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User Experience Friction in Real Life Examples

in User Experience
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User Experience Friction in real life examples cover image

Designing an app to be user friendly is a must, right? User-friendliness is not a simple term, though and its complexity is actually gigantic, when you take a better look at what it involves. One of the key aspects one needs to understand and consider from the very beginning of work on an app is user experience friction and its three main areas: emotional friction, interaction friction and cognitive friction. Read more to find out what they are and how to avoid them.

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What Does Generation Z Spend Their Money On?

in FinTech Business
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Imagine you could change the world with a single act. A brief moment, a statement that changes the landscape for generations to come. And it’s not an act of desperation but rather convenience. It’s not a political statement but a consumer one. This is how Generation Z takes us to the world of cashless and instant-response society with a simple act of tapping the “Pay now” button. What do these people need and pay for, what are Generation Z’s spending habits?

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The Rise of African Neobanks

in FinTech Business
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Can you make money by serving people of humble means? Can you sustain a business addressed to people outside of the global financial system? Limited market opportunities and few coins in the pocket don’t have to be a dead end. As Bill Gates once said: there’s a difference between banks and banking. If you need proof that FinTech companies can provide quality services to customers despite their financial status, look at neobanks in Africa.

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Top 3 FinTech Accelerators in Zurich

in FinTech Business
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After taking a closer look at FinTech accelerators in Tel Aviv, Berlin and London, we’re going on a quick trip to the banking capital of the world—Zurich. Apparently, this Swiss city is a popular spot for FinTech startups and institutions that help them break ground. We selected some of the most interesting ones and here’s what we found out.

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5 Key Factors to Startups’ Project Management Success

in Project Management
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Imagine you have a beautiful tree with a potential to bear fruit every season. It doesn’t come for free—you have to tend to it. Water the seedling, shelter from extreme weather conditions, protect from pests. Manage resources, so they can last for months. The same goes for successful project management. Many companies, especially startups, have great ideas and deep domain knowledge but lack project management skills to build products with long-lasting impact. Here’s a shortlist of key success factors and handy solutions provided by companies like ours.

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Most Popular Online Payment Methods in eCommerce in 2020

in FinTech Business
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Two reports, two gold mines full of data, insights, and conclusions. The Paypers’ report and the McKinsey’s report offer a thorough analysis of ways people have used their mobile devices in 2020. For complete analytics, we send you over to these sources. For everything else—major changes, global trends, behavioural shifts—we ask you to stay with us. Here are both reports in a nutshell, with key data about preferred online payment methods in eCommerce and our in-house commentary.

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FinTech Wire #9: British FinTech Goes Global and Cross-Border Payments Make it to LATAM

in FinTech Wire
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2020 was definitely an eventful year with many unexpected turns. During this turbulent time, we had the unquestionable pleasure of sharing with our readers every memorable event from the world of digital finance in our weekly FinTech Wire. Now the year is slowly coming to an end, but it doesn’t mean that there is any less to talk about. So what has this week brought for FinTech geeks?

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Ask Me AnyFin with Lombi: Is Empathy the Key to FinTech Startup Success?

in Interviews
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Why Ask Me AnyFin? At Code & Pepper, we believe in testing assumptions and leaving no stone unturned when getting to the bottom of complex issues. But what are the right questions to ask? Now, that’s when things get really interesting… There is no one magic formula for a FinTech company. That’s why I’ve decided to sit down with founders, innovators and disruptors from different sub-sectors and with diverse backgrounds to look for the bigger picture: together.

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Top Software Testing Trends to Follow in 2021

in Quality Assurance
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The IT world never slows down. Every year brings new trends to focus on or catch up with. The most recent shift in software is testing with the use of AI, which eliminates the human factor from quality assurance. This puts additional pressure on executives and product teams to offer world-class solutions. The same pressure drives software development partners to enhance their ability to deliver. Here’s a list of the latest trends in software testing and best practices to follow.

