how to their success on the FinTech scene.

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Software Development Poland: the Leading CEE’s Programming Hub

in Software Development
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When thinking of perfect software nearshoring or offshoring locations, it’s impossible to omit Poland on the map of the IT industry. Being the second largest software development services provider in Central-Eastern Europe (right behind Russia), it’s a promising destination when shopping for skilled and budget-friendly tech teams for any digital product. If you’re considering hiring programmers outside of your local job market, this article will show you why so many companies have had successful collaborations with Polish IT firms and what cities lead on the Polish software development landscape.

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Team Augmentation Benefits and Values for FinTech Businesses

in Project Management
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“You better work” is where most businesses start… but what if you’ve done all the work you can, the product still has a huge potential to reach, and there’s only 24 hours in a day? All the signs in the sky and on earth point to hiring more people, and team augmentation is a service model that works like a charm. How? Learn about the essence of team augmentation and its benefits from the business, technical, and human resources point of view.

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