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FinTech Wire #8: Cross-Border Instant Payments in the UK and FinTech Giants Entering New Fields

in FinTech Wire
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Every single week we deliver hand-picked headlines from the world of FinTech to keep our readers updated with the latest industry news. In this issue, we’ll hear from new players in the payments market, as well as incumbents and top brands blazing the trail with groundbreaking solutions. Sound exciting? It is! So read on…

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FinTech Wire #7: From Russia with Law and New Successes of Our Old Friends

in FinTech Wire
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This week FinTech Wire continues one of the stories we mentioned previously, but we also have a lot of brand new information that we’ve carefully selected just for you. Get your reading glasses and enjoy the news about Stripe, Facebook’s Libra, Ford’s vans and a case of split personality in one of the most powerful governments in the world!

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Service Workers in Progressive Web Apps: Lie-Fi Busters

in Software Development
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Run an online business long enough and it’s impossible not to come across Progressive Web Apps. Once you have, you might be naturally drawn to the many benefits a PWA offers, but how do you know it’s the best choice for your application? One way is to start with Service Workers: the unsung heroes of PWAs’ success and merciless Lie-Fi busters. Understanding their impact on performance, accessibility and engagement might be the key to unlocking new business value, without losing sight of potential challenges. This quick walkthrough focuses on the essential components, definitions and strategies to help you keep calm and make Service Workers work—both on and offline.

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TOP 20 FinTech Companies & Startups to Watch in 2021

in FinTech Business
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The year 2021 will be all about personalization, integrations and connections. Customers want to experience, not just use digital products and they want a broader spectrum of services. That’s why FinTech companies are joining forces with firms offering added value. Finally, people expect connection with other people. Companies who will create communities around their products will win people’s minds and wallets. Recently, we wrote about FinTech trends for 2021, now let’s talk about top FinTech companies to watch in 2021.

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FinTech Trends 2021: Global Outlook

in FinTech Business
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The year 2020 has brought many breakthroughs. The massive shift towards remote work has proven things can be done, even if people don’t work face-to-face. The prolonged lockdown has probably changed customer spending habits forever and has impacted many industries, not only e-commerce. Meanwhile, the FinTech stage has grown exponentially, bringing comfort and convenience to everyone, even the unbanked. What will the industry look like next year? Here is our list of the most interesting FinTech trends in 2021.

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Top FinTech Accelerators in Berlin

in FinTech Business
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We’ve already analysed the most impressive FinTech accelerators in Tel Aviv and in London, but we’re not planning to stop. This series of articles will be a frequent visitor on the Code & Pepper blog and we’re going to keep them all up to date. This time, let’s take a trip to the capital city of Germany—Berlin—where cultures mix, currywurst is everywhere and so are FinTechs. Come along and take a closer look at FinTech accelerators in Berlin!

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InsurTech Industry Guide: All You Need To Know About Insurance Technology

in FinTech Business
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InsurTech stands for insurance technology, but this term can still be considered pretty abstract. After all, how can cutting edge technology work in the insurance industry? As with all innovative ideas, there are many ways to reach the goal. Read on to learn all you need to know about InsurTech industry: its history, how it’s used to make life easier and accelerate business, and what its future is going to look like!

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FinTech Wire #3: Acquisition Drama, New Challengers in UK and Digital Currency on the Move

in FinTech Wire
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How do you filter the market data to pick out the most valuable insights? Does the amount of news and updates make your head spin? The FinTech Wire comes to the rescue with a carefully selected combination of brand stories which are shaking the world of finance and banking. This week, we’ll be hearing from Visa, Pennyworth, Monument, SoFi, JP Morgan, and NerdWallet. Let’s roll!

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Key Roles in E2E Software Development

in Software Development
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App development is like professional football. Companies are like teams and their employees are like players, coaches, and managers. After all, what happens backstage and between the games is equally important to the actual performance on the football pitch. Every member of the group is crucial for success, though their roles are different. Read on to learn all you need to know about the roles in software development teams!

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FinTech Wire #2: Impact Investing, Biometric Cards and Shoppable Emails

in FinTech Wire
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Code & Pepper is calling all FinTech buffs hungry for the latest industry insights! FinTech Wire comes back with a juicy selection of fresh news, hand-picked from top headlines and press releases. This week, we’ll be hearing from major movers and shakers in sustainable investing, biometric authentication, instant purchasing, cryptocurrency, and blockchain…

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